Homes for Sale/Harris County/Cypress/Towne Lake
Active MLS #68626665 · 46 days on market

17919 Creek Bluff Lane

Cypress, TX 77433
Subdivision  ·  Towne Lake
List Price
$650,000
$136/SF · 36.9% below neighborhood median
Beds
5
Baths
4
Sq Ft
4,770
Built
2013
Lot
0.19 ac
Garage
3-car
County
Harris
Tax Rate
1.91%

Schools

§ 03
District
Elementary RENNELL EL A
Middle ANTHONY MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

A rare opportunity in the highly sought-after Towne Lake community! This spacious home offers incredible flexibility and is perfect for anyone seeking space. The unique floor plan includes 2 private offices and 2 generously sized game rooms. One office is conveniently located next to the primary suite and could easily serve as a nursery. Fresh paint and brand-new carpet add a clean, move-in-ready feel. Step outside to your own backyard retreat, complete w/ a sparkling pool, hot tubs, and an outdoor kitchen—ideal for entertaining. The property is tucked in on a quiet cul-de-sac street and backs to a greenbelt, offering added privacy. Residents enjoy access to beautiful lakes, as well as walking and biking trails throughout the community. The Towne Lake Boardwalk is just minutes away, along with convenient access to Hwy 290 and the Grand Pkwy. All of this, plus a low 2.4% tax rate, making it even more appealing compared to surrounding neighborhoods.

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • Entrance Foyer
  • Hot Tub Spa
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Walk In Pantry
  • Walk In Closets
  • Ceiling Fans
  • Kitchen Dining Combo
  • Dishwasher
  • Free Standing Range
  • Disposal
  • Gas Oven

Exterior & lot

  • Deck
  • Fence
  • Outdoor Kitchen
  • Porch
  • Patio
  • Tennis Courts
  • Greenbelt
  • Subdivision
  • Backs To Greenbelt Park
  • Back Yard
  • Partial
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Rv Access Parking
  • Gunite
  • Pool Spa Combo

Community

  • Boat Dock
  • Marina
  • Boat Ramp
  • Clubhouse
  • Fitness Center
  • Meeting Banquet Party Room
  • Party Room
  • Playground
  • Pickleball
  • Park
  • Pool
  • Rv Boat Storage
  • Boat Slip
  • Tennis Courts
  • Trails
  • Trash
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2013
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 4,770 sq ft
Living Area Source Appraiser
Building Area Total 4,770 sq ft
Foundation Slab
Construction Brick, Stone, Stucco
Roof Composition

Rooms & Baths

Bedrooms 5
Bedrooms Possible 5
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 13
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Breakfast Bar, Double Vanity, Entrance Foyer, Hot Tub Spa, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Soaking Tub, Separate Shower, Tub Shower, Walk In Pantry, Walk In Closets, Ceiling Fans, Kitchen Dining Combo
Flooring Carpet, Tile
Appliances Dishwasher, Free Standing Range, Disposal, Gas Oven, Gas Range, Microwave, Oven, Dryer, Tankless Water Heater, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Deck, Fence, Outdoor Kitchen, Porch, Patio, Tennis Courts
Patio / Porch Deck, Patio, Porch
Fencing Back Yard, Partial
Pool Private Yes
Pool Features Gunite, Pool Spa Combo, Association

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage, Rv Access Parking

Lot

Lot Size (acres) 0.1860
Lot Size Source Appraiser
Lot Features Greenbelt, Subdivision, Backs To Greenbelt Park

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Towne Lake
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Water Heater

HOA / Association

HOA Yes
HOA Fee $2,100
HOA Fee Frequency Annually
HOA Name Towne Lake HOA
Fee Includes Clubhouse, Recreation Facilities
Amenities Boat Dock, Marina, Boat Ramp, Clubhouse, Fitness Center, Meeting Banquet Party Room, Party Room, Playground, Pickleball, Park, Pool, Rv Boat Storage, Boat Slip, Tennis Courts, Trails, Trash

Taxes, Terms & Disclosures

Tax Annual Amount $12,431 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.91%
Parcel # 133-778-001-0045
Legal Description LT 45 BLK 1 TOWNE LAKE SEC 25
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 13 rooms · MLS-supplied

Main level · 7

Primary Bedroom 13.5x22
Office 13x13
Dining Room 13x12.5
Kitchen 12x13.5
Breakfast Room Nook 16x20
Living Room 18x22
Office 14x13

Second level · 6

Game Room 13x16
Game Room 25x18
Bedroom 13x13
Bedroom 14x13
Bedroom 13x11
Bedroom 13x20

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.6000
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 501 CountyHarris TCEQ District ID3737103 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5972 Resolved MUD jurisdiction Harris County MUD 501 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,939
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,903 Property tax$1,036 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,939
Yearly HOA fee $2,100

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.4379%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.60%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$2,100
ANNUALLY
Association nameTowne Lake HOA Management co.Crest Management Websitevisit Phone(281) 256-3319 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
Clubhouse · RecreationFacilities
● Community amenities
park
· 0.3mi
Greenhouse Park · 0.3mi
· 0.4mi
gym
· 0.4mi
· 0.6mi
Some Like It Hot Yoga & Fitness · 0.7mi
grocery
Walmart Neighborhood Market · 0.7mi
Trader Joe's · 0.9mi
Walmart Neighborhood Market · 1.0mi
restaurant
Marco's Pizza · 0.7mi
Union Kitchen · 0.8mi
Crazy Cajun Seafood Shoppe · 0.9mi
pharmacy
Walgreens · 0.9mi
Walgreens · 1.3mi
Walgreens · 1.5mi
coffee
Starbucks · 1.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $216/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Towne Lake
TIER: NEIGHBORHOOD
Subdivision name (MLS)Towne Lake City · ZIPCypress · 77433 CountyHarris Listings in subdivision4,401 Active now54 Sold (last 12 mo)107 Curated amenities60
● Year-built distribution
2005s 5 2010s 12 2015s 15 2020s 18 2025s 3

Fire Protection

§ 11
Nearest station
Cy-Fair Volunteer Fire Department Communications Center
Cy-Fair Volunteer Fire Department · Houston
Distance
1.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543007 · ACS 2023
Median HH income
$172,894
ACS 2023
Median home value
$460,100
Census self-report
Owner-occupied
84%
6,609 housing units
Bachelor's+
61%
Adults 25+
Median age
34.8
Population 22,581
Work from home
47%
of commuters
Commute 45min+
11%
of commuters
Below poverty
3.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
17919 Creek Bluff Lane, Cypress, TX 77433
Harris County · 29.93°N, 95.69°W
park
0.3 mi · 16 within 2 mi
gym
0.4 mi · 3 within 2 mi
grocery
Walmart Neighborhood Market
0.7 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 9, 2026 Listed $650,000 Penny Ngo
Dec 31, 2012 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Penny Ngo · 5th Stream Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 13, 2026.
MLS# 68626665 · LIST DATE: Aug 9, 2026 · PARCEL: 133-778-001-0045
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity