Homes for Sale/Fort Bend County/Katy/Cinco Ranch/Cinco Ranch Greenway Village Sec 8
Active MLS #40879322 · 3 days on market

1906 Garden Terrace Drive

Katy, TX 77494
Subdivision  ·  Cinco Ranch Greenway Village Sec 8
List Price
$520,000
$185/SF · 7.9% above neighborhood median
Beds
4
Baths
4
Sq Ft
2,815
Built
1996
Lot
9,536 sf
Garage
2-car
County
Fort Bend
Tax Rate
1.60%

Schools

§ 03
District
Elementary EDNA MAE FIELDER EL A
Middle RODGER & ELLEN BECK J H A
High CINCO RANCH H S CCMR 87% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

1906 Garden Terrace Dr is a two-story Katy home with connected living spaces, an in-ground pool, and a two-car garage. The kitchen provides an island, ample counter space, white cabinetry, and stainless steel appliances for everyday meal preparation. The main living area includes a fireplace that anchors the room and adds warmth, while the adjacent dining area supports daily meals. The primary bedroom provides generous floor space, and the bathroom includes a double-sink vanity with a separate tub and shower. A covered patio extends to the fully fenced backyard and pool. The two-car garage completes this well-maintained residence with practical parking and storage. Included 100-Day Home Warranty with buyer activation

Features

§ 02

Interior

  • Quartz Counters
  • Dishwasher
  • Microwave
  • Carpet
  • Engineered Hardwood
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Corner Lot
  • Cul De Sac
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • In Ground

Community

  • Security System Owned
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1996
Year Built Source Owner
New Construction No

Building

Stories 2
Levels Two
Living Area 2,815 sq ft
Living Area Source Owner
Building Area Total 2,815 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 4
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Quartz Counters
Flooring Carpet, Engineered Hardwood, Tile
Appliances Dishwasher, Microwave
Security Security System Owned

Exterior

Pool Private Yes
Pool Features In Ground

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 9,536
Lot Size (acres) 0.2189
Lot Size Source Appraiser
Lot Features Corner Lot, Cul De Sac

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southeast
Subdivision Cinco Ranch Greenway Village Sec 8
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,550
HOA Fee Frequency Annually
HOA Name Inframark, LLC

Taxes, Terms & Disclosures

Tax Annual Amount $8,328 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.60%
Parcel # 2273-08-002-0140-914
Legal Description CINCO RANCH GREENWAY VILLAGE SEC 8, BLOCK 2, LOT 14
Listing Terms Cash, Conventional, Va Loan
Lease Considered No

Room Layout

§ 04 · 4 rooms · MLS-supplied

Second level · 4

Primary Bedroom 12 x 15
Bedroom 13 x 14
Bedroom 14 x 11
Bedroom 12 x 11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.2942
TOTAL TAX RATE · PER $100 ASSESSED · 2027
JurisdictionCinco MUD 9 CountyFort Bend TCEQ District ID2286732 Bonded indebtedness$20,800,000 Current year rate— FetchedApr 23, 2026
● Rate not extracted
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.2942 Resolved MUD jurisdiction Cinco MUD 9 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,816
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,122 Property tax$694 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,816
Yearly HOA fee $1,550

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.0740%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.29%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
—
→ stable
Other districts
0.66%
→ stable

HOA & Community

§ 05
● HOA details
$1,550
ANNUALLY
Association nameInframark, LLC Management co.— Website— Phone— Cert on filepending
● Community amenities
park
· 0.1mi
Greenway Village Park · 0.1mi
Greenway Village Gazebo Park · 0.3mi
place_of_worship
The Church Fellowship - Cinco Ranch · 0.3mi
Westland Baptist Church · 0.5mi
New Vision Baptist Church · 0.6mi
restaurant
· 0.6mi
Snooze, an A.M. Eatery · 0.8mi
Genghis Grill · 0.9mi
grocery
Kroger · 0.7mi
Sprouts Farmers Market · 0.7mi
Trader Joe's · 1.0mi
veterinary
VEG ER for Pets · 0.7mi
Chewy Vet Care Cinco Ranch · 1.0mi
All Pets Animal Hospital · 2.0mi
urgent_care
Preferred Urgent Care Katy · 0.7mi
RapidCare Emergency Room – Katy 24 Hr Urgent ER Care · 1.1mi
Urgent Care for Kids | Katy - Cinco Ranch · 1.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-13.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $171/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cinco Ranch
TIER: NEIGHBORHOOD
Subdivision name (MLS)Cinco Ranch Greenway Village Sec 8 City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision38 Active now3 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
1990s 1 1995s 2

Fire Protection

§ 11
Nearest station
Willowfork Fire Department
Distance
1.5 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673005 · ACS 2023
Median HH income
$172,943
ACS 2023
Median home value
$453,100
Census self-report
Owner-occupied
57%
2,028 housing units
Bachelor's+
75%
Adults 25+
Median age
39.2
Population 6,294
Work from home
59%
of commuters
Commute 45min+
7%
of commuters
Below poverty
4.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
1906 Garden Terrace Drive, Katy, TX 77494
Fort Bend County · 29.75°N, 95.77°W
park
—
0.1 mi · 5 within 2 mi
place_of_worship
The Church Fellowship - Cinco Ranch
0.3 mi · 4 within 2 mi
restaurant
—
0.6 mi · 5 within 2 mi
grocery
Kroger
0.7 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 13, 2026 Listed $520,000 Amber Broadway
Dec 31, 1995 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Amber Broadway · Opendoor Brokerage, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 16, 2026.
MLS# 40879322 · LIST DATE: Oct 13, 2026 · PARCEL: 2273-08-002-0140-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Oct 16, 2026, 4:55 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity