Homes for Sale/Harris County/Katy/Silvermill Sec 03
Active MLS #96259860 · 64 days on market

19322 Cactus Rose Drive

Katy, TX 77449
Subdivision  ·  Silvermill Sec 03
List Price
$260,000
$140/SF · 4.1% below neighborhood median
Beds
3
Baths
2
Sq Ft
1,855
Built
1999
Lot
0.13 ac
Garage
2-car
County
Harris
Tax Rate
2.48%

Schools

§ 03
District
Elementary JACK & SHARON RHOADS EL C
Middle CARDIFF J H B
High MAYDE CREEK H S CCMR 70% · Grad 90% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This well-maintained three-bedroom, two-bath home in Silvermill offers a comfortable layout with high ceilings and an open main living space. The kitchen sits just off the entry and flows into the combined living and dining area, making the space feel open and connected. Two secondary bedrooms are located near the front of the home, while the primary suite is tucked away on the opposite side for added separation. The backyard and covered patio provide a comfortable place to unwind, garden, or enjoy time outdoors. Solar panels offer added value for the next owner. Located in Katy ISD with nearby schools and convenient access to Grand Parkway and I-10.

Features

§ 02

Interior

  • All Bedrooms Down
  • Double Vanity
  • High Ceilings
  • Jetted Tub
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Tub Shower
  • Walk In Closets
  • Ceiling Fans
  • Kitchen Dining Combo
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Carpet

Exterior & lot

  • Fence
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener

Community

  • Playground
  • Prewired
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1999
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,855 sq ft
Living Area Source Appraiser
Building Area Total 1,855 sq ft
Foundation Slab
Construction Brick, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5
Fireplaces 1
Fireplace Features Gas, Gas Log

Interior

Interior Features All Bedrooms Down, Double Vanity, High Ceilings, Jetted Tub, Kitchen Family Room Combo, Main Level Primary, Pantry, Separate Shower, Tub Shower, Walk In Closets, Ceiling Fans, Kitchen Dining Combo
Flooring Carpet, Tile
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Security Prewired, Smoke Detectors

Exterior

Exterior Features Fence
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.1338
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Silvermill Sec 03
Road Surface Concrete
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric, Attic Fan
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $420
HOA Fee Frequency Annually
HOA Name Maven Prop Care
Fee Includes Common Areas, Recreation Facilities
Amenities Playground

Taxes, Terms & Disclosures

Tax Annual Amount $6,439 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.48%
Parcel # 118-881-003-0006
Legal Description LT 6 BLK 3 SILVERMILL SEC 3
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Primary Bedroom 16x13
Bedroom 13x11
Bedroom 13x11
Living Room 15X14
Dining Room 15X12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.6700
TOTAL TAX RATE · PER $100 ASSESSED · 2025
JurisdictionMayde Creek MUD CountyHarris TCEQ District ID5786700 Bonded indebtedness$81,340,000 Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.6700 Resolved MUD jurisdiction Mayde Creek MUD Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,098
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,561 Property tax$537 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,098
Yearly HOA fee $420

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history
2.5149%
ALL 8 TAXING DISTRICTS · 2025 BILL
20212022202320242025
MUD
0.67%
→ stable
School
1.12%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable
YearM&OI&STotal MUD rate
2021 0.4400 0.3600 0.8000
2022 0.3900 0.3300 0.7200
2023 0.3600 0.3300 0.6900
2024 0.3900 0.2900 0.6800
2025 0.3900 0.2800 0.6700

HOA & Community

§ 05
● HOA details
$420
ANNUALLY
Association nameMaven Prop Care Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
park
Mayde Creek M.U.D Park · 0.3mi
· 0.3mi
· 0.3mi
grocery
· 0.5mi
Texas Food Supermarket · 0.6mi
BK Foods · 0.7mi
hospital
West Houston Community Health Center · 0.6mi
Village Medical · 1.4mi
Katy Centro Medico Hispano · 1.7mi
restaurant
Subway · 0.6mi
Smoothie King · 0.7mi
Al's Pizza House · 1.0mi
gym
· 0.6mi
· 1.5mi
· 1.5mi
place_of_worship
Saint Matthias Church · 0.6mi
GW Fellowship · 0.7mi
Masjid al-ahad · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $146/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Silvermill Sec 03
TIER: SUBDIVISION
Subdivision name (MLS)Silvermill Sec 03 City · ZIPKaty · 77449 CountyHarris Listings in subdivision22 Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
1995s 1

Fire Protection

§ 11
Nearest station
West I - 10 Volunteer Fire Department Station 5
Distance
0.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542002 · ACS 2023
Median HH income
$139,940
ACS 2023
Median home value
$240,500
Census self-report
Owner-occupied
93%
807 housing units
Bachelor's+
27%
Adults 25+
Median age
39.8
Population 2,413
Work from home
of commuters
Commute 45min+
13%
of commuters
Below poverty
6.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
19322 Cactus Rose Drive, Katy, TX 77449
Harris County · 29.82°N, 95.71°W
park
Mayde Creek M.U.D Park
0.3 mi · 5 within 2 mi
grocery
0.5 mi · 5 within 2 mi
hospital
West Houston Community Health Center
0.6 mi · 1 within 2 mi
restaurant
Subway
0.6 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 22, 2026 Listed $260,000 Debra Carico
Dec 31, 1998 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Debra Carico · Compass RE Texas, LLC - Houston
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 20, 2026.
MLS# 96259860 · LIST DATE: Jul 22, 2026 · PARCEL: 118-881-003-0006
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 2:49 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity