Homes for Sale/Montgomery County/Montgomery/Bentwater
Active MLS #26485587 · 33 days on market

197 Monterrey Road

Montgomery, TX 77356
Subdivision  ·  Bentwater
List Price
$365,000
$160/SF · 14.8% below neighborhood median
Beds
3
Baths
3
Sq Ft
2,278
Built
1997
Lot
0.17 ac
Garage
2-car
County
Montgomery
Tax Rate
1.76%

Schools

§ 03
District
Elementary LINCOLN EL C
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautiful 3 bed RM, 3 bath, golf course home perfectly situated on the Weiskopf #2 in the exclusive gated community of Bentwater. A meticulously manicured lawn & vibrant landscaping create a warm & inviting welcome. Features in this open-concept floorplan include rich wood flooring in main living areas, high ceilings & built-ins galore! Bright & sunny windows fill the home w/abundant natural light. The formal entry opens to a spacious hall w/built-ins. Living RM & breakfast RM boasts incredible golf course views! Kitchen w/granite counters, gas cooktop & loads of cabinetry. Generous primary suite w/access to back patio. Primary ensuite bath w/dual vanities, relaxing tub, & walk-in shower. 2 secondary bedrooms - one w/an ensuite bath & one shares a hall bath. Enjoy resort-style living w/access to 3 championship golf courses, 2 pools, tennis & pickleball, sports club & spa, Country Club, Yacht Club & Marina, all behind the prestigious 24-hour manned gate of Bentwater. PULL FEATURE SHEET

Features

§ 02

Interior

  • All Bedrooms Down
  • Breakfast Bar
  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • Granite Counters
  • High Ceilings
  • Jetted Tub
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Sitting Area In Primary
  • Separate Shower
  • Tub Shower
  • Vanity
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans

Exterior & lot

  • Covered Patio
  • Deck
  • Sprinkler Irrigation
  • Paved Driveway
  • Porch
  • Patio
  • Private Yard
  • Tennis Courts
  • Cleared
  • Near Golf Course
  • On Golf Course
  • Subdivision
  • Backs To Greenbelt Park
  • Pond On Lot
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached

Community

  • Basketball Court
  • Controlled Access
  • Dog Park
  • Picnic Area
  • Playground
  • Park
  • Trails
  • Gated
  • Gated With Attendant
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1997
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,278 sq ft
Living Area Source Appraiser
Building Area Total 2,278 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 11
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features All Bedrooms Down, Breakfast Bar, Double Vanity, Entrance Foyer, En Suite Bathroom, Granite Counters, High Ceilings, Jetted Tub, Kitchen Family Room Combo, Main Level Primary, Pantry, Sitting Area In Primary, Separate Shower, Tub Shower, Vanity, Walk In Closets, Window Treatments, Ceiling Fans
Flooring Carpet, Tile, Wood
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Oven
Laundry Washer Hookup
Windows Window Coverings
Security Gated With Attendant, Controlled Access, Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Sprinkler Irrigation, Paved Driveway, Porch, Patio, Private Yard, Tennis Courts
Patio / Porch Covered, Deck, Patio, Porch
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.1653
Lot Size Source Appraiser
Lot Features Cleared, Near Golf Course, On Golf Course, Subdivision, Backs To Greenbelt Park, Pond On Lot
Direction Faces Northeast

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Bentwater
Road Surface Concrete
Postal Code 77356

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,190
HOA Fee Frequency Annually
HOA Name Bentwater POA
Fee Includes Other
Amenities Basketball Court, Controlled Access, Dog Park, Picnic Area, Playground, Park, Trails, Gated

Taxes, Terms & Disclosures

Tax Annual Amount $6,427
Tax Year 2025
Tax Rate (est.) 1.76%
Parcel # 67751
Legal Description S261505 - BENTWATER 05, BLOCK 1, LOT 3
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 11

Primary Bedroom 17 x 13
Primary Bathroom 10 x 12
Entry Foyer 9 x 19
Dining Room 16 x 9
Kitchen 14 x 14
Breakfast Room Nook 14 x 13
Living Room 17 x 26
Bedroom 13 x 12
Bathroom 10 x 5
Bedroom 13 x 14
Bathroom 10 x 5

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1700 Resolved MUD jurisdiction Montgomery County MUD 18 Match confidence —
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.2320
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065106398 Filed underMontgomery County Municipal Utility District #18 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,728
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,192 Property tax$536 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,728
Yearly HOA fee $1,190

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7855%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.17%
→ stable
School
1.09%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$1,190
ANNUALLY
Association nameBentwater POA Management co.— Websitevisit Phone(936) 597-5532 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
Other
● Community amenities
gym
pool · 0.2mi
pool · 0.2mi
CrossFit Kovu · 3.2mi
post_office
USPS Collection Box · 0.2mi
USPS Collection Box · 0.3mi
Lone Star Post, Pack and Parcel · 3.5mi
place_of_worship
Scott Ridge Church · 0.8mi
Scott Ridge Church · 0.8mi
Brownwood Church · 4.1mi
grocery
· 0.8mi
· 0.9mi
Chevron Food Mart · 1.8mi
gas_station
Chevron · 0.8mi
Chevron Food Mart · 1.9mi
restaurant
· 1.2mi
· 1.3mi
Whataburger · 3.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
2,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Tachus Fiber Internet
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
LBR Fixed Wireless
Nextlink
500 / 100 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $188/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bentwater
TIER: SUBDIVISION
Subdivision name (MLS)Bentwater City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision8,827 Active now75 Sold (last 12 mo)101 Curated amenities60
● Year-built distribution
1990s 8 1995s 16 2000s 6 2005s 11 2010s 2 2015s 6 2020s 9 2025s 10

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 55
· Montgomery
Distance
1.0 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694304 · ACS 2023
Median HH income
$145,301
ACS 2023
Median home value
$519,300
Census self-report
Owner-occupied
89%
1,795 housing units
Bachelor's+
45%
Adults 25+
Median age
67.0
Population 4,034
Work from home
33%
of commuters
Commute 45min+
18%
of commuters
Below poverty
3.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
197 Monterrey Road, Montgomery, TX 77356
Montgomery County · 30.43°N, 95.63°W
gym
pool
0.2 mi · 2 within 2 mi
post_office
USPS Collection Box
0.2 mi · 2 within 2 mi
place_of_worship
Scott Ridge Church
0.8 mi · 2 within 2 mi
grocery
—
0.8 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 21, 2026 Listed $365,000 Sarah Conway
Dec 31, 1996 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Sarah Conway · Better Homes and Gardens Real Estate Gary Greene - Lake Conroe North
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 14, 2026.
MLS# 26485587 · LIST DATE: Aug 21, 2026 · PARCEL: 67751
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity