Homes for Sale/Harris County/Cypress/Towne Lake Sec 14
Active MLS #49212767 · 99 days on market

19718 Verde Creek Circle

Cypress, TX 77433
Subdivision  ·  Towne Lake Sec 14
List Price
$645,000
$199/SF
Beds
4
Baths
4
Sq Ft
3,234
Built
2012
Lot
10,916 sf
Garage
3-car
County
Harris
Tax Rate
1.64%

Schools

§ 03
District
Elementary RENNELL EL A
Middle ANTHONY MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This home has it ALL. BRAND NEW ROOF. (JUNE, 2026). Stunning home sitting on an expansive oversized cul-de-sac lot and backing to a greenbelt. Super private. The striking exterior is complimented by both front and back covered porch areas and 3 car driveway & garage w/epoxy flooring. Inside, you will find an open concept kitchen designed for every day living & entertaining complete with a massive kitchen island/breakfast bar, Butler Pantry, S/S appliances and walk in Pantry. Upstairs, enjoy three generously sized bedrooms, Game Room and a dedicated Media Room for Movie Night. Additional features include full sprinkler system and a recent Pebble Sheen swimming pool w/water feature and Hot Tub. This home is ideally located with immediate access to the neighborhood lake and just minutes from shopping, dining and local hotspots. Enjoy convenient access to major highways. Welcome to Towne Lake!

Features

§ 02

Interior

  • Breakfast Bar
  • Butlers Pantry
  • Crown Molding
  • Double Vanity
  • Entrance Foyer
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pots And Pan Drawers
  • Pantry
  • Split Bedrooms
  • Soaking Tub
  • Separate Shower
  • Two Bedrooms Down
  • Tub Shower
  • Vanity
  • Walk In Pantry

Exterior & lot

  • Covered Patio
  • Deck
  • Fully Fenced
  • Fence
  • Sprinkler Irrigation
  • Porch
  • Patio
  • Private Yard
  • Tennis Courts
  • Cul De Sac
  • Greenbelt
  • Subdivision
  • Backs To Greenbelt Park
  • Side Yard
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab

Community

  • Basketball Court
  • Clubhouse
  • Sport Court
  • Dog Park
  • Fitness Center
  • Meeting Banquet Party Room
  • Party Room
  • Picnic Area
  • Playground
  • Pickleball
  • Park
  • Pool
  • Tennis Courts
  • Trails
  • Prewired
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2012
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,234 sq ft
Living Area Source Appraiser
Building Area Total 3,234 sq ft
Foundation Slab
Construction Brick, Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 5
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 10
Fireplaces 1
Fireplace Features Gas, Gas Log

Interior

Interior Features Breakfast Bar, Butlers Pantry, Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Pots And Pan Drawers, Pantry, Split Bedrooms, Soaking Tub, Separate Shower, Two Bedrooms Down, Tub Shower, Vanity, Walk In Pantry, Walk In Closets, Window Treatments, Ceiling Fans
Flooring Carpet, Tile, Wood
Appliances Double Oven, Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Prewired, Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Fully Fenced, Fence, Sprinkler Irrigation, Porch, Patio, Private Yard, Tennis Courts
Patio / Porch Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private Yes
Pool Features Gunite, Heated, In Ground, Pool Spa Combo, Association

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener, Oversized

Lot

Lot Size (sq ft) 10,916
Lot Size (acres) 0.2506
Lot Size Source Appraiser
Lot Features Cul De Sac, Greenbelt, Subdivision, Backs To Greenbelt Park, Side Yard
Direction Faces South

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Towne Lake Sec 14
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Exposure Shade, Hvac, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $2,186
HOA Fee Frequency Annually
HOA Name Towne Lake Community Association
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Basketball Court, Clubhouse, Sport Court, Dog Park, Fitness Center, Meeting Banquet Party Room, Party Room, Picnic Area, Playground, Pickleball, Park, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $10,595 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.64%
Parcel # 132-486-001-0028
Legal Description LT 28 BLK 1 TOWNE LAKE SEC 14
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 6

Primary Bedroom 17x15
Bedroom 12x11
Dining Room 13x11
Kitchen 13x12
Pantry
Utility Room

Second level · 4

Bedroom 13x11
Bedroom 10x11
Game Room 16x14
Media Room 15x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.6000
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 501 CountyHarris TCEQ District ID3737103 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5972 Resolved MUD jurisdiction Harris County MUD 501 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,756
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,873 Property tax$883 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,756
Yearly HOA fee $2,186

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.4379%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.60%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$2,186
ANNUALLY
Association nameTowne Lake Community Association Management co. Website Phone Cert on filemls-trestle
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
· 0.3mi
Greenhouse Park · 0.3mi
· 0.3mi
gym
· 0.8mi
Some Like It Hot Yoga & Fitness · 1.2mi
The Boardwalk at Towne Lake · 1.2mi
restaurant
Union Kitchen · 0.8mi
Starbucks · 1.1mi
Chipotle · 1.2mi
grocery
Trader Joe's · 0.9mi
Kroger Marketplace · 1.1mi
H-E-B · 1.1mi
coffee
Starbucks · 1.0mi
Black Rock Coffee · 1.1mi
Starbucks · 1.5mi
place_of_worship
TheMET Church - Cypress Campus · 1.0mi
Foundry Church · 1.6mi
Trinity Vineyard Church · 3.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Towne Lake Sec 14
TIER: NEIGHBORHOOD
Subdivision name (MLS)Towne Lake Sec 14 City · ZIPCypress · 77433 CountyHarris Listings in subdivision29 Active now1 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2010s 1

Fire Protection

§ 11
Nearest station
CY-Fair VFD Station 11
Distance
1.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543006 · ACS 2023
Median HH income
$142,549
ACS 2023
Median home value
$384,700
Census self-report
Owner-occupied
85%
5,498 housing units
Bachelor's+
59%
Adults 25+
Median age
35.9
Population 17,460
Work from home
21%
of commuters
Commute 45min+
16%
of commuters
Below poverty
7.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
19718 W Verde Creek Circle, Cypress, TX 77433
Harris County · 29.92°N, 95.71°W
park
0.3 mi · 8 within 2 mi
gym
0.8 mi · 1 within 2 mi
restaurant
Union Kitchen
0.8 mi · 4 within 2 mi
grocery
Trader Joe's
0.9 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 16, 2026 Listed $645,000 Tracie Colette
Dec 31, 2011 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Tracie Colette · Direct Real Estate Group
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 49212767 · LIST DATE: Jun 16, 2026 · PARCEL: 132-486-001-0028
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity