Homes for Sale/Montgomery County/Montgomery/Silver Creek Ranch
Active MLS #82976885 · 507 days on market

1531 Silver Creek Lane

Montgomery, TX 77316
Subdivision  ·  Silver Creek Ranch
List Price
$765,000
$259/SF
Beds
3
Baths
4
Sq Ft
2,949
Built
2025
Lot
3.91 ac
Garage
3-car
County
Montgomery
Tax Rate
0.14%

Schools

§ 03
District
Elementary WILLIE E WILLIAMS EL B
Middle MAGNOLIA J H B
High MAGNOLIA WEST H S CCMR 98% · Grad 97% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

New Construction property on 3.91 acres includes a large, covered back patio. The home boasts an open-concept layout with the kitchen seamlessly flowing into the dining room and family room. Large windows allow for abundant natural light throughout the space. The kitchen is designed for efficiency and ease, ideal for daily use and entertaining.The home also features a 3-car garage with direct access to a mudroom, which conveniently connects to the kitchen. A spacious laundry room adds to the home’s functional design.The master suite includes a well-appointed primary bathroom with a modern freestanding tub. There are two additional bedrooms, each with a private bathroom, ensuring privacy and comfort for all residents

Features

§ 02

Interior

  • All Bedrooms Down
  • Double Vanity
  • Entrance Foyer
  • High Ceilings
  • Kitchen Island
  • Bath In Primary Bedroom
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Walk In Pantry
  • Walk In Closets
  • Ceiling Fans
  • Kitchen Dining Combo
  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Microwave
  • Energy Star Qualified Appliances

Exterior & lot

  • Private Yard
  • Subdivision
  • None
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Oversized

Community

  • Smoke Detectors
  • Style: Ranch

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Ranch
Year Built 2025
Year Built Source Builder
New Construction Yes
Property Condition Under Construction
Builder Name DH Homes

Building

Stories 1
Levels One
Living Area 2,949 sq ft
Living Area Source Builder
Building Area Total 2,949 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 9
Fireplaces 1

Interior

Interior Features All Bedrooms Down, Double Vanity, Entrance Foyer, High Ceilings, Kitchen Island, Bath In Primary Bedroom, Soaking Tub, Separate Shower, Tub Shower, Walk In Pantry, Walk In Closets, Ceiling Fans, Kitchen Dining Combo, Programmable Thermostat
Appliances Dishwasher, Disposal, Microwave, Energy Star Qualified Appliances
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Private Yard
Fencing None
Pool Private No

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage, Oversized

Lot

Lot Size (acres) 3.9100
Lot Size Source Other
Lot Features Subdivision
Additional Parcels Yes
Additional Parcel Info 88260201900

Location

County Montgomery
MLS Area Major 15
MLS Area Minor Magnolia/1488 West
Subdivision Silver Creek Ranch
Road Surface Concrete
Postal Code 77316

Utilities

Heating Central, Electric
Cooling Central Air, Electric, Attic Fan
Water Source Well
Sewer Aerobic Septic
Energy Efficient Radiant Attic Barrier, Appliances, Doors, Hvac, Insulation, Lighting, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $750
HOA Fee Frequency Annually
HOA Name Community Solutions
Fee Includes Common Areas

Taxes, Terms & Disclosures

Tax Annual Amount $1,104 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 0.14%
Parcel # 551998
Legal Description S882602 - SILVER CREEK RANCH 02, BLOCK 1, LOT 19
Listing Terms Cash, Conventional, Va Loan
Lease Considered No
Disclosures None

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 9

Living Room 20 X 22
Dining Room 15 X 10
Kitchen 12 X 16
Office 11 X 12
Primary Bedroom 17 X 15
Primary Bathroom 11 X 16
Bedroom 12 X 12
Bedroom 12 X 12
Utility Room 8 X 12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,686
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,594 Property tax$92 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,686
Yearly HOA fee $750

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.5808%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.20%
→ stable

HOA & Community

§ 05
● HOA details
$750
ANNUALLY
Association nameCommunity Solutions Management co. Website Phone Cert on filepending
Fee includes
CommonAreas
● Community amenities
grocery
· 1.1mi
· 1.1mi
Food Basket · 1.5mi
restaurant
Taco Bell · 1.4mi
Las Fuentes · 1.6mi
KFC · 1.4mi
place_of_worship
Magnolia Church of God in Christ · 1.5mi
Magnolia Church of God in Christ · 1.7mi
First Baptist Church · 1.7mi
park
· 1.5mi
· 1.6mi
· 1.5mi
gas_station
Conoco · 1.6mi
Exxon · 1.7mi
Shell · 1.8mi
police_station
Magnolia Police Department · 1.6mi
Magnolia Police Department · 1.8mi
Stagecoach Police Department · 6.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
MidSouth Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Centric Fiber
1,000 / 1,000 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Nextlink
500 / 100 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Silver Creek Ranch
TIER: SUBDIVISION
Subdivision name (MLS)Silver Creek Ranch City · ZIPMontgomery · 77316 CountyMontgomery Listings in subdivision42 Active now6 Sold (last 12 mo)4 Curated amenities60
● Year-built distribution
2020s 2 2025s 4

Fire Protection

§ 11
Nearest station
Magnolia Volunteer Fire Department Station 181
Distance
1.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694603 · ACS 2023
Median HH income
$97,750
ACS 2023
Median home value
$418,700
Census self-report
Owner-occupied
85%
1,482 housing units
Bachelor's+
32%
Adults 25+
Median age
37.6
Population 4,410
Work from home
12%
of commuters
Commute 45min+
22%
of commuters
Below poverty
11.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
1531 Silver Creek Lane, Montgomery, TX 77316
Montgomery County · 30.24°N, 95.75°W
grocery
1.1 mi · 4 within 2 mi
restaurant
Taco Bell
1.4 mi · 9 within 2 mi
place_of_worship
Magnolia Church of God in Christ
1.5 mi · 1 within 2 mi
park
1.5 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 5, 2025 Listed $765,000 David Polatsek
Dec 31, 2024 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by David Polatsek · DH Homes
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 12, 2026.
MLS# 82976885 · LIST DATE: May 5, 2025 · PARCEL: 551998
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 8:10 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity