Homes for Sale/Montgomery County/Porter/Cumberland Ph I
Active MLS #88912420 · 43 days on market

18174 Windy Oaks Court

Porter, TX 77365
Subdivision  ·  Cumberland Ph I
List Price
$295,000
$138/SF · 10.1% above neighborhood median
Beds
4
Baths
3
Sq Ft
2,140
Built
2002
Lot
0.13 ac
Garage
2-car
County
Montgomery
Tax Rate
1.70%

Schools

§ 03
District
Elementary ROBERT CRIPPEN EL C
Middle WHITE OAK MIDDLE D
High PORTER H S CCMR 91% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this beautifully designed 2-story home situated on a cul-de-sac lot! 4 bedrooms, 2.5 bathrooms, and a spacious upstairs game room, this home offers a flexible layout with plenty of room to live, relax, and entertain. The open-concept main living area brings together the kitchen, dining, and living spaces, creating a bright and inviting atmosphere. The primary suite is conveniently located on the first floor and features a recently renovated ensuite bathroom along with an oversized walk-in closet. Upstairs, you’ll find 3 additional bedrooms and a versatile game room that can serve as a second living area, playroom, media room, or home office. The backyard is one of the standout features providing plenty of space with an amazing covered back patio to enjoy time with family and friends year-round. Located in a desirable neighborhood with convenient access to schools, parks, shopping, dining, and major highways, this home combines comfort, functionality, and a great location.

Features

§ 02

Interior

  • Double Vanity
  • En Suite Bathroom
  • Granite Counters
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Tub Shower
  • Vanity
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans
  • Living Dining Room
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range

Exterior & lot

  • Balcony
  • Covered Patio
  • Fence
  • Sprinkler Irrigation
  • Porch
  • Patio
  • Private Yard
  • Cul De Sac
  • Subdivision
  • Side Yard
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener

Community

  • Clubhouse
  • Park
  • Pool
  • Trails
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2002
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,140 sq ft
Living Area Source Appraiser
Building Area Total 2,140 sq ft
Foundation Slab
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 8
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features Double Vanity, En Suite Bathroom, Granite Counters, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Tub Shower, Vanity, Walk In Closets, Window Treatments, Ceiling Fans, Living Dining Room
Flooring Plank, Vinyl
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings
Security Smoke Detectors

Exterior

Exterior Features Balcony, Covered Patio, Fence, Sprinkler Irrigation, Porch, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.1262
Lot Size Source Appraiser
Lot Features Cul De Sac, Subdivision, Side Yard

Location

County Montgomery
MLS Area Major 40
MLS Area Minor Porter/New Caney West
Subdivision Cumberland Ph I
Road Surface Concrete
Postal Code 77365

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $400
HOA Fee Frequency Annually
HOA Name CIA Services
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Clubhouse, Park, Pool, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $5,016 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.70%
Parcel # 82499
Legal Description S361500 - CUMBERLAND PHASE I, BLOCK 12, LOT 4
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Other, Seller Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 4

Primary Bedroom 17 x 15
Living Room 16 x 16
Dining Room 13 x 12
Kitchen 15 x 11

Second level · 4

Bedroom 12 x 12
Bedroom 12 x 12
Bedroom 11 x 11
Bonus Room TBD

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.9400
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionMontgomery County MUD 56 CountyMontgomery TCEQ District ID5858070 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5750 Resolved MUD jurisdiction Montgomery County MUD 56 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,189
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,771 Property tax$418 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,189
Yearly HOA fee $400

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.4605%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.57%
→ stable
School
1.26%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.25%
→ stable

HOA & Community

§ 05
● HOA details
$400
ANNUALLY
Association nameCIA Services Management co.Goodwin Websitevisit Phone(855) 289-6007 Cert on filemls-trestle
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
Cumberland Park · 0.2mi
Sun Point Park · 0.5mi
Mirror Lake Park · 1.0mi
restaurant
Sonic · 0.5mi
Church's Chicken · 0.5mi
McDonald's · 0.5mi
grocery
Time Mart · 0.5mi
Circle K · 0.6mi
· 1.1mi
urgent_care
Diverse Community Urgent Care · 0.5mi
AFC Urgent Care · 13.9mi
NextCare Urgent Care, Kingwood · 5.5mi
gas_station
Shell · 0.5mi
Phillips 66 · 0.7mi
Exxon · 1.2mi
place_of_worship
Evergreen Missionary Baptist Church · 1.4mi
· 3.2mi
Fellowship Baptist Church · 3.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Wellcom Technologies Highlands LP
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Centric Fiber
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
5 comparable sales nearby · sold median $125/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cumberland Ph I
TIER: SUBDIVISION
Subdivision name (MLS)Cumberland Ph I City · ZIPPorter · 77365 CountyMontgomery Listings in subdivision778 Active now9 Sold (last 12 mo)13 Curated amenities60
● Year-built distribution
1985s 1 1995s 4 2000s 4

Fire Protection

§ 11
Nearest station
Porter Fire Department Station 122
· Porter
Distance
1.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339692301 · ACS 2023
Median HH income
$129,492
ACS 2023
Median home value
$234,400
Census self-report
Owner-occupied
93%
1,267 housing units
Bachelor's+
36%
Adults 25+
Median age
29.4
Population 3,862
Work from home
8%
of commuters
Commute 45min+
8%
of commuters
Below poverty
4.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
18174 Windy Oaks Court, Porter, TX 77365
Montgomery County · 30.13°N, 95.30°W
park
Cumberland Park
0.2 mi · 7 within 2 mi
restaurant
Sonic
0.5 mi · 3 within 2 mi
grocery
Time Mart
0.5 mi · 3 within 2 mi
urgent_care
Diverse Community Urgent Care
0.5 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 11, 2026 Listed $295,000 Madison Landry
Dec 31, 2001 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Madison Landry · CB&A, Realtors
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 10, 2026.
MLS# 88912420 · LIST DATE: Aug 11, 2026 · PARCEL: 82499
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity