Schools

§ 03

District

Elementary	JACK & SHARON RHOADS EL	C
Middle	CARDIFF J H	B
High	MAYDE CREEK H S CCMR 70% · Grad 90%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this beautiful 3-bedroom, 2-full-bath home conveniently located in the heart of Katy, Texas. This well-maintained property is just minutes from major shopping, schools, restaurants, and everyday conveniences. The home is move-in ready and offers a great opportunity for those looking for comfort and convenience at an affordable price.

Not quite ready to buy? This property is also available for lease. Call today for a private showing and more details. Don’t miss the opportunity to make this beautiful home yours!

Features

§ 02

Interior

Heat: Central
Heat: Electric
Cool: Central Air
Cool: Electric

Exterior & lot

Deck
Patio
Private Yard
Roof: Shingle
Roof: Wood
Foundation: Slab

Community

Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Townhouse
Sub Type Additional	Townhouse
Architectural Style	Other
Year Built	1981
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,558 sq ft
Living Area Source	Appraiser
Building Area Total	1,558 sq ft
Foundation	Slab
Construction	Brick, Wood Siding
Roof	Shingle, Wood

Rooms & Baths

Bedrooms	3
Bathrooms (total)	2
Bathrooms Full	2
Bathrooms Half	0
Rooms Total	3
Fireplaces	1

Exterior

Exterior Features	Deck, Patio, Private Yard
Patio / Porch	Deck, Patio
Pool Private	No

Lot

Lot Size (sq ft)	5,040
Lot Size Source	Appraiser

Location

County	Harris
MLS Area Major	25
MLS Area Minor	Katy - North
Subdivision	Silvermill Sec 01 R/P
Postal Code	77449

Utilities

Heating	Central, Electric
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA Fee	$420
HOA Fee Frequency	Annually
HOA Name	Silvermill Homeowners Association
Fee Includes	Other

Taxes, Terms & Disclosures

Tax Annual Amount	$3,182 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.63%
Parcel #	114-668-009-0056
Legal Description	LT 56 BLK 9 SILVERMILL SEC 1 R/P
Listing Terms	Cash, Conventional, FHA, Va Loan
Lease Considered	Yes

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Primary Bedroom	must be verify
Bedroom	must be verify
Bedroom	must be verify

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

0.6700

TOTAL TAX RATE · PER $100 ASSESSED · 2025

JurisdictionMayde Creek MUD CountyHarris TCEQ District ID5786700 Bonded indebtedness$81,340,000 Current year rate— FetchedApr 27, 2026

● Verdict unknown

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.6700 Resolved MUD jurisdiction Mayde Creek MUD Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,436

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,171 Property tax$265 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,436

Yearly HOA fee $420

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history

2.5149%

ALL 8 TAXING DISTRICTS · 2025 BILL

20212022202320242025

MUD

0.67%

→ stable

School

1.12%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.35%

→ stable

YearM&OI&STotal MUD rate

2021 0.4400 0.3600 0.8000

2022 0.3900 0.3300 0.7200

2023 0.3600 0.3300 0.6900

2024 0.3900 0.2900 0.6800

2025 0.3900 0.2800 0.6700

HOA & Community

§ 05

● HOA details

$420

ANNUALLY

Association nameSilvermill Homeowners Association Management co.— Website— Phone— Cert on filepending

Fee includes

Other

● Community amenities

park

Silvermill Park · 0.1mi
· 0.1mi
MUD park · 0.4mi

grocery

· 0.3mi
Randalls 1772 · 0.7mi
BK Foods · 1.0mi

gas_station

Exxon · 0.3mi
Shell · 0.9mi
Circle K · 1.3mi

gym

· 0.5mi
24 Hour Fitness · 1.2mi
· 1.3mi

restaurant

Al's Pizza House · 0.6mi
Popeyes · 0.7mi
Jack in the Box · 0.7mi

pharmacy

Randalls Pharmacy · 0.7mi
CVS Pharmacy · 0.8mi
CVS Pharmacy · 0.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Fiber to the Premises

Astound Broadband

1,500 / 1,500 Mbps

● LOW LATENCY

Coaxial Cable

Spectrum

1,000 / 35 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

+ 3 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

72 days/yr above 95°F

Plus 24 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Silvermill Sec 01 R/P

TIER: SUBDIVISION

Subdivision name (MLS)Silvermill Sec 01 R/P City · ZIPKaty · 77449 CountyHarris Listings in subdivision1,407 Active now7 Sold (last 12 mo)6 Curated amenities60

● Year-built distribution

1980s 7

Fire Protection

§ 11

Nearest station

West I - 10 Volunteer Fire Department Station 5

Distance

1.1 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542001 · ACS 2023

Median HH income

$83,911

ACS 2023

Median home value

$213,500

Census self-report

Owner-occupied

92%

1,331 housing units

Bachelor's+

33%

Adults 25+

Median age

38.3

Population 4,130

Work from home

10%

of commuters

Commute 45min+

9%

of commuters

Below poverty

3.1%

tract-level

Amenities & Nearby Places

§ 13

Grocery

Tienda venezolana

0.2 mi · 5 within 1.5 mi

Schools

Childtime on North Fry Road

0.6 mi · 5 within 1.5 mi

Parks

Silvermill Park

0.1 mi · 5 within 1.5 mi

Restaurants

Margarita Bistro

0.2 mi · 8 within 1.5 mi

Cafés

Dunkin'

0.8 mi · 5 within 1.5 mi

Gyms

F3 - The Arena

0.6 mi · 3 within 1.5 mi

Data: Google Places (refreshed every 7 days). Last fetched May 8, 2026.

Location & Neighborhood

§ 13

● This Home

19414 Lazy Valley Drive, Katy, TX 77449

Harris County · 29.82°N, 95.71°W

park

Silvermill Park

0.1 mi · 8 within 2 mi

grocery

—

0.3 mi · 2 within 2 mi

gas_station

Exxon

0.3 mi · 1 within 2 mi

gym

—

0.5 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.