Homes for Sale/Harris County/Houston/Hearthstone Sec Three 3
Active MLS #86451839 · 14 days on market

14955 Inverrary Drive

Houston, TX 77095
Subdivision  ·  Hearthstone Sec Three 3
List Price
$360,000
$127/SF · 0.3% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,830
Built
1990
Lot
7,554 sf
Garage
2-car
County
Harris
Tax Rate
1.74%

Schools

§ 03
District
Elementary OWENS EL C
Middle LABAY MIDDLE B
High CYPRESS FALLS H S CCMR 75% · Grad 91% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Spacious two-story home in Hearthstone Country Club in Northwest Houston featuring 4 bedrooms, 2.5 baths, and multiple living spaces. The interior offers living and dining areas, a gas-log fireplace, office, and updated kitchen with granite countertops, cabinetry, and stainless steel appliances. Luxury vinyl plank flooring spans the main living areas. Upstairs includes three additional bedrooms, built-in shelving, and a game room overlooking the kitchen. Updates include upstairs HVAC (2024), water heater (2025), fresh paint in select areas (2025), replacement irrigation system, updated plumbing fixtures, kitchen water filtration system, and smoke detectors. Washer and dryer replaced in 2023 are included. Convenient access to Highway 6, FM 1960, FM 529, US-290, and Beltway 8. Nearby amenities include shopping, dining, parks, recreation, and Lone Star College–CyFair. Country club membership opportunities available.

Features

§ 02

Interior

  • Breakfast Bar
  • Crown Molding
  • Dry Bar
  • Double Vanity
  • Jetted Tub
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Tub Shower
  • Three Bedrooms Up
  • Walk In Pantry
  • Dishwasher
  • Electric Oven
  • Disposal
  • Ice Maker
  • Microwave
  • Dryer

Exterior & lot

  • Near Golf Course
  • Roof: Composition
  • Foundation: Slab
  • Attached Carport
  • Detached Carport
  • Garage
  • Garage Door Opener

Community

  • Sport Court
  • Picnic Area
  • Park
  • Trails
  • Security Gate
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1990
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,830 sq ft
Living Area Source Appraiser
Building Area Total 2,830 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 7
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Breakfast Bar, Crown Molding, Dry Bar, Double Vanity, Jetted Tub, Bath In Primary Bedroom, Main Level Primary, Pantry, Separate Shower, Tub Shower, Three Bedrooms Up, Walk In Pantry
Flooring Carpet, Laminate, Plank, Vinyl
Appliances Dishwasher, Electric Oven, Disposal, Ice Maker, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Security Security Gate, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Parking Features Attached Carport, Detached Carport, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 7,554
Lot Size (acres) 0.1734
Lot Size Source Appraiser
Lot Features Near Golf Course

Location

County Harris
MLS Area Major 8
MLS Area Minor Copperfield Area
Subdivision Hearthstone Sec Three 3
Postal Code 77095

Utilities

Heating Central, Electric, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $545
HOA Fee Frequency Annually
HOA Name Inframark/Hearthstone HOA
Fee Includes Common Areas, Recreation Facilities
Amenities Sport Court, Picnic Area, Park, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $6,257 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.74%
Parcel # 112-795-000-0010
Legal Description LT 10 BLK 11 HEARTHSTONE SEC 3 R/P OF R/P
Listing Terms Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 4

Living Room 17x15
Dining Room 12x12
Kitchen 14x11
Primary Bedroom 16x15

Second level · 3

Bedroom 18x10
Bedroom 12x12
Bedroom 15x16

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.3850
TOTAL TAX RATE · PER $100 ASSESSED · 2025
JurisdictionSpencer Road PUD CountyHarris TCEQ District ID7589000 Bonded indebtedness$26,330,000 Current year rate— FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction Spencer Road PUD Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,683
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,162 Property tax$521 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,683
Yearly HOA fee $545

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2257%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
—
→ stable
School
1.07%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.78%
→ stable

HOA & Community

§ 05
● HOA details
$545
ANNUALLY
Association nameInframark/Hearthstone HOA Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filemls-trestle
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
park
Hearthstone Park · 0.1mi
Easton Commons Nature Park · 0.8mi
Copperfield Community Center · 0.8mi
veterinary
Hearthstone Animal Clinic · 0.6mi
Easton Commons Animal Hospital · 0.9mi
Crossroads Animal Clinic · 1.9mi
place_of_worship
Calvary Community Church · 0.6mi
Heritage Presbyterian Church · 0.7mi
Copperfield Baptist Church · 0.8mi
restaurant
Burger King · 0.7mi
Popeyes · 0.7mi
Sonic · 0.8mi
bank
Bank of America · 0.7mi
Chase · 0.8mi
Chase · 1.0mi
pharmacy
Walgreens · 0.8mi
Twin Lakes · 0.9mi
CVS Pharmacy · 1.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-27.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Nov 4, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $128/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Hearthstone Sec Three 3
TIER: SUBDIVISION
Subdivision name (MLS)Hearthstone Sec Three 3 City · ZIPHouston · 77095 CountyHarris Listings in subdivision1 Active now1 Sold (last 12 mo)0 Curated amenities54
● Year-built distribution
1990s 1

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 9
Distance
0.3 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201540904 · ACS 2023
Median HH income
$76,961
ACS 2023
Median home value
$314,100
Census self-report
Owner-occupied
45%
1,922 housing units
Bachelor's+
39%
Adults 25+
Median age
30.6
Population 4,723
Work from home
9%
of commuters
Commute 45min+
15%
of commuters
Below poverty
9.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
14955 Inverrary Drive, Houston, TX 77095
Harris County · 29.89°N, 95.64°W
park
Hearthstone Park
0.1 mi · 3 within 2 mi
veterinary
Hearthstone Animal Clinic
0.6 mi · 2 within 2 mi
place_of_worship
Calvary Community Church
0.6 mi · 5 within 2 mi
restaurant
Burger King
0.7 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 22, 2026 Listed $360,000 Gabriella Butler
Dec 31, 1989 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Gabriella Butler · Real Properties
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Nov 4, 2026.
MLS# 86451839 · LIST DATE: Oct 22, 2026 · PARCEL: 112-795-000-0010
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Nov 5, 2026, 4:00 PM CST. Properties may subsequently be sold or off-market. Equal Housing Opportunity