Homes for Sale/Montgomery County/Montgomery/Harbor Side 02
Active MLS #56838822 · 47 days on market

18984 Harbor Side Boulevard

Montgomery, TX 77356
Subdivision  ·  Harbor Side 02
List Price
$899,900
$174/SF · 19.1% below neighborhood median
Beds
5
Baths
4
Sq Ft
5,180
Built
2004
Lot
1.43 ac
Garage
3-car
County
Montgomery
Tax Rate
1.40%

Schools

§ 03
District
Elementary STEWART CREEK EL A
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Luxury waterfront living on Lake Conroe priced WELL BELOW APPRAISED VALUE! This 5 bedroom, 3.5 bath home sits on just under 1.5 acres of beautifully landscaped land leading to a fishing pier to enjoy the early morning or late evening catch. Custom exotic woods throughout and travertine flooring give this home a unique luxurious feel. The gourmet kitchen offers an 8 burner gas range, new dishwasher, wine cabinet & built in oven/microwave (approx 3 years old). Granite slab showers provide timeless style & easy maintenance. Recent updates include a 1 year old Roof and 2 new water heaters. A 3 car garage with blue speck epoxy floors, circular drive and parking for up to 8 vehicles complete this exceptional Lake Conroe Retreat.

Features

§ 02

Interior

  • Breakfast Bar
  • Crown Molding
  • Double Vanity
  • Granite Counters
  • Handicap Access
  • High Ceilings
  • Main Level Primary
  • Pots And Pan Drawers
  • Separate Shower
  • Tub Shower
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Gas Cooktop
  • Gas Oven
  • Microwave
  • Travertine
  • Heat: Central

Exterior & lot

  • Covered Patio
  • Deck
  • Handicap Accessible
  • Patio
  • Private Yard
  • Cleared
  • Cul De Sac
  • Views
  • Waterfront
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Circular Driveway
  • Garage
  • Garage Door Opener
  • Oversized

Community

  • Controlled Access
  • Gated
  • Smoke Detectors
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2004
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 5,180 sq ft
Living Area Source Owner
Building Area Total 5,180 sq ft
Foundation Slab
Construction Stucco
Roof Composition
Accessibility Accessible Bedroom, Accessible Common Area, Accessible Kitchen, Accessible Doors, Accessible Entrance, Wheelchair Access

Rooms & Baths

Bedrooms 5
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 5
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features Breakfast Bar, Crown Molding, Double Vanity, Granite Counters, Handicap Access, High Ceilings, Main Level Primary, Pots And Pan Drawers, Separate Shower, Tub Shower, Ceiling Fans, Programmable Thermostat
Flooring Travertine
Appliances Dishwasher, Gas Cooktop, Gas Oven, Microwave
Laundry Washer Hookup, Gas Dryer Hookup
Security Controlled Access, Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Handicap Accessible, Patio, Private Yard
Patio / Porch Covered, Deck, Patio
Pool Private No
Waterfront Yes
Waterfront Features Bulkhead, Canal Front, Lake, Lake Front, Pier, Waterfront
View Yes
View Type Water

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Circular Driveway, Garage, Garage Door Opener, Oversized

Lot

Lot Size (acres) 1.4330
Lot Size Source Appraiser
Lot Features Cleared, Cul De Sac, Views, Waterfront

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Harbor Side 02
Postal Code 77356

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Septic Tank
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $1,200
HOA Fee Frequency Annually
HOA Name Grand Harbor POA
Amenities Controlled Access, Gated

Taxes, Terms & Disclosures

Tax Annual Amount $12,613 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.40%
Parcel # 305660
Legal Description HARBOR SIDE 02, BLOCK 1, LOT 10
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 1

Primary Bedroom 24x13

Second level · 4

Bedroom 17x15
Bedroom 18x12
Bedroom 16x14
Bedroom 17x15

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$6,455
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$5,404 Property tax$1,051 Homeowners insuranceTBD
Subtotal (P&I + Tax) $6,455
Yearly HOA fee $1,200

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6155%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.09%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$1,200
ANNUALLY
Association nameGrand Harbor POA Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.7mi
· 1.0mi
· 1.2mi
grocery
Kroger Marketplace · 0.9mi
Chevron Food Mart · 1.2mi
Walmart Supercenter · 1.5mi
bank
Coinstar Kiosk · 0.9mi
Amegy Bank · 1.7mi
Simmons Bank · 1.0mi
daycare
The Bear Cave at Montgomery Little Bears · 0.9mi
Montgomery Little Bears Private Preschool · 1.0mi
ABC Academy LLC · 1.1mi
gym
F45 Training West Lake Conroe · 0.9mi
Anytime Fitness · 1.9mi
Phantom Cheer · 0.9mi
urgent_care
CareNow Urgent Care - Montgomery · 1.0mi
Memerial Hermann CoHealth Urgent Care · 21.5mi
NextCare Urgent Care, Montgomery · 5.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
MidSouth Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_LOMC1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $215/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
HARBOR SIDE 02
TIER: SUBDIVISION
Subdivision name (MLS)HARBOR SIDE 02 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision140 Active now2 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2000s 1 2010s 1

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 51
· Montgomery
Distance
1.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694303 · ACS 2023
Median HH income
$130,389
ACS 2023
Median home value
$614,900
Census self-report
Owner-occupied
77%
1,449 housing units
Bachelor's+
41%
Adults 25+
Median age
39.4
Population 3,757
Work from home
40%
of commuters
Commute 45min+
8%
of commuters
Below poverty
8.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
18984 Harbor Side Boulevard, Montgomery, TX 77356
Montgomery County · 30.40°N, 95.67°W
park
0.7 mi · 2 within 2 mi
grocery
Kroger Marketplace
0.9 mi · 1 within 2 mi
bank
Coinstar Kiosk
0.9 mi · 2 within 2 mi
daycare
The Bear Cave at Montgomery Little Bears
0.9 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 8, 2026 Listed $899,900 Melissa Carnine
Dec 31, 2003 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Melissa Carnine · Berkshire Hathaway HomeServices Premier Properties
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 19, 2026.
MLS# 56838822 · LIST DATE: Aug 8, 2026 · PARCEL: 305660
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:15 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity