Homes for Sale/Galveston County/Galveston/Laffites Cove
Active MLS #41606734 · 31 days on market

13318 Binnacle Way

Galveston, TX 77554
Subdivision  ·  Laffites Cove
List Price
$695,000
$294/SF
Beds
4
Baths
4
Sq Ft
2,362
Built
2002
Lot
0.17 ac
Garage
1-car
County
Galveston
Tax Rate
1.74%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Nestled in highly sought-after Laffite’s Cove and abutting the Nature Preserve, this beautifully appointed 4-bedroom, 3.5-bath home offers the best of island living. Enjoy three balconies, a covered patio, lush tropical landscaping, covered parking, and an oversized garage with storage. The open-concept living area features soaring ceilings, a wood-burning fireplace, and a spacious kitchen with stainless steel appliances, double ovens, an island cooktop, and abundant storage. The top-floor primary suite is a private retreat with a jetted tub, walk-in shower, and a secret bookcase entrance to a flexible fourth bedroom currently used as an office. A custom-built bunk room sleeps up to seven, making this home ideal for gatherings and guests. Most furnishings and housewares convey for a turnkey experience. Additional features include automatic sprinklers, recessed lighting, custom window treatments, and membership to the Galveston Country Club (per owner: not waitlisted).

Features

§ 02

Interior

  • Breakfast Bar
  • Built In Bunk Beds
  • Balcony
  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • Full Bath On Main Level
  • Granite Counters
  • High Ceilings
  • Jetted Tub
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Sitting Area In Primary
  • Separate Shower
  • Two Bedrooms Down
  • Upper Level Primary
  • Walk In Closets

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Greenbelt
  • Subdivision
  • Views
  • Backs To Greenbelt Park
  • Pond On Lot
  • Side Yard
  • Covered
  • Roof: Composition
  • Additional Parking
  • Attached
  • Driveway
  • Garage

Community

  • Picnic Area
  • Trails
  • Guard
  • Smoke Detectors
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2002
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,362 sq ft
Living Area Source Appraiser
Building Area Total 2,362 sq ft
Construction Vinyl Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 9
Fireplaces 1
Fireplace Features Wood Burning

Interior

Interior Features Breakfast Bar, Built In Bunk Beds, Balcony, Double Vanity, Entrance Foyer, En Suite Bathroom, Full Bath On Main Level, Granite Counters, High Ceilings, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Sitting Area In Primary, Separate Shower, Two Bedrooms Down, Upper Level Primary, Walk In Closets, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Plank, Tile, Vinyl
Appliances Double Oven, Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Cooktop, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Storm Windows, Window Coverings
Security Smoke Detectors

Exterior

Exterior Features Balcony, Covered Patio, Deck, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio
Pool Private No
Waterfront Features Pond
View Yes
View Type Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Additional Parking, Attached, Driveway, Garage, Oversized

Lot

Lot Size (acres) 0.1700
Lot Size Source Appraiser
Lot Features Greenbelt, Subdivision, Views, Backs To Greenbelt Park, Pond On Lot, Side Yard
Direction Faces East

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Laffites Cove
Road Surface Concrete
Postal Code 77554

Utilities

Heating Central, Electric, Zoned
Cooling Central Air, Electric, Zoned
Water Source Public
Sewer Public Sewer
Energy Efficient Insulation, Thermostat

HOA / Association

HOA Yes
HOA Fee $925
HOA Fee Frequency Annually
HOA Name CKM/Athena
Fee Includes Common Areas, Other
Amenities Picnic Area, Trails, Guard

Taxes, Terms & Disclosures

Tax Annual Amount $12,113
Tax Year 2025
Tax Rate (est.) 1.74%
Parcel # 5870-0009-0003-000
Legal Description ABST 121 PAGE 44 LOT 3 BLK 9 PIRATES COVE SEC 6
Lease Considered No
Disclosures Exclusions Disclosure, Owner Is Listing Agent, Seller Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 6

Family Room 15x20
Dining Room 11x12
Kitchen 10x15
Utility Room 5x6
Bedroom 10x13
Bedroom 10x13

Second level · 3

Primary Bedroom 15x17
Primary Bathroom 11x14
Bedroom 9x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$5,182
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,173 Property tax$1,009 Homeowners insuranceTBD
Subtotal (P&I + Tax) $5,182
Yearly HOA fee $925

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$925
ANNUALLY
Association nameCKM/Athena Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · Other
● Community amenities
place_of_worship
West Isle Presbyterian Church · 0.4mi
West Isle Church · 0.4mi
Mary, Star of the Sea Church · 3.4mi
grocery
Fresco Mart General Store & Deli · 0.6mi
Circle K · 3.5mi
Valero · 3.5mi
park
Sea Shell Beach Pocket Park 3 · 0.8mi
Galveston Island State Park · 2.1mi
Sand Castle Beach Pocket Park 2 · 2.5mi
restaurant
Waterman's Restaurant · 1.1mi
Cooper's Landing · 3.8mi
Seahorse Grill · 4.5mi
bank
ATM (ATM Link, Inc.) · 3.3mi
Circle K ATM · 3.5mi
ATM · 4.2mi
police_station
Jamaica Beach Police · 3.4mi
Galveston Police Department · 8.3mi
Galveston County Sheriff's Office · 8.3mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 12.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Laffites Cove
TIER: SUBDIVISION
Subdivision name (MLS)Laffites Cove City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision278 Active now15 Sold (last 12 mo)6 Curated amenities53
● Year-built distribution
1995s 5 2000s 6 2005s 1 2015s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 7
Distance
0.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726101 · ACS 2023
Median HH income
$117,826
ACS 2023
Median home value
$364,100
Census self-report
Owner-occupied
32%
2,970 housing units
Bachelor's+
57%
Adults 25+
Median age
61.6
Population 1,809
Work from home
73%
of commuters
Commute 45min+
22%
of commuters
Below poverty
3.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
13318 Binnacle Way, Galveston, TX 77554
Galveston County · 29.22°N, 94.93°W
place_of_worship
West Isle Presbyterian Church
0.4 mi · 2 within 2 mi
grocery
Fresco Mart General Store & Deli
0.6 mi · 1 within 2 mi
park
Sea Shell Beach Pocket Park 3
0.8 mi · 1 within 2 mi
restaurant
Waterman's Restaurant
1.1 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 24, 2026 Listed $695,000 Anthony Bianchi
Dec 31, 2001 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Anthony Bianchi · Anthony Bianchi, Broker
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 25, 2026.
MLS# 41606734 · LIST DATE: Aug 24, 2026 · PARCEL: 5870-0009-0003-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 9:05 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity