Homes for Sale/Waller County/Katy/Sunterra
Active MLS #60679975 · 22 days on market

185 Sunray Creek Drive

Katy, TX 77493
Subdivision  ·  Sunterra
List Price
$420,000
$138/SF · 5.4% below neighborhood median
Beds
4
Baths
4
Sq Ft
3,050
Built
2022
Lot
0.14 ac
Garage
2-car
County
Waller
Tax Rate
3.82%

Schools

§ 03
District
Elementary JAMES & MITZI CROSS EL N/R
Middle HASKETT J H B
High FREEMAN H S B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome home to 185 Sunray Creek! This home is better than new with UPGRADED SHUTTERS throughout the entire home as well as a water softener! The entry has soaring 2 story ceilings that extend into the family room, giving the home a wonderful spacious feel. The home has been incredibly well cared for and maintained by it's original owners, and it shows! Ask about the seller’s BELOW-MARKET-RATE ASSUMABLE LOAN—an opportunity for qualified buyers! The REFRIGERATOR is included, and sits nicely in the well appointed kitchen with it's large breakfast bar. The lagoon, lazy river, covered tennis/pickleball courts, gym, and many more amazing amenities are just a short walk away! This home is priced very competitively and won't last long, so schedule your showing today!

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • Entrance Foyer
  • Granite Counters
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Self Closing Cabinet Doors
  • Self Closing Drawers
  • Separate Shower
  • Vaulted Ceilings
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher

Exterior & lot

  • Deck
  • Fence
  • Sprinkler Irrigation
  • Porch
  • Patio
  • Tennis Courts
  • Subdivision
  • Pond On Lot
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Basketball Court
  • Clubhouse
  • Sport Court
  • Dog Park
  • Fitness Center
  • Picnic Area
  • Playground
  • Pickleball
  • Pool
  • Tennis Courts
  • Trails
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2022
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,050 sq ft
Living Area Source Appraiser
Building Area Total 3,050 sq ft
Foundation Slab
Construction Brick, Cement Siding, Stone
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 13
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Breakfast Bar, Double Vanity, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Pantry, Self Closing Cabinet Doors, Self Closing Drawers, Separate Shower, Vaulted Ceilings, Walk In Closets, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Tile
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Deck, Fence, Sprinkler Irrigation, Porch, Patio, Tennis Courts
Patio / Porch Deck, Patio, Porch
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1372
Lot Size Source Appraiser
Lot Features Subdivision, Pond On Lot

Location

County Waller
MLS Area Major 25
MLS Area Minor Katy - Old Towne
Subdivision Sunterra
Postal Code 77493

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Insulation, Thermostat, Water Heater, Windows

HOA / Association

HOA Yes
HOA Fee $800
HOA Fee Frequency Annually
HOA Name Principal Management Company
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Basketball Court, Clubhouse, Sport Court, Dog Park, Fitness Center, Picnic Area, Playground, Pickleball, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $16,031
Tax Year 2025
Tax Rate (est.) 3.82%
Parcel # 800003-003-022-000
Legal Description S800003 SUNTERRA 3 BLK 3 LOT 22
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 13 rooms · MLS-supplied

Main level · 7

Primary Bedroom 17x16
Dining Room 12x15
Den 15x19
Breakfast Room Nook 10x13
Kitchen 12x18
Half Bath
Utility Room

Second level · 6

Game Room 19x14
Bedroom 17x14
Bedroom 13x13
Bedroom 12x14
Bathroom
Bathroom

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction Harris-Waller Counties MUD 5 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
1.5000
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32076879157 Filed underHarris-Waller Counties Municipal Utility District No. 5 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,858
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,522 Property tax$1,336 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,858
Yearly HOA fee $800

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
202320242025
MUD
→ stable
School
1.12%
→ stable
City
→ stable
County
0.56%
→ stable

HOA & Community

§ 05
● HOA details
$800
ANNUALLY
Association namePrincipal Management Company Management co. Websitevisit Phone(281) 371-6134 Cert on filehoa.texas.gov
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
The Retreat Playground · 0.3mi
The Retreat Playground · 0.4mi
Sunterra Lagoon · 0.6mi
gym
Retreat Gym · 0.3mi
Retreat Gym · 0.3mi
Retreat Gym · 0.9mi
daycare
Kiddie Academy of Sunterra · 0.9mi
Kiddie Academy of Sunterra · 1.0mi
Kiddie Academy of Sunterra · 1.3mi
place_of_worship
Assembly of God in Katy Church · 2.4mi
Assembly of God in Katy Church · 3.2mi
Assembly of God in Katy Church · 3.6mi
grocery
H-E-B · 2.6mi
H-E-B · 3.3mi
H-E-B · 3.6mi
hospital
Eye Eye Doc · 2.7mi
Eye Eye Doc · 3.4mi
Eye Eye Doc · 3.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Centric Fiber
1,000 / 1,000 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48473C SFHA NO SOURCE 48473C_LOMC6
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $146/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Sunterra
TIER: SUBDIVISION
Subdivision name (MLS)Sunterra City · ZIPKaty · 77493 CountyWaller Listings in subdivision8,969 Active now384 Sold (last 12 mo)890 Curated amenities60
● Year-built distribution
2020s 89 2025s 295

Fire Protection

§ 11
Nearest station
Waller Harris Emergency Services District 200 Fire Station 6
· Katy
Distance
2.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48473680100 · ACS 2023
Median HH income
$142,971
ACS 2023
Median home value
$392,100
Census self-report
Owner-occupied
84%
3,206 housing units
Bachelor's+
48%
Adults 25+
Median age
32.9
Population 10,988
Work from home
30%
of commuters
Commute 45min+
20%
of commuters
Below poverty
6.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
185 Sunray Creek Drive, Katy, TX 77493
Waller County · 29.83°N, 95.85°W
park
The Retreat Playground
0.3 mi · 12 within 2 mi
gym
Retreat Gym
0.3 mi · 4 within 2 mi
daycare
Kiddie Academy of Sunterra
0.9 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 1, 2026 Listed $420,000 Cody McMillian
Dec 31, 2021 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Cody McMillian · Niva Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 21, 2026.
MLS# 60679975 · LIST DATE: Sep 1, 2026 · PARCEL: 800003-003-022-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity