Homes for Sale/Harris County/Cypress/Towne Lake Sec 11
Active MLS #37305129 · 2 days on market

19708 San Gabriel River Circle

Cypress, TX 77433
Subdivision  ·  Towne Lake Sec 11
List Price
$514,900
$181/SF · 3.4% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,837
Built
2010
Lot
0.20 ac
Garage
3-car
County
Harris
Tax Rate
2.14%

Schools

§ 03
District
Elementary RENNELL EL A
Middle ANTHONY MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Check out this beautifully updated corner-lot home in Towne Lake with a comfortable open layout, dedicated spaces, and spacious interiors. The chef-style kitchen features a large island with breakfast bar, lots of cabinetry and countertop space, and pantry storage, while the private primary suite provides a spa-inspired en-suite bath and generous walk-in closet. Outdoors, you have a fenced backyard, covered patio, welcoming front porch, and oversized garage with attic access. Smart features include a security system and whole-home generator, complemented by upgrades such as new roof, carpets, interior paint, and landscaping. Towne Lake offers exceptional resort-style lifestyle with a multi pools, tennis courts, playgrounds, parks & scenic walking/biking trails. Located near top-rated schools, dining, Walgreens, CVS, Lone Star College & Weekly Community Center within 3 miles. Conveniently located near 3 major hospitals, all within approx. 5 miles, with easy access to US-290 & SH 99.

Features

§ 02

Interior

  • Double Vanity
  • En Suite Bathroom
  • Granite Counters
  • Walk In Closets
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Oven
  • Carpet
  • Tile
  • Wood
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Covered Patio
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Corner Lot
  • Subdivision
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2010
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,837 sq ft
Living Area Source Appraiser
Building Area Total 2,837 sq ft
Foundation Slab
Construction Brick, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 10
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features Double Vanity, En Suite Bathroom, Granite Counters, Walk In Closets, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Tile, Wood
Appliances Dishwasher, Gas Cooktop, Disposal, Microwave, Oven
Laundry Washer Hookup, Electric Dryer Hookup

Exterior

Exterior Features Covered Patio, Fence, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Driveway, Garage

Lot

Lot Size (acres) 0.1969
Lot Size Source Appraiser
Lot Features Corner Lot, Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Towne Lake Sec 11
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $2,184
HOA Fee Frequency Annually
HOA Name CCMC

Taxes, Terms & Disclosures

Tax Annual Amount $11,012
Tax Year 2025
Tax Rate (est.) 2.14%
Parcel # 131-108-002-0011
Legal Description LT 11 BLK 2 TOWNE LAKE SEC 11
Listing Terms Cash, Conventional, FHA, Texas Vet, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 10

Living Room 23x18
Dining Room 13x12
Breakfast Room Nook 11x11
Kitchen 17x13
Utility Room 8x6
Office 13x12
Primary Bedroom 18x18
Bedroom 12x12
Bedroom 16x10
Bedroom 11x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.8000
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 172 CountyHarris TCEQ District ID3737412 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5800 Resolved MUD jurisdiction Harris County MUD 172 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,010
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,092 Property tax$918 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,010
Yearly HOA fee $2,184

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.4207%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.58%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$2,184
ANNUALLY
Association nameCCMC Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.1mi
Greenhouse Park · 0.3mi
· 0.2mi
restaurant
Union Kitchen · 0.8mi
Starbucks · 1.1mi
Torchy's Tacos · 0.8mi
grocery
Trader Joe's · 0.9mi
· 0.9mi
Kroger Marketplace · 1.1mi
library
Lone Star College-CyFair Library · 1.0mi
Harris County Public Library, CyFair branch · 1.0mi
coffee
Starbucks · 1.0mi
Black Rock Coffee · 1.1mi
veterinary
Barker Cypress Animal Clinic · 1.1mi
The KAAWS Clinic · 3.4mi
Banfield Pet Hospital · 2.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $188/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Towne Lake Sec 11
TIER: NEIGHBORHOOD
Subdivision name (MLS)Towne Lake Sec 11 City · ZIPCypress · 77433 CountyHarris Listings in subdivision15 Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
2010s 1

Fire Protection

§ 11
Nearest station
CY-Fair VFD Station 11
Distance
0.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543006 · ACS 2023
Median HH income
$142,549
ACS 2023
Median home value
$384,700
Census self-report
Owner-occupied
85%
5,498 housing units
Bachelor's+
59%
Adults 25+
Median age
35.9
Population 17,460
Work from home
21%
of commuters
Commute 45min+
16%
of commuters
Below poverty
7.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
19708 N San Gabriel River Circle, Cypress, TX 77433
Harris County · 29.92°N, 95.71°W
park
0.1 mi · 8 within 2 mi
restaurant
Union Kitchen
0.8 mi · 5 within 2 mi
grocery
Trader Joe's
0.9 mi · 2 within 2 mi
library
Lone Star College-CyFair Library
1.0 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 21, 2026 Listed $514,900 Lance Loken
Dec 31, 2009 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Lance Loken · Keller Williams Platinum
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 22, 2026.
MLS# 37305129 · LIST DATE: Sep 21, 2026 · PARCEL: 131-108-002-0011
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 8:45 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity