Schools

§ 03

District

Elementary	OWENS EL	C
Middle	LABAY MIDDLE	B
High	CYPRESS FALLS H S CCMR 75% · Grad 91%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautiful Pool & Spa--Professionally Maintained & Reasonably Priced by Oscar (includes Chemicals) **Roof 5/2024**Siding 2005**Insulated Windows 10/2019**UPDATED ZONED AC & HEAT 8/2018**Pool Filter & Pump Motor 2025*Totally Remodeled Kitchen features Custom 42" Cabinets, Bosch Double Ovens, Granite Countertops, Dishwaster, Disposal, Tile Flooring**7 Ceiling Fans**Fantastic Framed Mirror located in Foyer**5 TVs**10x13 Primary Bath features Dual Sinks, Knee Hole Make Up Area, Separate Shower & Spa Tub, Tile Flooring and Two Walk In Closets**Half Bath on lst Floor**Wet Bar**1" & 2" Blinds thruout*Secondary Baths are Jack & Jill Baths and are adjacent to two of the UPSTAIRS Bedrooms** Rio Pinar is a perfect small street**Hearthstone Country Club Membership is NOT mandatory to Homeowners, however, use of the Club and Golf Course require membership----Social & Full Memberships Available---Call LA for Details--Mins. from Grocery Stores, Personal Shopping, Churches and 290 W

Features

§ 02

Interior

Wet Bar
Crown Molding
Double Vanity
High Ceilings
Hot Tub Spa
Jetted Tub
Kitchen Island
Kitchen Family Room Combo
Bath In Primary Bedroom
Main Level Primary
Separate Shower
Tub Shower
Window Treatments
Ceiling Fans
Double Oven
Dishwasher
Electric Cooktop
Electric Oven

Exterior & lot

Deck
Fence
Hot Tub Spa
Irrigation Sprinklers
Paved Driveway
Patio
Near Golf Course
Subdivision
Back Yard
Roof: Composition
Foundation: Slab
Driveway
Detached
Electric Gate
Garage
Gunite
In Ground
Pool Spa Combo

Community

Sport Court
Park
Trails
Security Gate
Security System Leased
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	1989
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	2,660 sq ft
Living Area Source	Appraiser
Building Area Total	2,660 sq ft
Foundation	Slab
Construction	Brick, Cement Siding
Roof	Composition

Rooms & Baths

Bedrooms	4
Bedrooms Possible	4
Bathrooms (total)	4
Bathrooms Full	3
Bathrooms Half	1
Rooms Total	10
Fireplaces	1
Fireplace Features	Gas, Wood Burning

Interior

Interior Features	Wet Bar, Crown Molding, Double Vanity, High Ceilings, Hot Tub Spa, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Separate Shower, Tub Shower, Window Treatments, Ceiling Fans
Flooring	Carpet, Tile, Wood
Appliances	Double Oven, Dishwasher, Electric Cooktop, Electric Oven, Disposal, Cooktop
Laundry	Washer Hookup, Electric Dryer Hookup
Windows	Window Coverings
Security	Security Gate, Security System Leased

Exterior

Exterior Features	Deck, Fence, Hot Tub Spa, Irrigation Sprinklers, Paved Driveway, Patio
Patio / Porch	Deck, Patio
Fencing	Back Yard
Pool Private	Yes
Pool Features	Gunite, In Ground, Pool Spa Combo

Parking & Garage

Garage Spaces	2
Attached Garage	No
Parking Features	Driveway, Detached, Electric Gate, Garage

Lot

Lot Size (sq ft)	8,750
Lot Size Source	Survey
Lot Features	Near Golf Course, Subdivision
Direction Faces	South

Location

County	Harris
MLS Area Major	8
MLS Area Minor	Copperfield Area
Subdivision	Hearthstone
Road Surface	Concrete
Postal Code	77095

Utilities

Heating	Central, Gas, Zoned
Cooling	Central Air, Electric, Zoned
Water Source	Public
Sewer	Public Sewer
Energy Efficient	Hvac

HOA / Association

HOA	Yes
HOA Fee	$528
HOA Fee Frequency	Annually
HOA Name	INFRAMARK
Amenities	Sport Court, Park, Trails

Taxes, Terms & Disclosures

Tax Annual Amount	$4,687 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.34%
Parcel #	110-145-000-0002
Legal Description	LT 2 BLK 2 HEARTHSTONE SEC 2
Lease Considered	No
Disclosures	Home Warranty, Municipal Utility District Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 7

Living Room	14X17
Family Room	15X15
Dining Room	11x12
Kitchen	15x16
Breakfast Room Nook	9x10
Primary Bedroom	13x15
Primary Bathroom	10x13

Second level · 3

Bedroom	11x14
Bedroom	11x14
Bedroom	11x12

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

0.3850

TOTAL TAX RATE · PER $100 ASSESSED · 2025

JurisdictionSpencer Road PUD CountyHarris TCEQ District ID7589000 Bonded indebtedness$26,330,000 Current year rate— FetchedApr 27, 2026

● Verdict unknown

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction Spencer Road PUD Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,492

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,101 Property tax$391 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,492

Yearly HOA fee $528

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.2257%

ALL 9 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.07%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.78%

→ stable

HOA & Community

§ 05

● HOA details

$528

ANNUALLY

Association nameINFRAMARK Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filehoa.texas.gov;tx_comptroller

● Community amenities

park

Hearthstone Park · 0.1mi
Hearthstone Park · 0.1mi
· 0.1mi

grocery

· 0.5mi
· 0.6mi
· 0.9mi

pharmacy

Walgreens · 0.6mi
Walgreens · 0.6mi
Walgreens · 0.8mi

gym

· 0.6mi
· 0.6mi
24 Hour Fitness · 0.9mi

veterinary

Hearthstone Animal Clinic · 0.6mi
Copperfield Animal Clinic · 0.8mi
Copperfield Animal Clinic · 0.8mi

place_of_worship

Calvary Community Church · 0.6mi
Calvary Community Church · 0.6mi
Heritage Presbyterian Church · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

GSO Satellite

Viasat Inc

100 / 3 Mbps

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 1 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

72 days/yr above 95°F

Plus 24 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-10-27.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Nov 4, 2026.

Recent Comparable Sales

§ 09

6 comparable sales nearby · sold median $138/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Hearthstone

TIER: SUBDIVISION

Subdivision name (MLS)Hearthstone City · ZIPHouston · 77095 CountyHarris Listings in subdivision1,947 Active now7 Sold (last 12 mo)19 Curated amenities60

● Year-built distribution

1975s 4 1985s 3

Fire Protection

§ 11

Nearest station

Cy - Fair Volunteer Fire Department Station 9

Distance

0.6 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201540904 · ACS 2023

Median HH income

$76,961

ACS 2023

Median home value

$314,100

Census self-report

Owner-occupied

45%

1,922 housing units

Bachelor's+

39%

Adults 25+

Median age

30.6

Population 4,723

Work from home

9%

of commuters

Commute 45min+

15%

of commuters

Below poverty

9.9%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

14706 Rio Pinar Drive, Houston, TX 77095

Harris County · 29.89°N, 95.63°W

park

Hearthstone Park

0.1 mi · 10 within 2 mi

grocery

—

0.5 mi · 2 within 2 mi

pharmacy

Walgreens

0.6 mi · 2 within 2 mi

gym

—

0.6 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.