Homes for Sale/Galveston County/Galveston/Laffites Cove
Active MLS #78249441 · 349 days on market

13415 Binnacle Way

Galveston, TX 77554
Subdivision  ·  Laffites Cove
List Price
$1.25M
$518/SF
Beds
4
Baths
4
Sq Ft
2,412
Built
1999
Lot
0.22 ac
Garage
2-car
County
Galveston
Tax Rate
1.59%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Architect David Mullican designed this ship-inspired coastal retreat in Laffite’s Cove, blending art and function in every detail. This 4-bedroom, 4-bath home has been beautifully updated with a new Hardiplank exterior (2025), new roof (2025), floors, lighting, paint inside and out, and new decks and railings (2025). An elevator serves all levels for effortless living. Enjoy the oversized pavered driveway, electric storm shutters, and timeless nautical charm. With 2,412 sq ft (per GCAD), the home captures sea breezes and sunlight through open living spaces and generous decks. Includes a Galveston Country Club membership, offering access to the island’s premier amenities. 13415 Binnacle is more than a home—it’s a reimagined coastal haven, ready for its next chapter by the sea. All info per Seller. All info per Seller.

Features

§ 02

Interior

  • Breakfast Bar
  • Crown Molding
  • Double Vanity
  • Elevator
  • High Ceilings
  • Jetted Tub
  • Kitchen Island
  • Kitchen Family Room Combo
  • Multiple Staircases
  • Pantry
  • Separate Shower
  • Tub Shower
  • Walk In Pantry
  • Window Treatments
  • Ceiling Fans
  • Living Dining Room
  • Dishwasher
  • Electric Cooktop

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Fully Fenced
  • Fence
  • Handicap Accessible
  • Sprinkler Irrigation
  • Paved Driveway
  • Patio
  • Private Yard
  • Storm Security Shutters
  • Tennis Courts
  • Near Golf Course
  • Waterfront
  • Backs To Greenbelt Park
  • Pond On Lot
  • Side Yard
  • Back Yard

Community

  • Beach Rights
  • Beach Access
  • Clubhouse
  • Controlled Access
  • Sport Court
  • Golf Course
  • Meeting Banquet Party Room
  • Party Room
  • Playground
  • Pickleball
  • Pool
  • Security
  • Tennis Courts
  • Trails
  • Trash
  • Guard
  • Security Gate
  • Gulf

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 1999
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,412 sq ft
Living Area Source Appraiser
Building Area Total 2,412 sq ft
Construction Cement Siding
Roof Other
Accessibility Accessible Elevator Installed, Wheelchair Access

Rooms & Baths

Bedrooms 4
Bedrooms Possible 5
Bathrooms (total) 4
Bathrooms Full 4
Bathrooms Half 0
Rooms Total 13

Interior

Interior Features Breakfast Bar, Crown Molding, Double Vanity, Elevator, High Ceilings, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Multiple Staircases, Pantry, Separate Shower, Tub Shower, Walk In Pantry, Window Treatments, Ceiling Fans, Living Dining Room
Flooring Plank, Tile, Vinyl, Wood
Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows, Storm Windows, Window Coverings
Security Security Gate, Controlled Access

Exterior

Exterior Features Balcony, Covered Patio, Deck, Fully Fenced, Fence, Handicap Accessible, Sprinkler Irrigation, Paved Driveway, Patio, Private Yard, Storm Security Shutters, Tennis Courts
Patio / Porch Balcony, Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association
Waterfront Yes
Waterfront Features Bulkhead, Boat Ramp Lift Access, Canal Front, Waterfront
View Yes
View Type Gulf, Lake

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Carport Spaces 2
Parking Features Attached Carport, Attached, Driveway, Electric Gate, Garage

Lot

Lot Size (acres) 0.2153
Lot Size Source Appraiser
Lot Features Near Golf Course, Waterfront, Backs To Greenbelt Park, Pond On Lot, Side Yard
Direction Faces North

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Laffites Cove
Road Surface Concrete
Postal Code 77554

Utilities

Heating Central, Electric, Zoned
Cooling Central Air, Electric, Zoned
Water Source Public
Sewer Public Sewer
Energy Efficient Doors, Exposure Shade, Lighting, Windows

HOA / Association

HOA Yes
HOA Fee $985
HOA Fee Frequency Annually
HOA Name Athena
Fee Includes Clubhouse, Common Areas, Other, Recreation Facilities
Amenities Beach Rights, Beach Access, Clubhouse, Controlled Access, Sport Court, Golf Course, Meeting Banquet Party Room, Party Room, Playground, Pickleball, Pool, Security, Tennis Courts, Trails, Trash, Guard

Taxes, Terms & Disclosures

Tax Annual Amount $19,863
Tax Year 2025
Tax Rate (est.) 1.59%
Parcel # 5870-0011-0028-000
Legal Description ABST 121 PAGE 44 LOT 28 BLK 11 PIRATES COVE SEC 6
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 13 rooms · MLS-supplied

Main level · 6

Primary Bedroom 18x15
Primary Bathroom 15x12
Bedroom 15x12
Bedroom 15x12
Bathroom 7x5
Bathroom 7x7

Second level · 7

Living Room 27x19
Dining Room 17x12
Kitchen 19x15
Bedroom 13X11
Bathroom 7X7
Office 12x12
Utility Room 6x6

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$9,161
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$7,506 Property tax$1,655 Homeowners insuranceTBD
Subtotal (P&I + Tax) $9,161
Yearly HOA fee $985

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$985
ANNUALLY
Association nameAthena Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · CommonAreas · Other · RecreationFacilities
● Community amenities
place_of_worship
West Isle Presbyterian Church · 0.4mi
West Isle Church · 0.4mi
Mary, Star of the Sea Church · 3.4mi
grocery
Fresco Mart General Store & Deli · 0.6mi
Circle K · 3.5mi
Valero · 3.5mi
park
Sea Shell Beach Pocket Park 3 · 0.8mi
Galveston Island State Park · 2.1mi
Sand Castle Beach Pocket Park 2 · 2.5mi
restaurant
Waterman's Restaurant · 1.1mi
Cooper's Landing · 3.8mi
Seahorse Grill · 4.5mi
bank
ATM (ATM Link, Inc.) · 3.3mi
Circle K ATM · 3.5mi
ATM · 4.2mi
police_station
Jamaica Beach Police · 3.4mi
Galveston Police Department · 8.3mi
Galveston County Sheriff's Office · 8.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 12.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Laffites Cove
TIER: SUBDIVISION
Subdivision name (MLS)Laffites Cove City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision278 Active now15 Sold (last 12 mo)6 Curated amenities53
● Year-built distribution
1995s 5 2000s 6 2005s 1 2015s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 7
Distance
0.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726101 · ACS 2023
Median HH income
$117,826
ACS 2023
Median home value
$364,100
Census self-report
Owner-occupied
32%
2,970 housing units
Bachelor's+
57%
Adults 25+
Median age
61.6
Population 1,809
Work from home
73%
of commuters
Commute 45min+
22%
of commuters
Below poverty
3.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
13415 Binnacle Way, Galveston, TX 77554
Galveston County · 29.22°N, 94.93°W
place_of_worship
West Isle Presbyterian Church
0.4 mi · 2 within 2 mi
grocery
Fresco Mart General Store & Deli
0.6 mi · 1 within 2 mi
park
Sea Shell Beach Pocket Park 3
0.8 mi · 1 within 2 mi
restaurant
Waterman's Restaurant
1.1 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 10, 2025 Listed $1.25M Bet Jennings
Dec 31, 1998 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Bet Jennings · Greenwood King Properties - Voss Office
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 1, 2026.
MLS# 78249441 · LIST DATE: Oct 10, 2025 · PARCEL: 5870-0011-0028-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity