Homes for Sale/Montgomery County/Porter/Cumberland Ph I
Active MLS #83371783 · 57 days on market

18389 Ten Oaks Court

Porter, TX 77365
Subdivision  ·  Cumberland Ph I
List Price
$220,000
$128/SF · 2.1% above neighborhood median
Beds
3
Baths
2
Sq Ft
1,720
Built
1996
Lot
0.20 ac
Garage
2-car
County
Montgomery
Tax Rate
2.79%

Schools

§ 03
District
Elementary ROBERT CRIPPEN EL C
Middle WHITE OAK MIDDLE D
High PORTER H S CCMR 91% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This brick 3-bedroom, 2-bath home offers a functional layout with a dedicated home office, breakfast room, and formal dining area. The living room and primary bedroom feature tall vaulted ceilings, creating an open and spacious feel. Recent updates include a renovated primary shower and fresh cosmetic improvements throughout, providing a clean, move-in-ready presentation. Situated on a large corner lot, the property is surrounded by mature trees and offers ample outdoor space. Conveniently located caddy-corner to the neighborhood HOA pool and playground, this home provides easy access to community amenities. Positioned in a growing area with strong future potential, it presents an excellent opportunity for both homeowners and investors. Never flooded. Priced to sell.

Features

§ 02

Interior

  • Granite Counters
  • High Ceilings
  • Pantry
  • Tub Shower
  • Walk In Closets
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Carpet
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

  • Fence
  • Corner Lot
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Basketball Court
  • Picnic Area
  • Playground
  • Pool
  • Trails
  • Smoke Detectors
  • Style: Ranch

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Ranch
Year Built 1996
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,720 sq ft
Living Area Source Appraiser
Building Area Total 1,720 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 4
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 4
Fireplaces 1

Interior

Interior Features Granite Counters, High Ceilings, Pantry, Tub Shower, Walk In Closets
Flooring Carpet, Tile
Appliances Dishwasher, Electric Oven, Electric Range, Disposal, Microwave
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Fence
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.2038
Lot Size Source Appraiser
Lot Features Corner Lot

Location

County Montgomery
MLS Area Major 40
MLS Area Minor Porter/New Caney West
Subdivision Cumberland Ph I
Postal Code 77365

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $550
HOA Fee Frequency Annually
HOA Name Cumberland Crossing POA
Amenities Basketball Court, Picnic Area, Playground, Pool, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $6,140 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.79%
Parcel # 82393
Legal Description CUMBERLAND PHASE I, BLOCK 5, LOT 10
Listing Terms Cash, Conventional, FHA, Usda Loan, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Owner Is Listing Agent

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 4

Primary Bedroom 14 x 12
Bedroom 12 x 10
Bedroom 11 x 10
Office 11 x 13

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.9400
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionMontgomery County MUD 56 CountyMontgomery TCEQ District ID5858070 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5750 Resolved MUD jurisdiction Montgomery County MUD 56 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,833
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,321 Property tax$512 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,833
Yearly HOA fee $550

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.4605%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.57%
→ stable
School
1.26%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.25%
→ stable

HOA & Community

§ 05
● HOA details
$550
ANNUALLY
Association nameCumberland Crossing POA Management co.Goodwin Websitevisit Phone(855) 289-6007 Cert on filemls-trestle
● Community amenities
park
Cumberland Park · 0.2mi
Sun Point Park · 0.5mi
Mirror Lake Park · 1.0mi
restaurant
Sonic · 0.5mi
Church's Chicken · 0.5mi
McDonald's · 0.5mi
grocery
Time Mart · 0.5mi
Circle K · 0.6mi
· 1.1mi
urgent_care
Diverse Community Urgent Care · 0.5mi
AFC Urgent Care · 13.9mi
NextCare Urgent Care, Kingwood · 5.5mi
gas_station
Shell · 0.5mi
Phillips 66 · 0.7mi
Exxon · 1.2mi
place_of_worship
Evergreen Missionary Baptist Church · 1.4mi
· 3.2mi
Fellowship Baptist Church · 3.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Wellcom Technologies Highlands LP
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Centric Fiber
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
5 comparable sales nearby · sold median $125/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cumberland Ph I
TIER: SUBDIVISION
Subdivision name (MLS)Cumberland Ph I City · ZIPPorter · 77365 CountyMontgomery Listings in subdivision778 Active now9 Sold (last 12 mo)13 Curated amenities60
● Year-built distribution
1985s 1 1995s 4 2000s 4

Fire Protection

§ 11
Nearest station
Porter Fire Department Station 122
· Porter
Distance
1.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339692301 · ACS 2023
Median HH income
$129,492
ACS 2023
Median home value
$234,400
Census self-report
Owner-occupied
93%
1,267 housing units
Bachelor's+
36%
Adults 25+
Median age
29.4
Population 3,862
Work from home
8%
of commuters
Commute 45min+
8%
of commuters
Below poverty
4.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
18389 Ten Oaks Court, Porter, TX 77365
Montgomery County · 30.13°N, 95.29°W
park
Cumberland Park
0.2 mi · 7 within 2 mi
restaurant
Sonic
0.5 mi · 3 within 2 mi
grocery
Time Mart
0.5 mi · 3 within 2 mi
urgent_care
Diverse Community Urgent Care
0.5 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 29, 2026 Listed $220,000 Lauren Cutchen
Dec 31, 1995 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Lauren Cutchen · CB&A, Realtors
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 15, 2026.
MLS# 83371783 · LIST DATE: Jul 29, 2026 · PARCEL: 82393
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity