Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Lot 20 in The Lake at Pirates Beach offers the opportunity to build a custom coastal retreat in one of Galveston’s growing West End communities. Buyers can select from multiple customizable floor plans offered by Coastal Cottages Homes, with designs ranging from approximately 1,500 to 3,000 square feet featuring elevated construction, open living spaces, designer finishes, and outdoor entertaining areas. Buyers may personalize finishes and layout selections to create a home tailored to their lifestyle. One time lot and construction loan options are available for qualified buyers, making the building process even more convenient. Enjoy a relaxed coastal setting with close proximity to the beach, restaurants, and popular West End attractions.

Features

§ 02

Interior

Not provided

Exterior & lot

Cleared
Subdivision
Waterfront

Community

Lake

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Exterior

Waterfront	Yes
Waterfront Features	Lake, Lake Front, Waterfront
View	Yes
View Type	Lake

Lot

Lot Size (sq ft)	4,394
Lot Size Source	Other
Lot Features	Cleared, Subdivision, Waterfront

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	West End
Subdivision	The Lake at Pirates Beach
Road Surface	Concrete
Postal Code	77554

Utilities

Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Name	Lake at Pirates Beach Homeowners

Taxes, Terms & Disclosures

Parcel #	3333-3333-3333-333
Legal Description	TBD
Listing Terms	Cash, Conventional, FHA, Investor Financing, Va Loan
Disclosures	None

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,201

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,201 Property taxNot available Homeowners insuranceTBD

Subtotal (P&I only — tax not available) $1,201

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

0.41%

→ stable

County

0.32%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association nameLake at Pirates Beach Homeowners Management co.— Website— Phone— Cert on filepending

● Community amenities

No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

V

FEMA Zone

Zone VE · Coastal High Hazard

Coastal wave-action hazard zone. Flood insurance required.

PANEL 48167C BASE FLOOD ELEV. 16.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

The Lake at Pirates Beach

TIER: SUBDIVISION

Subdivision name (MLS)The Lake at Pirates Beach City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision1 Active now4 Sold (last 12 mo)0 Curated amenities0

● Year-built distribution

2025s 2

Fire Protection

§ 11

Nearest station

Jamaica Beach Volunteer Fire Department

· Jamaica Beach

Distance

0.5 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023

Median HH income

$82,955

ACS 2023

Median home value

$511,700

Census self-report

Owner-occupied

27%

2,829 housing units

Bachelor's+

51%

Adults 25+

Median age

63.1

Population 1,431

Work from home

4%

of commuters

Commute 45min+

14%

of commuters

Below poverty

3.0%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

13950 FM 3005 Boulevard Lot 20, Galveston, TX 77554

Galveston County · 29.18°N, 94.98°W

No curated amenities within 2 mi yet.

Interactive map coming in v0.2 — currently showing schematic placement.