Homes for Sale/Harris County/Cypress/Towne Lake
Active MLS #88570909 · 70 days on market

19730 Hubbard Creek Court

Cypress, TX 77433
Subdivision  ·  Towne Lake
List Price
$570,000
$180/SF · 17.9% below neighborhood median
Beds
4
Baths
5
Sq Ft
3,162
Built
2011
Lot
8,713 sf
Garage
2-car
County
Harris
Tax Rate
2.41%

Schools

§ 03
District
Elementary RENNELL EL A
Middle ANTHONY MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Located in the highly desirable Towne Lake community, this beautifully designed 4-bedroom, 3 full bath, 2 half bath home offers the perfect blend of privacy and functionality. With a NEW ROOF installed and water heater replaced in 2026, and HVAC replaced in 2025, the main deferred maintenance items have already been addressed. This home features all 4 bedrooms down, and a spacious game room and media room upstairs providing plenty of space for everyone. The spacious kitchen is complete with a large center island, double ovens, gas cooktop, and cabinets and storage throughout. The kitchen overlooks this beautiful living room with gas fireplace and hardwood floors. Step outside to your own backyard retreat featuring a covered patio, meticulous landscaping, and an oversized backyard that is perfect for a pool. With spacious bedrooms and exceptional indoor-outdoor living, this home offers elevated living in one of Cypress’ premier master-planned communities.

Features

§ 02

Interior

  • All Bedrooms Down
  • Crown Molding
  • Central Vacuum
  • Double Vanity
  • En Suite Bathroom
  • Full Bath On Main Level
  • Granite Counters
  • Jetted Tub
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Tub Shower
  • Walk In Pantry
  • Walk In Closets
  • Ceiling Fans

Exterior & lot

  • Covered Patio
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Subdivision
  • Pond On Lot
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Oversized
  • Association

Community

  • Beach Rights
  • Boat Dock
  • Beach Access
  • Marina
  • Boat Ramp
  • Clubhouse
  • Fitness Center
  • Playground
  • Park
  • Pool
  • Boat Slip
  • Tennis Courts
  • Trails
  • Security System Owned
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2011
Year Built Source PublicRecords
New Construction No
Builder Name Ryland

Building

Levels OneAndOneHalf
Living Area 3,162 sq ft
Living Area Source Appraiser
Building Area Total 3,162 sq ft
Foundation Slab
Construction Brick, Stone, Stucco
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 5
Bathrooms Full 3
Bathrooms Half 2
Rooms Total 8
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features All Bedrooms Down, Crown Molding, Central Vacuum, Double Vanity, En Suite Bathroom, Full Bath On Main Level, Granite Counters, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Separate Shower, Tub Shower, Walk In Pantry, Walk In Closets, Ceiling Fans
Flooring Carpet, Engineered Hardwood, Tile
Appliances Double Oven, Dishwasher, Gas Cooktop, Disposal
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Security Security System Owned

Exterior

Exterior Features Covered Patio, Fence, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Oversized

Lot

Lot Size (sq ft) 8,713
Lot Size (acres) 0.2000
Lot Size Source Appraiser
Lot Features Subdivision, Pond On Lot

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Towne Lake
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $2,184
HOA Fee Frequency Annually
HOA Name Towne Lake HOA
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Beach Rights, Boat Dock, Beach Access, Marina, Boat Ramp, Clubhouse, Fitness Center, Playground, Park, Pool, Boat Slip, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $13,749
Tax Year 2025
Tax Rate (est.) 2.41%
Parcel # 132-486-001-0013
Legal Description LT 13 BLK 1 TOWNE LAKE SEC 14
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 6

Dining Room 16x13
Family Room 24x20
Primary Bedroom 18x17
Bedroom 15x13
Bedroom 15x13
Bedroom 13x13

Second level · 2

Game Room 18x16
Media Room 16x14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.6000
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 501 CountyHarris TCEQ District ID3737103 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5972 Resolved MUD jurisdiction Harris County MUD 501 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,569
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,423 Property tax$1,146 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,569
Yearly HOA fee $2,184

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.4379%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.60%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$2,184
ANNUALLY
Association nameTowne Lake HOA Management co.Crest Management Websitevisit Phone(281) 256-3319 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
· 0.3mi
Greenhouse Park · 0.3mi
· 0.4mi
gym
· 0.4mi
· 0.6mi
Some Like It Hot Yoga & Fitness · 0.7mi
grocery
Walmart Neighborhood Market · 0.7mi
Trader Joe's · 0.9mi
Walmart Neighborhood Market · 1.0mi
restaurant
Marco's Pizza · 0.7mi
Union Kitchen · 0.8mi
Crazy Cajun Seafood Shoppe · 0.9mi
pharmacy
Walgreens · 0.9mi
Walgreens · 1.3mi
Walgreens · 1.5mi
coffee
Starbucks · 1.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $219/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Towne Lake
TIER: NEIGHBORHOOD
Subdivision name (MLS)Towne Lake City · ZIPCypress · 77433 CountyHarris Listings in subdivision4,401 Active now54 Sold (last 12 mo)107 Curated amenities60
● Year-built distribution
2005s 5 2010s 12 2015s 15 2020s 18 2025s 3

Fire Protection

§ 11
Nearest station
CY-Fair VFD Station 11
Distance
1.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543006 · ACS 2023
Median HH income
$142,549
ACS 2023
Median home value
$384,700
Census self-report
Owner-occupied
85%
5,498 housing units
Bachelor's+
59%
Adults 25+
Median age
35.9
Population 17,460
Work from home
21%
of commuters
Commute 45min+
16%
of commuters
Below poverty
7.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
19730 Hubbard Creek Court, Cypress, TX 77433
Harris County · 29.92°N, 95.71°W
park
0.3 mi · 16 within 2 mi
gym
0.4 mi · 3 within 2 mi
grocery
Walmart Neighborhood Market
0.7 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 16, 2026 Listed $570,000 James Rowlett
Dec 31, 2010 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by James Rowlett · Compass RE Texas, LLC - The Heights
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 88570909 · LIST DATE: Jul 16, 2026 · PARCEL: 132-486-001-0013
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 10:05 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity