Homes for Sale/Galveston County/Santa Fe/Alta Loma Outlots
Active MLS #95796274 · 2 days on market

14324 28th Street

Santa Fe, TX 77517
Subdivision  ·  Alta Loma Outlots
List Price
$360,000
$331/SF · 44.4% above neighborhood median
Beds
3
Baths
1
Sq Ft
1,086
Built
1970
Lot
87,120 sf
Garage
0-car
County
Galveston
Tax Rate
0.96%

Schools

§ 03
District
Elementary DAN J KUBACAK EL B
Middle SANTA FE J H C
High SANTA FE H S CCMR 96% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Unique opportunity on 2 unrestricted acres in Santa Fe featuring two separate residences and a proven history as an income-producing property for the past 12 years. The main home offers 3 bedrooms and 1 bath with a welcoming covered front porch and plenty of outdoor space. The separate 1-bedroom, 1-bath guest house provides additional living space or the opportunity for continued rental income. With two homes already in place and approximately 2 unrestricted acres, this property offers flexibility for an owner-occupant or investor. Live in one home and rent the other, continue operating the property as an income-producing investment, or take advantage of the additional acreage for your future plans. Spacious grounds, two separate residences, and a long rental history make this a unique opportunity in Santa Fe. Two homes, 2 unrestricted acres, and 12 years of income-producing history—all on one property.

Features

§ 02

Interior

  • Crown Molding
  • Pantry
  • Window Treatments
  • Ceiling Fans
  • Programmable Thermostat
  • Electric Oven
  • Free Standing Range
  • Microwave
  • Energy Star Qualified Appliances
  • Laminate
  • Tile
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

  • Fence
  • Paved Driveway
  • Porch
  • Storage
  • Cleared
  • Side Yard
  • Back Yard
  • Roof: Composition
  • Foundation: Block

Community

  • Smoke Detectors
  • Style: Farmhouse

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Farmhouse
Year Built 1970
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,086 sq ft
Living Area Source Appraiser
Building Area Total 1,086 sq ft
Foundation Block
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 1
Bathrooms Full 1
Bathrooms Half 0
Rooms Total 7

Interior

Interior Features Crown Molding, Pantry, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring Laminate, Tile
Appliances Electric Oven, Free Standing Range, Microwave, Energy Star Qualified Appliances
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Fence, Paved Driveway, Porch, Storage
Patio / Porch Porch
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 0

Lot

Lot Size (sq ft) 87,120
Lot Size (acres) 2.0000
Lot Size Source Appraiser
Lot Features Cleared, Side Yard
Direction Faces South

Location

County Galveston
MLS Area Major 33
MLS Area Minor Santa Fe
Subdivision Alta Loma Outlots
Road Surface Asphalt
Postal Code 77517

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Private, Well
Sewer Septic Tank
Energy Efficient Appliances, Doors, Hvac, Lighting, Solar Screens, Thermostat

Taxes, Terms & Disclosures

Tax Annual Amount $3,462
Tax Year 2026
Tax Rate (est.) 0.96%
Parcel # 1095-0000-0415-006
Legal Description ABST 47 L CRAWFORD SUR PT OF OUTLOT 415 (415-6) ALTA LOMA OU
Listing Terms Cash, Conventional, FHA, Usda Loan
Lease Considered No

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 7

Living Room 22x14
Kitchen 12x16
Utility Room 15x5
Bedroom 8x12
Office 5x8
Bedroom 9x11
Bedroom 13x14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,451
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,162 Property tax$289 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,451

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.8428%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.10%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.42%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
place_of_worship
First Baptist Church · 0.7mi
First Baptist Church · 1.1mi
Saint Johns Lutheran Church · 1.3mi
restaurant
El Valle Cafe · 1.0mi
McDonald's · 1.1mi
Lorenzo’sPizza · 1.2mi
police_station
County Sheriff · 1.1mi
County Sheriff · 1.5mi
Santa Fe Police Department · 2.2mi
post_office
United States Postal Service · 1.3mi
United States Postal Service · 1.6mi
United States Postal Service · 4.0mi
veterinary
The Fe Animal Hospital · 1.4mi
The Fe Animal Hospital · 1.4mi
Loving Care Pet Hospital · 1.4mi
gym
Alamo Gym · 1.5mi
Alamo Gym · 1.9mi
Anytime Fitness · 1.8mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48167C SFHA NO SOURCE 48167C_STUDY2
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $230/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Alta Loma Outlots
TIER: SUBDIVISION
Subdivision name (MLS)Alta Loma Outlots City · ZIPSanta Fe · 77510 CountyGalveston Listings in subdivision1,139 Active now62 Sold (last 12 mo)62 Curated amenities60
● Year-built distribution
1955s 1 1960s 1 1965s 4 1970s 5 1975s 4 1980s 6 1985s 1 1990s 1 1995s 2 2000s 3 2005s 2 2015s 2 2020s 1

Fire Protection

§ 11
Nearest station
Santa Fe Fire and Rescue Station 1
· Santa Fe
Distance
2.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723504 · ACS 2023
Median HH income
$97,361
ACS 2023
Median home value
$237,900
Census self-report
Owner-occupied
91%
870 housing units
Bachelor's+
15%
Adults 25+
Median age
39.7
Population 2,239
Work from home
10%
of commuters
Commute 45min+
18%
of commuters
Below poverty
6.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
14324 28th Street, Santa Fe, TX 77517
Galveston County · 29.35°N, 95.12°W
place_of_worship
First Baptist Church
0.7 mi · 4 within 2 mi
restaurant
El Valle Cafe
1.0 mi · 7 within 2 mi
police_station
County Sheriff
1.1 mi · 2 within 2 mi
post_office
United States Postal Service
1.3 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 22, 2026 Listed $360,000 Robbie Nelson
Dec 31, 1969 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Robbie Nelson · RE/MAX Crossroads Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 95796274 · LIST DATE: Sep 22, 2026 · PARCEL: 1095-0000-0415-006
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 3:54 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity