Schools

§ 03

District

Elementary	C C HARDY EL	D
Middle	LYNN LUCAS MIDDLE	D
High	WILLIS H S CCMR 91% · Grad 95%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

BUILD YOUR DREAM HOME at 1678 Opal Trail, one of the last remaining opportunities to build in the highly sought-after, gated community of Emerald Lakes. Nestled on 1.35 wooded acres, this exceptional homesite offers the perfect blend of privacy, mature trees and peaceful surroundings, creating an ideal setting to bring your vision to life. Whether you dream of expansive outdoor living, a chef-inspired kitchen, or a private retreat, this property provides the opportunity to create a home tailored to your lifestyle. Residents enjoy exceptional community amenities, including a community pool, tennis courts, stocked fishing pond, fitness center, and RV/boat storage. Conveniently located with easy access to shopping, dining, and major roadways, Emerald Lakes offers the perfect balance of peaceful country living and everyday convenience. ** Lot available ONLY with a contract to build, offering the opportunity to design and personalize a custom home to fit your needs and lifestyle.

Features

§ 02

Interior

Not provided

Exterior & lot

Cleared
Subdivision
Pond On Lot
Rv Access Parking
Association

Community

Clubhouse
Controlled Access
Fitness Center
Pool
Rv Boat Storage
Rv Parking
Tennis Courts
Gated

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Exterior

Pool Features

Association

Parking & Garage

Parking Features

Rv Access Parking

Lot

Lot Size (acres)	1.3500
Lot Size Source	Appraiser
Lot Features	Cleared, Subdivision, Pond On Lot

Location

County	Montgomery
MLS Area Major	19
MLS Area Minor	Willis Area
Subdivision	Emerald Lakes 02
Road Surface	Concrete
Postal Code	77378

Utilities

Water Source	Public
Sewer	Aerobic Septic, Septic Tank

HOA / Association

HOA	Yes
HOA Fee	$1,450
HOA Fee Frequency	Annually
HOA Name	Community Management Innovation
Fee Includes	Clubhouse, Common Areas, Recreation Facilities
Amenities	Clubhouse, Controlled Access, Fitness Center, Pool, Rv Boat Storage, Rv Parking, Tennis Courts, Gated

Taxes, Terms & Disclosures

Tax Annual Amount	$1,529 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.02%
Parcel #	376859
Legal Description	S454402 - EMERALD LAKES 02, BLOCK 5, LOT 28, ACRES 1.35
Listing Terms	Cash, Conventional, FHA, Other, Usda Loan, Va Loan
Disclosures	None

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,028

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$901 Property tax$127 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,028

Yearly HOA fee $1,450

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.6652%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.03%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.25%

→ stable

HOA & Community

§ 05

● HOA details

$1,450

ANNUALLY

Association nameCommunity Management Innovation Management co.— Website— Phone— Cert on filepending

Fee includes

Clubhouse · CommonAreas · RecreationFacilities

● Community amenities

bank

Circle K ATM · 0.7mi
First National Bank Texas · 2.3mi
Chase Bank · 2.4mi

grocery

Circle K · 0.7mi
Bunny Stop · 1.6mi
· 2.0mi

gas_station

Valero · 0.8mi
Love's · 1.6mi
Volco · 1.6mi

park

Charles Traylor Memorial Park · 1.4mi
City Park · 2.0mi
· 2.2mi

restaurant

· 1.4mi
Pizza Hut Express · 1.6mi
Pizza Shack · 2.1mi

dog_park

Love's · 1.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Frontier

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Tachus Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

1,200 / 35 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

1,000 / 35 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

LBR Fixed Wireless

Nextlink

500 / 100 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

+ 6 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_STUDY1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

5 comparable sales nearby · sold median $145/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Emerald Lakes 02

TIER: SUBDIVISION

Subdivision name (MLS)Emerald Lakes 02 City · ZIPWillis · 77378 CountyMontgomery Listings in subdivision162 Active now4 Sold (last 12 mo)2 Curated amenities60

● Year-built distribution

2015s 2 2025s 1

Fire Protection

§ 11

Nearest station

North Montgomery County Fire Department

· Willis

Distance

2.4 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694106 · ACS 2023

Median HH income

$80,590

ACS 2023

Median home value

$214,400

Census self-report

Owner-occupied

74%

1,806 housing units

Bachelor's+

27%

Adults 25+

Median age

27.3

Population 6,047

Work from home

14%

of commuters

Commute 45min+

28%

of commuters

Below poverty

23.7%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

1678 Opal Trail, Willis, TX 77378

Montgomery County · 30.46°N, 95.48°W

bank

Circle K ATM

0.7 mi · 1 within 2 mi

grocery

Circle K

0.7 mi · 2 within 2 mi

gas_station

Valero

0.8 mi · 4 within 2 mi

park

Charles Traylor Memorial Park

1.4 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.