Homes for Sale/Galveston County/Galveston/Pirates Beach 4
Active MLS #13914014 · 140 days on market

13684 Mutiny Lane

Galveston, TX 77554
Subdivision  ·  Pirates Beach 4
List Price
$515,000
$330/SF
Beds
3
Baths
2
Sq Ft
1,560
Built
1984
Lot
0.16 ac
Garage
0-car
County
Galveston
Tax Rate
1.25%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to your coastal escape in the sought-after West-End neighborhood of Pirates Beach in Galveston. This charming 3-bedroom, 2-bath home offers island serenity, thoughtful updates, and strong investment potential—all within walking distance to the beach. Enjoy two expansive decks, perfect for sunrise coffee and coastal breezes. Inside, vaulted ceilings create an airy feel, anchored by a floor-to-ceiling rock electric fireplace and double French doors. The home features a newly renovated main-floor bath, a new roof (2024), brand-new complete upper deck, freshly painted fireplace and exterior doors, and serviced HVAC. STR allowed. This home has been well loved and thoughtfully maintained by the same owner for over 36 years—never used as a short-term rental. A true island retreat!

Features

§ 02

Interior

  • All Bedrooms Up
  • Balcony
  • Bedroomon Upper Level
  • Double Vanity
  • High Ceilings
  • Pantry
  • Tub Shower
  • Vaulted Ceilings
  • Walk In Pantry
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Programmable Thermostat
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Paved Driveway
  • Porch
  • Patio
  • Private Yard
  • Subdivision
  • Side Yard
  • None
  • Covered
  • Rooftop
  • Roof: Composition
  • Attached Carport
  • Additional Parking
  • Boat
  • Driveway

Community

  • Beach Rights
  • Beach Access
  • Smoke Detectors
  • Style: Craftsman

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Craftsman
Year Built 1984
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,560 sq ft
Living Area Source Appraiser
Building Area Total 1,560 sq ft
Construction Vinyl Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 11
Fireplaces 1
Fireplace Features Electric

Interior

Interior Features All Bedrooms Up, Balcony, Bedroomon Upper Level, Double Vanity, High Ceilings, Pantry, Tub Shower, Vaulted Ceilings, Walk In Pantry, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Programmable Thermostat
Flooring Carpet, Plank, Tile, Vinyl
Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings
Security Smoke Detectors

Exterior

Exterior Features Balcony, Covered Patio, Deck, Paved Driveway, Porch, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio, Porch, Rooftop
Fencing None
Pool Private No

Parking & Garage

Garage Spaces 0
Carport Spaces 5
Parking Features Attached Carport, Additional Parking, Boat, Driveway, None

Lot

Lot Size (acres) 0.1561
Lot Size Source Appraiser
Lot Features Subdivision, Side Yard
Direction Faces South

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Pirates Beach 4
Road Surface Asphalt
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Insulation, Thermostat

HOA / Association

HOA Yes
HOA Fee $450
HOA Fee Frequency Annually
HOA Name Pirates Beach
Fee Includes Common Areas, Other
Amenities Beach Rights, Beach Access

Taxes, Terms & Disclosures

Tax Annual Amount $6,432
Tax Year 2025
Tax Rate (est.) 1.25%
Parcel # 5858-0002-0014-000
Legal Description ABST 121 PAGE 45 LOT 14 BLK 2 PIRATES BEACH SEC 4
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No

Room Layout

§ 04 · 11 rooms · MLS-supplied

Second level · 7

Primary Bedroom 12x14
Primary Bathroom
Porch
Kitchen
Living Room
Utility Room
Dining Room

Third level · 4

Bedroom 12x12
Bedroom 12x13
Bathroom
Porch

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,628
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,092 Property tax$536 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,628
Yearly HOA fee $450

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$450
ANNUALLY
Association namePirates Beach Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · Other
● Community amenities
grocery
Fresco Mart General Store & Deli · 0.1mi
Circle K · 2.9mi
Valero · 2.9mi
place_of_worship
West Isle Church · 0.4mi
West Isle Presbyterian Church · 0.4mi
Mary, Star of the Sea Church · 2.8mi
park
Sea Shell Beach Pocket Park 3 · 0.7mi
Galveston Island State Park · 1.7mi
Sand Castle Beach Pocket Park 2 · 2.9mi
restaurant
Waterman's Restaurant · 0.7mi
Cooper's Landing · 4.3mi
Seahorse Grill · 4.9mi
bank
ATM (ATM Link, Inc.) · 2.7mi
Circle K ATM · 2.9mi
ATM · 3.6mi
police_station
Jamaica Beach Police · 2.8mi
Galveston Police Department · 8.8mi
Galveston County Sheriff's Office · 8.9mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 13.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Pirates Beach 4
TIER: SUBDIVISION
Subdivision name (MLS)Pirates Beach 4 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision35 Active now3 Sold (last 12 mo)2 Curated amenities53
● Year-built distribution
1980s 1 2000s 1 2020s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 7
Distance
0.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726101 · ACS 2023
Median HH income
$117,826
ACS 2023
Median home value
$364,100
Census self-report
Owner-occupied
32%
2,970 housing units
Bachelor's+
57%
Adults 25+
Median age
61.6
Population 1,809
Work from home
73%
of commuters
Commute 45min+
22%
of commuters
Below poverty
3.6%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Dollar General
0.9 mi · 1 within 1.5 mi

Schools

None within 1.5 mi

Parks

Laffite's Cove Nature Society
0.7 mi · 5 within 1.5 mi

Restaurants

Mario's Pizza
0.1 mi · 2 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

West End Gym, LLC
0.1 mi · 2 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13
● This Home
13684 Mutiny Lane, Galveston, TX 77554
Galveston County · 29.21°N, 94.94°W
grocery
Fresco Mart General Store & Deli
0.1 mi · 1 within 2 mi
place_of_worship
West Isle Church
0.4 mi · 2 within 2 mi
park
Sea Shell Beach Pocket Park 3
0.7 mi · 2 within 2 mi
restaurant
Waterman's Restaurant
0.7 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 7, 2026 Listed $515,000 Jessica Carner
Dec 31, 1983 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jessica Carner · Keller Williams Horizons
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 21, 2026.
MLS# 13914014 · LIST DATE: May 7, 2026 · PARCEL: 5858-0002-0014-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity