Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Fantastic beach house in fabulous Jamaica Beach, 6 blocks from beach and 2 from community pool and playground. This 4 bedroom 2 bath is big enough to accommodate large gatherings comfortably with a bonus climate controlled finished loft/playroom accessed via ladder. Beautifully remodeled/updated with Silestone countertops, Thomasville soft-close cabinets, and ceramic tile floors in 2015. The home also features: Hurricane windows installed 2022, New Heat/AC installed 2024 and a completely remodeled bathroom and fresh paint in 2026. Dual staircases and a cargo lift for easy assess to the home. Come and enjoy the beach life!

Features

§ 02

Interior

Convection Oven
Dishwasher
Electric Oven
Electric Range
Disposal
Microwave
Carpet
Laminate
Tile
Heat: Central
Heat: Electric
Cool: Central Air
Cool: Electric

Exterior & lot

Other
Roof: Composition
Foundation: Slab
Attached Carport
Attached
Garage
Garage Door Opener

Community

Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Other
Year Built	2004
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,596 sq ft
Living Area Source	Appraiser
Building Area Total	1,596 sq ft
Foundation	Slab
Construction	Other
Roof	Composition

Rooms & Baths

Bedrooms	4
Bathrooms (total)	2
Bathrooms Full	2
Bathrooms Half	0
Rooms Total	4
Fireplaces	0

Interior

Flooring	Carpet, Laminate, Tile
Appliances	Convection Oven, Dishwasher, Electric Oven, Electric Range, Disposal, Microwave

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Carport Spaces	2
Parking Features	Attached Carport, Attached, Garage, Garage Door Opener

Lot

Lot Size (acres)	0.2011
Lot Size Source	Appraiser
Lot Features	Other
Direction Faces	North

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	West End
Subdivision	Jamaica Beach 1
Postal Code	77554

Utilities

Heating	Central, Electric
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$15
HOA Fee Frequency	Monthly
HOA Name	JB

Taxes, Terms & Disclosures

Tax Annual Amount	$7,098
Tax Year	2025
Tax Rate (est.)	1.33%
Parcel #	4188-0009-0016-000
Legal Description	ABST 121 HALL & JONES SUR LOT 16 BLK 9 JAMAICA BEACH SEC 1 R
Listing Terms	Cash, Conventional, FHA, Va Loan
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 4

Primary Bedroom	0X0
Bedroom	0X0
Bedroom	0X0
Bedroom	0X0

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$3,804

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$3,212 Property tax$592 Homeowners insuranceTBD

Subtotal (P&I + Tax) $3,804

Yearly HOA fee $180

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.4339%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.27%

→ stable

HOA & Community

§ 05

● HOA details

$15

MONTHLY

Association nameJB Management co.— Website— Phone— Cert on filepending

● Community amenities

bank

ATM (ATM Link, Inc.) · 0.3mi
Circle K ATM · 0.3mi
ATM · 1.0mi

place_of_worship

Mary, Star of the Sea Church · 0.3mi
West Isle Presbyterian Church · 2.8mi
West Isle Church · 2.8mi

police_station

Jamaica Beach Police · 0.3mi

gym

Gymaica Fitness · 0.3mi
Seek Peace Yoga Galveston · 6.4mi
Galveston Holistic Wellness · 9.0mi

grocery

Circle K · 0.3mi
Valero · 0.4mi
Seven Seas Market · 1.0mi

park

Jamaica Beach Park · 0.3mi
Galveston Island State Park · 1.2mi
· 1.7mi

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

A

FEMA Zone

Zone AE · Special Flood Hazard Area

1% annual chance of flooding (100-year floodplain). Flood insurance typically required.

PANEL 48167C BASE FLOOD ELEV. 11.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Jamaica Beach 1

TIER: SUBDIVISION

Subdivision name (MLS)Jamaica Beach 1 City · ZIPJamaica Beach · 77554 CountyGalveston Listings in subdivision182 Active now10 Sold (last 12 mo)8 Curated amenities31

● Year-built distribution

1975s 2 1980s 1 1985s 3 2000s 1 2005s 1

Fire Protection

§ 11

Nearest station

Jamaica Beach Volunteer Fire Department

· Jamaica Beach

Distance

0.4 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726101 · ACS 2023

Median HH income

$117,826

ACS 2023

Median home value

$364,100

Census self-report

Owner-occupied

32%

2,970 housing units

Bachelor's+

57%

Adults 25+

Median age

61.6

Population 1,809

Work from home

73%

of commuters

Commute 45min+

22%

of commuters

Below poverty

3.6%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

16527 Frances Drake Road, Jamaica Beach, TX 77554

Galveston County · 29.19°N, 94.98°W

bank

ATM (ATM Link, Inc.)

0.3 mi · 3 within 2 mi

place_of_worship

Mary, Star of the Sea Church

0.3 mi · 1 within 2 mi

police_station

Jamaica Beach Police

0.3 mi · 1 within 2 mi

gym

Gymaica Fitness

0.3 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.