Schools

§ 03

District

Elementary	EPPS ISLAND EL	C
Middle	KLEIN INT	B
High	KLEIN FOREST H S CCMR 78% · Grad 85%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this beautiful and cozy home, perfect for creating unforgettable family memories! This lovely property features a roof replaced in 2024 and several great updates that add value and appeal. Enjoy a warm and inviting atmosphere, perfect for relaxing and spending quality time with your loved ones. Don't miss the opportunity to make this wonderful house your new home!. Water softener, washer and dryer included. The Refrigerator is Not included.

Features

§ 02

Interior

Water Softener Owned
Heat: Central
Heat: Electric
Cool: Central Air
Cool: Electric

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2004
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	2,528 sq ft
Living Area Source	Appraiser
Building Area Total	2,528 sq ft
Foundation	Slab
Construction	Brick, Stone
Roof	Composition

Rooms & Baths

Bedrooms	4
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	4

Interior

Appliances

Water Softener Owned

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (sq ft)	5,250
Lot Size (acres)	0.1205
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Harris
MLS Area Major	11
MLS Area Minor	Northwest Houston
Subdivision	Blue Creek
Postal Code	77086

Utilities

Heating	Central, Electric
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$395
HOA Fee Frequency	Annually
HOA Name	Spectrum

Taxes, Terms & Disclosures

Tax Annual Amount	$4,025 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.39%
Parcel #	124-433-003-0002
Legal Description	LT 2 BLK 3 BLUE CREEK SEC 5
Lease Considered	No
Disclosures	Municipal Utility District Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 1

Primary Bedroom

17x14

Second level · 3

Bedroom	16.5x10.4
Bedroom	13.2x13.2
Bedroom	15.4x11.3

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

—

TOTAL TAX RATE · PER $100 ASSESSED · 2026

JurisdictionNorthwest Park MUD CountyHarris TCEQ District ID6042825 Bonded indebtedness— Current year rate— FetchedApr 27, 2026

● Verdict unknown

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3600 Resolved MUD jurisdiction Northwest Park MUD Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,076

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,741 Property tax$335 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,076

Yearly HOA fee $395

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history

2.2918%

ALL 10 TAXING DISTRICTS · 2025 BILL

20212022202320242025

MUD

0.36%

→ stable

School

1.01%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.54%

→ stable

YearM&OI&STotal MUD rate

2021 0.1500 0.2580 0.4080

2022 0.1500 0.2280 0.3780

2023 0.1400 0.2380 0.3780

2024 0.1320 0.2460 0.3780

2025 0.1500 0.2100 0.3600

HOA & Community

§ 05

● HOA details

$395

ANNUALLY

Association nameSpectrum Management co.— Website— Phone— Cert on filepending

● Community amenities

park

· 0.1mi
· 0.4mi
Northwest Park · 1.6mi

grocery

Checkpoint · 0.3mi
Fuel Up · 0.3mi
· 0.4mi

restaurant

The Taco Bar · 0.3mi
Laredo Taco Company · 0.7mi
Pho Bien Hoa · 0.7mi

gas_station

Checkpoint · 0.3mi
Shell · 0.3mi
Chevron · 0.4mi

police_station

The Dharam Pal Gupta Foundation · 0.3mi
Harris County Sheriff's Department - Willowwood Substation · 0.8mi
Harris County Sheriff's Office · 0.9mi

place_of_worship

Wright Grove Baptist Church · 0.9mi
Houston Church of Christ Jesus · 1.4mi
Tịnh Luật Temple · 1.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

GSO Satellite

Viasat Inc

100 / 3 Mbps

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

GSO Satellite

HughesNet

50 / 5 Mbps

+ 1 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

65 days/yr above 95°F

Plus 11 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-10-13.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09

1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Blue Creek

TIER: SUBDIVISION

Subdivision name (MLS)Blue Creek City · ZIPHouston · 77086 CountyHarris Listings in subdivision759 Active now3 Sold (last 12 mo)2 Curated amenities60

● Year-built distribution

1995s 1 2000s 1 2005s 1

Fire Protection

§ 11

Nearest station

Northwest Volunteer Fire Department - Station 43

Distance

0.7 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201534003 · ACS 2023

Median HH income

$83,438

ACS 2023

Median home value

$207,400

Census self-report

Owner-occupied

68%

666 housing units

Bachelor's+

15%

Adults 25+

Median age

36.3

Population 2,122

Work from home

11%

of commuters

Commute 45min+

8%

of commuters

Below poverty

16.5%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

15322 Hensen Creek Drive, Houston, TX 77086

Harris County · 29.93°N, 95.52°W

park

—

0.1 mi · 4 within 2 mi

grocery

Checkpoint

0.3 mi · 7 within 2 mi

restaurant

The Taco Bar

0.3 mi · 3 within 2 mi

gas_station

Checkpoint

0.3 mi · 5 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.