Homes for Sale/Liberty County/Cleveland/Artesian Lakes, Sec 7
Active MLS #98119618 · 957 days on market

16 Smith Loop

Cleveland, TX 77327
Subdivision  ·  Artesian Lakes, Sec 7
List Price
$115,000
Baths
0
Lot
0.62 ac
County
Liberty
Tax Rate
0.55%

Schools

§ 03
District
Elementary HARDIN EL D
Middle HARDIN J H B
High HARDIN H S CCMR 91% · Grad 100% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to a slice of paradise in Artesian Lakes, an exclusive, gated community consisting of only 102 lakefront lots sprawled across 500 acres. This beautiful lot is a gem within the community, offering one of the most desirable locations with breathtaking views of Smith Lake. Feel the cool breeze off the water, carried by prevailing southerly winds. This lot is more than just a piece of land; it's a haven where you and your family can escape, relax, and rejuvenate. It offers the opportunity to recreate a life that feels miles away, yet is just 60 Miles NE of Houston.Artesian Lakes is not just a community; it's a lifestyle, a retreat from the ordinary, and an opportunity to create lasting memories in a setting that seamlessly blends nature and luxury. Owners enjoy access to all the amenities at The Retreat at Artesian Lakes, including the pool/hot tub, swim lake, fitness center, frisbee golf course and more. Don't miss the chance to make this lot your canvas for a life well-lived.

Features

§ 02

Interior

Not provided

Exterior & lot

  • Cleared
  • Subdivision
  • Views
  • Waterfront

Community

  • Gated
  • Guard
  • Lake
  • Water

Property Details

§ 03 · Full MLS record

Property

Property Type Land

Rooms & Baths

Bathrooms (total) 0

Exterior

Waterfront Yes
Waterfront Features Lake, Lake Front, Waterfront
View Yes
View Type Lake, Water

Lot

Lot Size (acres) 0.6200
Lot Size Source Appraiser
Lot Features Cleared, Subdivision, Views, Waterfront

Location

County Liberty
MLS Area Major 52
MLS Area Minor Liberty County East
Subdivision Artesian Lakes, Sec 7
Road Surface Gravel
Postal Code 77327

Utilities

Water Source Other
Sewer Other

HOA / Association

HOA Yes
HOA Fee $3,180
HOA Fee Frequency Annually
HOA Name C.I.A.
Amenities Gated, Guard

Taxes, Terms & Disclosures

Tax Annual Amount $636
Tax Year 2023
Tax Rate (est.) 0.55%
Parcel # 000103-000614-000
Legal Description 000103 J F DERUMAYOR, TRACT 614, ACRES 0.62
Listing Terms Cash, Conventional, FHA
Disclosures None

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$744
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$691 Property tax$53 Homeowners insuranceTBD
Subtotal (P&I + Tax) $744
Yearly HOA fee $3,180

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
202320242025
MUD
→ stable
School
1.02%
→ stable
City
→ stable
County
0.48%
→ stable

HOA & Community

§ 05
● HOA details
$3,180
ANNUALLY
Association nameC.I.A. Management co. Website Phone Cert on filepending
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Spectrum
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48291C SFHA YES SOURCE 48291C_FIRM1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
No comps within 0.5 mi in the last 90 daysExpand the search radius via the "Full report" CTA.

Subdivision & Master Plan

§ 10
● Master plan
Artesian Lakes, Sec 7
TIER: SUBDIVISION
Subdivision name (MLS)Artesian Lakes, Sec 7 City · ZIPCleveland · 77327 CountyLiberty Listings in subdivision2 Active now2 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11
Nearest station
North Liberty County Fire Department
Distance
0.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48291700600 · ACS 2023
Median HH income
$43,969
ACS 2023
Median home value
$102,900
Census self-report
Owner-occupied
63%
1,783 housing units
Bachelor's+
13%
Adults 25+
Median age
45.6
Population 2,827
Work from home
1%
of commuters
Commute 45min+
50%
of commuters
Below poverty
22.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
16 Smith Loop, Cleveland, TX 77327
Liberty County · 30.45°N, 94.83°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Feb 9, 2024 Listed $115,000 Janice Character
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Janice Character · Keller Williams Memorial
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jun 26, 2026.
MLS# 98119618 · LIST DATE: Feb 9, 2024 · PARCEL: 000103-000614-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity