Homes for Sale/Galveston County/Galveston/Galveston Outlots
Active MLS #48026763 · 25 days on market

1515 13th Street

Galveston, TX 77550
Subdivision  ·  Galveston Outlots
List Price
$735,000
$523/SF · 56.7% above neighborhood median
Baths
1
Sq Ft
1,406
Built
1965
Lot
1,692 sf
County
Galveston
Tax Rate
1.06%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

BEACH-AREA DUPLEX | TWO RENTAL UNITS | BEACH VIEW | COMPLETELY RENOVATED Coastal living meets investment opportunity in this beautifully renovated, turnkey duplex! With two separate living spaces and utilities, it can serve as one spacious home or two rental units for short- or long-term use. The upstairs unit offers 2 bedrooms, 1 baths, beach views, soaring ceilings, an open-concept layout, renovated kitchen, king-sized bedrooms, modern finishes, and a sleek glass railing. The downstairs unit features 2 bedrooms and 1 bath, including a flexible second bedroom for a full-size bed or bunk beds. It also includes a fully equipped kitchen, king-sized sleeping accommodations, and a comfortable layout. Nearly everything was renovated in 2023, including the plumbing, electrical, roof, cabinets, appliances, and HVAC. The property is move-in and rental ready. Located within walking distance of popular restaurants and coastal favorites, this home offers convenience and lifestyle appeal...

Features

§ 02

Interior

  • Balcony
  • Furnished
  • Ceiling Fans
  • Concrete
  • Wood
  • Hardwood
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Dryer Hookup

Exterior & lot

  • Private Entrance
  • Partial
  • Patio
  • Roof: Composition

Community

Not provided

Property Details

§ 03 · Full MLS record

Property

Property Type Residential Income
Property Sub Type Duplex
Sub Type Additional Duplex
Year Built 1965
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,406 sq ft
Living Area Source Appraiser
Building Area Total 1,406 sq ft
Construction Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bathrooms (total) 1
Bathrooms Full 1

Interior

Interior Features Balcony, Furnished, Ceiling Fans
Flooring Concrete, Wood, Hardwood
Laundry Washer Hookup, Dryer Hookup

Exterior

Exterior Features Private Entrance
Patio / Porch Patio
Fencing Partial

Lot

Lot Size (sq ft) 1,692
Lot Size Source Appraiser

Location

County Galveston
MLS Area Major 33
MLS Area Minor East End
Subdivision Galveston Outlots
Postal Code 77550

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Energy Efficient Doors, Hvac

Taxes, Terms & Disclosures

Tax Annual Amount $7,785
Tax Year 2025
Tax Rate (est.) 1.06%
Parcel # 3510-0047-1008-002
Legal Description ABST 628 M B MENARD SUR N 39-6 FT OF LOT 8 (1008-2) NE BLK 4
Disclosures Seller Disclosure

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$5,062
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,413 Property tax$649 Homeowners insuranceTBD
Subtotal (P&I + Tax) $5,062

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7190%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.55%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
place_of_worship
Central Christian Church · 0.1mi
Congregation B'nai Israel · 0.1mi
Congregation B'nai Israel · 0.1mi
park
Kempner Park · 0.2mi
Kempner Park · 0.2mi
· 0.3mi
daycare
Holy Family Catholic School · 0.3mi
Holy Family Catholic School · 0.3mi
Nolan's Child Care Center · 0.6mi
gym
Fitness Court at Menard Park · 0.3mi
Fitness Court at Menard Park · 0.3mi
McGuire-Dent Recreation Center · 0.3mi
restaurant
BLVD. Seafood · 0.4mi
BLVD. Seafood · 0.4mi
Float · 0.4mi
pharmacy
CVS Pharmacy · 0.6mi
CVS Pharmacy · 0.6mi
Walgreens · 2.0mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48167C SFHA NO SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $334/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Galveston Outlots
TIER: SUBDIVISION
Subdivision name (MLS)Galveston Outlots City · ZIPGalveston · 77550 CountyGalveston Listings in subdivision4,462 Active now241 Sold (last 12 mo)141 Curated amenities60
● Year-built distribution
1950s 4 1955s 42 1960s 61 1965s 25 1970s 10 1975s 9 1980s 3 1995s 1 2010s 6 2020s 3 2025s 3

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 2
Distance
0.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167724400 · ACS 2023
Median HH income
$53,973
ACS 2023
Median home value
$302,700
Census self-report
Owner-occupied
35%
2,218 housing units
Bachelor's+
33%
Adults 25+
Median age
48.6
Population 3,398
Work from home
31%
of commuters
Commute 45min+
18%
of commuters
Below poverty
18.3%
tract-level

Amenities & Nearby Places

§ 13

Grocery

J P Food Store
0.6 mi · 5 within 1.5 mi

Schools

Austin Elementary
0.2 mi · 5 within 1.5 mi

Parks

Seawall Urban Park
0.1 mi · 5 within 1.5 mi

Restaurants

Benno's Cajun Seafood Restaurant
0.1 mi · 8 within 1.5 mi

Cafés

Pirate Island Bar And Grill
0.4 mi · 5 within 1.5 mi

Gyms

Pilates with Adela
0.4 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 8, 2026.

Location & Neighborhood

§ 13
● This Home
1515 13th Street, Galveston, TX 77550
Galveston County · 29.30°N, 94.78°W
place_of_worship
Central Christian Church
0.1 mi · 10 within 2 mi
park
Kempner Park
0.2 mi · 7 within 2 mi
daycare
Holy Family Catholic School
0.3 mi · 1 within 2 mi
gym
Fitness Court at Menard Park
0.3 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 30, 2026 Listed $735,000 Debra McGrath
Dec 31, 1964 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Debra McGrath · Keller Williams Horizons
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 5, 2026.
MLS# 48026763 · LIST DATE: Aug 30, 2026 · PARCEL: 3510-0047-1008-002
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity