Homes for Sale/Harris County/Houston/Rancho Verde Sec 7
Active MLS #78764920 · 60 days on market

15455 Rancho Joya Way

Houston, TX 77049
Subdivision  ·  Rancho Verde Sec 7
List Price
$260,000
$164/SF
Beds
3
Baths
2
Sq Ft
1,584
Built
2017
Lot
0.12 ac
Garage
2-car
County
Harris
Tax Rate
2.08%

Schools

§ 03
District
Elementary MCGHEE EL B
Middle ALICE JOHNSON J H C
High CHANNELVIEW H S CCMR 97% · Grad 93% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This move-in-ready 3-bedroom, 2-bath home combines comfort, style, and convenience in a desirable neighborhood setting. The open-concept layout offers spacious living areas ideal for hosting family and friends. The kitchen features stainless steel appliances, ample prep space, and plenty of storage while overlooking the main living area. The primary retreat includes a walk-in closet and private bath with double vanities. Durable flooring throughout the common areas adds both style and easy maintenance. Major value-added upgrades include a new roof, new gutters, and a whole-home water filtration system, providing peace of mind and long-term value for the next owner. To make your move even easier, the refrigerator, washer, dryer, and window blinds are all included with the home.

Features

§ 02

Interior

  • Dishwasher
  • Gas Cooktop
  • Gas Oven
  • Microwave
  • Dryer
  • Refrigerator
  • Washer
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Clubhouse
  • Playground
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2017
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,584 sq ft
Living Area Source Appraiser
Building Area Total 1,584 sq ft
Foundation Slab
Construction Brick, Other, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 3

Interior

Appliances Dishwasher, Gas Cooktop, Gas Oven, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1157
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 2
MLS Area Minor North Channel
Subdivision Rancho Verde Sec 7
Postal Code 77049

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $475
HOA Fee Frequency Annually
HOA Name CIA Services
Amenities Clubhouse, Playground

Taxes, Terms & Disclosures

Tax Annual Amount $5,421
Tax Year 2025
Tax Rate (est.) 2.08%
Parcel # 138-892-003-0023
Legal Description LT 23 BLK 3 RANCHO VERDE SEC 7
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Primary Bedroom 0x0
Bedroom 0x0
Bedroom 0X0

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.3950
TOTAL TAX RATE · PER $100 ASSESSED · 2025
JurisdictionHarris County WCID 84 CountyHarris TCEQ District ID4165000 Bonded indebtedness$10,777,500 Current year rate FetchedApr 23, 2026
● Rate not extracted
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3950 Resolved MUD jurisdiction Harris County WCID 84 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,013
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,561 Property tax$452 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,013
Yearly HOA fee $475

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1902%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.40%
→ stable
School
0.96%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.45%
→ stable

HOA & Community

§ 05
● HOA details
$475
ANNUALLY
Association nameCIA Services Management co.C.I.A. Services Websitevisit Phone(713) 981-9000 Cert on filemls-trestle
● Community amenities
place_of_worship
Channelview Baptist Church · 0.5mi
Praise Community Church · 0.6mi
Unity Baptist Church · 0.7mi
park
· 0.7mi
Gene Green Beltway 8 Park · 2.2mi
· 1.2mi
gas_station
Exxon · 0.8mi
Valero · 0.8mi
Exxon · 0.9mi
grocery
Everyday Plus Market · 1.1mi
Circle K · 1.1mi
Star Stop · 1.2mi
restaurant
Hippo Burgers · 1.1mi
Pizza Patron · 1.1mi
El Cochito · 1.2mi
hospital
DaVita Dialysis · 1.2mi
Texas Children's Urgent Care · 4.0mi
Advanced Diagnostics East Hospital & 24 Hour Emergency Center · 4.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 2,000 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Rancho Verde Sec 7
TIER: SUBDIVISION
Subdivision name (MLS)Rancho Verde Sec 7 City · ZIPHouston · 77049 CountyHarris Listings in subdivision48 Active now4 Sold (last 12 mo)4 Curated amenities60
● Year-built distribution
2015s 4

Fire Protection

§ 11
Nearest station
Channelview Fire Station 3
· Channelview
Distance
0.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201252306 · ACS 2023
Median HH income
$67,518
ACS 2023
Median home value
$219,300
Census self-report
Owner-occupied
82%
2,623 housing units
Bachelor's+
14%
Adults 25+
Median age
24.2
Population 11,000
Work from home
14%
of commuters
Commute 45min+
7%
of commuters
Below poverty
31.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
15455 Rancho Joya Way, Houston, TX 77049
Harris County · 29.80°N, 95.14°W
place_of_worship
Channelview Baptist Church
0.5 mi · 5 within 2 mi
park
0.7 mi · 3 within 2 mi
gas_station
Exxon
0.8 mi · 4 within 2 mi
grocery
Everyday Plus Market
1.1 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 25, 2026 Listed $260,000 Jacquelyn Montes
Dec 31, 2016 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jacquelyn Montes · Alumbra International Properties
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 26, 2026.
MLS# 78764920 · LIST DATE: Jul 25, 2026 · PARCEL: 138-892-003-0023
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity