Schools

§ 03

District

Elementary	EMERY EL	C
Middle	THORNTON MIDDLE	C
High	CYPRESS LAKES H S CCMR 72% · Grad 89%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Nestled in the acclaimed Cy Fair School District, this charming 3 bed, 2 bath home boasts tile flooring, high ceilings, and a recently updated roof and HVAC system. Situated on a 5280 sq ft lot, this well-maintained property offers a peaceful retreat with beautiful trees surrounding the house. Step outside and unwind in the backyard swings. Don't miss the opportunity to own this cozy, one-owner home.

Features

§ 02

Interior

All Bedrooms Down
Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2006
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,460 sq ft
Living Area Source	Appraiser
Building Area Total	1,460 sq ft
Foundation	Slab
Construction	Brick, Cement Siding
Roof	Composition

Rooms & Baths

Bedrooms	3
Bathrooms (total)	2
Bathrooms Full	2
Bathrooms Half	0
Rooms Total	4
Fireplaces	1

Interior

Interior Features

All Bedrooms Down

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (acres)	0.1212
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Harris
MLS Area Major	25
MLS Area Minor	Bear Creek South
Subdivision	Plantation Lakes Sec 07
Postal Code	77449

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$489
HOA Fee Frequency	Annually
HOA Name	Plantation Lakes CIA
Fee Includes	Common Areas

Taxes, Terms & Disclosures

Tax Annual Amount	$6,080
Tax Year	2025
Tax Rate (est.)	2.55%
Parcel #	126-876-001-0062
Legal Description	LT 62 BLK 1 PLANTATION LAKES SEC 7
Listing Terms	Cash, Conventional, FHA
Lease Considered	No

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 4

Bedroom	14x13
Bedroom	11x11
Bedroom	11x11
Family Room	16x14

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

0.8400

TOTAL TAX RATE · PER $100 ASSESSED · latest on file

JurisdictionHarris County MUD 167 CountyHarris TCEQ District ID3737402 Bonded indebtedness$88,210,000 Current year rate0.8400 FetchedApr 23, 2026

● Fresh (current tax year)

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8400 Resolved MUD jurisdiction Harris County MUD 167 Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,936

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,429 Property tax$507 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,936

Yearly HOA fee $489

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.6807%

ALL 9 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

0.84%

→ stable

School

—

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

1.46%

→ stable

HOA & Community

§ 05

● HOA details

$489

ANNUALLY

Association namePlantation Lakes CIA Management co.— Website— Phone— Cert on filepending

Fee includes

CommonAreas

● Community amenities

park

· 0.1mi
Eagle Ranch West Pocket Park · 1.0mi
· 0.1mi

grocery

· 0.2mi
· 0.3mi
Walmart Supercenter · 0.5mi

gym

· 0.5mi
· 0.8mi
· 1.1mi

place_of_worship

· 0.5mi
Saint Matthias Church · 1.6mi
· 0.5mi

restaurant

Captain Hook's Fish and Chicken · 0.5mi
Waffle House · 0.7mi
Little Caesars · 0.6mi

bank

Wells Fargo · 0.7mi
Chase Bank · 3.8mi
Chase · 0.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Hotwire Communications

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

1,200 / 35 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 3 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

72 days/yr above 95°F

Plus 24 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Plantation Lakes Sec 07

TIER: SUBDIVISION

Subdivision name (MLS)Plantation Lakes Sec 07 City · ZIPKaty · 77449 CountyHarris Listings in subdivision69 Active now1 Sold (last 12 mo)2 Curated amenities60

● Year-built distribution

2005s 1

Fire Protection

§ 11

Nearest station

Cy - Fair Volunteer Fire Department Station 12

· Katy

Distance

1.1 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542105 · ACS 2023

Median HH income

$82,296

ACS 2023

Median home value

$199,000

Census self-report

Owner-occupied

47%

3,199 housing units

Bachelor's+

26%

Adults 25+

Median age

35.8

Population 9,153

Work from home

18%

of commuters

Commute 45min+

11%

of commuters

Below poverty

16.7%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

19342 Otter Trail Court, Katy, TX 77449

Harris County · 29.86°N, 95.71°W

park

—

0.1 mi · 5 within 2 mi

grocery

—

0.2 mi · 4 within 2 mi

gym

—

0.5 mi · 1 within 2 mi

place_of_worship

—

0.5 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.