Schools

§ 03

District

Elementary	OWENS EL	C
Middle	LABAY MIDDLE	B
High	CYPRESS FALLS H S CCMR 75% · Grad 91%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

A MUST SEE REMODELED WONDERFUL FAMILY HOME**PELLA DOUBLE PANE WINDOWS**WOOD DESIGNED TILE THROUGHOUT DOWNSTAIRS**SOLID SURFACE FLOORING UPSTAIRS EXCEPT FOR NEW CARPET IN 3 OF THE 4 BEDRMS.**GOURMET UPDATED KITCHEN FEATURES TOP OF THE LINE APPLIANCES, GRANITE COUNTERTOPS, AND MORE**3 FIREPLACES**3.5 BATHS, FAMILY RM AND GAMERM**GAMEROOM FEATURES GRANITE SERVING BAR**FRENCH DOORS OPEN TO POOL-SIZED BACKYARD**CUSTOM BUILT MASTER BEDRM. SUITE INCLUDES FIREPLACE, PLANTATION SHUTTERS, CUSTOM BUILT SHELVING AND DRAWERS**ZONED AC--2023**ZONED HEATERS 2018**SPRINKLER SYSTEM**GOLF COURSE COMMUNITY**PRIVATE HEARTHSTONE COUNTRY CLUB-2 MAIN MEMBERSHIPS:SOCIAL MEMBERSHIP (includes Tennis, Pool, Gym, Outdoor Bar & Grill, Casual & Formal Dining, Locker Rms)**FULL MEMBERSHIP (unlimited Social benefits plus Unlimited Golf for MEMBER OWNER, SPOUSE & MINOR CHILDREN**CALL LA RE CLUB DETAIL**USE AREA POOL & TENNIS COURTS REQUIRE SOCIAL MEMBERSHIP**ROOF INSTALLED IN 2016 PER PREVIOUS SELLER

Features

§ 02

Interior

All Bedrooms Up
Double Vanity
Entrance Foyer
Granite Counters
Kitchen Family Room Combo
Bath In Primary Bedroom
Soaking Tub
Separate Shower
Upper Level Primary
Window Treatments
Dishwasher
Electric Oven
Gas Cooktop
Disposal
Microwave
Carpet
Laminate
Heat: Central

Exterior & lot

Deck
Fence
Patio
Near Golf Course
Subdivision
Back Yard
Roof: Composition
Foundation: Slab
Detached
Garage
Garage Door Opener

Community

Picnic Area
Playground
Park
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	1978
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	3,224 sq ft
Living Area Source	Appraiser
Building Area Total	3,224 sq ft
Foundation	Slab
Construction	Brick, Cement Siding, Stucco
Roof	Composition

Rooms & Baths

Bedrooms	4
Bedrooms Possible	4
Bathrooms (total)	4
Bathrooms Full	3
Bathrooms Half	1
Rooms Total	9
Fireplaces	3
Fireplace Features	Gas

Interior

Interior Features	All Bedrooms Up, Double Vanity, Entrance Foyer, Granite Counters, Kitchen Family Room Combo, Bath In Primary Bedroom, Soaking Tub, Separate Shower, Upper Level Primary, Window Treatments
Flooring	Carpet, Laminate
Appliances	Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave
Laundry	Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows	Window Coverings

Exterior

Exterior Features	Deck, Fence, Patio
Patio / Porch	Deck, Patio
Fencing	Back Yard
Pool Private	No

Parking & Garage

Garage Spaces	2
Attached Garage	No
Parking Features	Detached, Garage, Garage Door Opener

Lot

Lot Size (sq ft)	7,920
Lot Size (acres)	0.1791
Lot Size Source	Survey
Lot Features	Near Golf Course, Subdivision
Direction Faces	South

Location

County	Harris
MLS Area Major	8
MLS Area Minor	Copperfield Area
Subdivision	Hearthstone
Road Surface	Concrete
Postal Code	77095

Utilities

Heating	Central, Gas, Zoned
Cooling	Central Air, Electric, Zoned
Water Source	Public
Sewer	Public Sewer
Energy Efficient	Hvac

HOA / Association

HOA	Yes
HOA Fee	$528
HOA Fee Frequency	Annually
HOA Name	HEARTHSTONE/INFRAMARK
Amenities	Picnic Area, Playground, Park

Taxes, Terms & Disclosures

Tax Annual Amount	$5,681 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.42%
Parcel #	109-550-000-0015
Legal Description	LT 15 BLK 13 HEARTHSTONE SEC 1
Listing Terms	Cash, Conventional, FHA, Va Loan
Lease Considered	No
Disclosures	Exclusions Disclosure, Home Warranty

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 5

Family Room	15X23
Game Room	17X24
Dining Room	11X12
Kitchen	11X12
Breakfast Room Nook	9X12

Second level · 4

Primary Bedroom	18X20
Bedroom	11X12
Bedroom	13x16
Bedroom	10x12

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

0.3850

TOTAL TAX RATE · PER $100 ASSESSED · 2025

JurisdictionSpencer Road PUD CountyHarris TCEQ District ID7589000 Bonded indebtedness$26,330,000 Current year rate— FetchedApr 27, 2026

● Verdict unknown

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction Spencer Road PUD Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,869

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,396 Property tax$473 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,869

Yearly HOA fee $528

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.2257%

ALL 9 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.07%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.78%

→ stable

HOA & Community

§ 05

● HOA details

$528

ANNUALLY

Association nameHEARTHSTONE/INFRAMARK Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filehoa.texas.gov;tx_comptroller

● Community amenities

park

Hearthstone Park · 0.1mi
Hearthstone Park · 0.1mi
· 0.1mi

grocery

· 0.5mi
· 0.6mi
· 0.9mi

pharmacy

Walgreens · 0.6mi
Walgreens · 0.6mi
Walgreens · 0.8mi

gym

· 0.6mi
· 0.6mi
24 Hour Fitness · 0.9mi

veterinary

Hearthstone Animal Clinic · 0.6mi
Copperfield Animal Clinic · 0.8mi
Copperfield Animal Clinic · 0.8mi

place_of_worship

Calvary Community Church · 0.6mi
Calvary Community Church · 0.6mi
Heritage Presbyterian Church · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

100,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

GSO Satellite

Viasat Inc

100 / 3 Mbps

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 1 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

72 days/yr above 95°F

Plus 24 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

6 comparable sales nearby · sold median $137/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Hearthstone

TIER: SUBDIVISION

Subdivision name (MLS)Hearthstone City · ZIPHouston · 77095 CountyHarris Listings in subdivision1,947 Active now10 Sold (last 12 mo)21 Curated amenities60

● Year-built distribution

1975s 8 1980s 1 1995s 1

Fire Protection

§ 11

Nearest station

Cy - Fair Fire Department Station 9

· Houston

Distance

0.4 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201540904 · ACS 2023

Median HH income

$76,961

ACS 2023

Median home value

$314,100

Census self-report

Owner-occupied

45%

1,922 housing units

Bachelor's+

39%

Adults 25+

Median age

30.6

Population 4,723

Work from home

9%

of commuters

Commute 45min+

15%

of commuters

Below poverty

9.9%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

14906 El Miranda Drive, Houston, TX 77095

Harris County · 29.88°N, 95.63°W

park

Hearthstone Park

0.1 mi · 10 within 2 mi

grocery

—

0.5 mi · 2 within 2 mi

pharmacy

Walgreens

0.6 mi · 2 within 2 mi

gym

—

0.6 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.