Homes for Sale/Harris County/Cypress/Shores Sec 4
Active MLS #16449968 · 34 days on market

18434 Settlers Shore Drive

Cypress, TX 77433
Subdivision  ·  Shores Sec 4
List Price
$538,900
$173/SF · 10.3% below neighborhood median
Beds
4
Baths
3
Sq Ft
3,107
Built
2007
Lot
0.17 ac
Garage
3-car
County
Harris
Tax Rate
2.61%

Schools

§ 03
District
Elementary POPE EL A
Middle SPRAGUE MIDDLE A
High BRIDGELAND H S CCMR 86% · Grad 98% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this stunning new listing nestled in one of Cypress's most sought-after communities. This spacious 4-bedroom, 2.5-bathroom home thoughtfully designed living space, blending comfort and style at every turn. Step inside to discover an inviting floor plan. The kitchen serves as the heart of the home, ready to inspire your culinary adventures, while the expansive primary suite provides a private retreat to unwind. Three additional bedrooms deliver plenty of room for family, guests, or a dedicated home office. Location is everything, and this home delivers. Just steps from your front door, Shorelands Green offers a scenic escape for morning strolls, picnics, and outdoor play. Families will appreciate being within easy reach of highly regarded Cypress Ranch High School, while everyday errands are a breeze with H-E-B just minutes away. Commuters will love the convenience. Don't miss your opportunity to make 18434 S Settlers Shore Drive yours. Schedule your private showing today!

Features

§ 02

Interior

  • Main Level Primary
  • Dishwasher
  • Disposal
  • Gas Oven
  • Microwave
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2007
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,107 sq ft
Living Area Source Appraiser
Building Area Total 3,107 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 4
Fireplaces 1

Interior

Interior Features Main Level Primary
Appliances Dishwasher, Disposal, Gas Oven, Microwave

Exterior

Pool Private No

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1697
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Shores Sec 4
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $600
HOA Fee Frequency Annually
HOA Name Coming soon

Taxes, Terms & Disclosures

Tax Annual Amount $14,059 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.61%
Parcel # 126-779-010-0083
Legal Description LT 83 BLK 10 SHORES SEC 4 PAR R/P
Lease Considered No

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 1

Primary Bedroom 20 X 20

Second level · 3

Bedroom 12 x12
Bedroom 10 x 12
Bedroom 12 x 12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.1400 Resolved MUD jurisdiction Harris County MUD 419 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,408
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,236 Property tax$1,172 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,408
Yearly HOA fee $600

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.9807%
ALL 10 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.53%
→ stable

HOA & Community

§ 05
● HOA details
$600
ANNUALLY
Association nameComing soon Management co. Website Phone Cert on filepending
● Community amenities
park
Shorelands Green · 0.0mi
· 0.2mi
· 0.3mi
gym
· 0.9mi
Cypress Academy of Gymnastics · 1.3mi
Life Time · 1.7mi
restaurant
Local Table · 1.1mi
Russo's New York Pizzeria · 1.1mi
L3 Craft Coffee · 1.1mi
pharmacy
CVS Pharmacy · 1.2mi
H-E-B Pharmacy · 1.9mi
CVS Pharmacy · 2.2mi
grocery
· 1.3mi
H-E-B · 2.0mi
Buc-ee's · 1.9mi
coffee
L3 Craft Coffee · 1.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_LOMC120
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $193/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Shores Sec 4
TIER: SUBDIVISION
Subdivision name (MLS)Shores Sec 4 City · ZIPCypress · 77433 CountyHarris Listings in subdivision11 Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
2005s 1

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 13
· Cypress
Distance
1.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543004 · ACS 2023
Median HH income
$196,568
ACS 2023
Median home value
$489,200
Census self-report
Owner-occupied
79%
4,687 housing units
Bachelor's+
65%
Adults 25+
Median age
36.3
Population 14,908
Work from home
34%
of commuters
Commute 45min+
16%
of commuters
Below poverty
2.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
18434 N Settlers Shore Drive, Cypress, TX 77433
Harris County · 29.95°N, 95.73°W
park
Shorelands Green
0.0 mi · 8 within 2 mi
gym
0.9 mi · 3 within 2 mi
restaurant
Russo's New York Pizzeria
1.1 mi · 5 within 2 mi
pharmacy
CVS Pharmacy
1.2 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 21, 2026 Listed $538,900 Todd Anderson
Dec 31, 2006 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Todd Anderson · Real Broker, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 16, 2026.
MLS# 16449968 · LIST DATE: Aug 21, 2026 · PARCEL: 126-779-010-0083
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity