Homes for Sale/Harris County/Houston/HYDE PARK HEIGHTS/CHERRYHURST/ WESTOVER
Active MLS #40373976 · 62 days on market

1990 Clay Street

Houston, TX 77019
Subdivision  ·  HYDE PARK HEIGHTS/CHERRYHURST/ WESTOVER
List Price
$995,000
$530/SF · 61.5% above neighborhood median
Beds
3
Baths
2
Sq Ft
1,879
Built
1990
Lot
0.12 ac
Garage
0-car
County
Harris
Tax Rate
1.97%

Schools

§ 03
District
Elementary ELLA J BAKER MONTESSORI SCHOOL B
Middle LANIER MIDDLE A
High LAMAR H S Grad 97% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Elm Tree Cottage is a hidden sanctuary in the heart of Montrose, where timeless English cottage charm meets the beauty of a private garden retreat. Surrounded by a lush, manicured courtyard, this enchanting property feels worlds away from the city, offering a rare sense of tranquility. Bathed in natural light, every room is thoughtfully designed to create a warm, inviting atmosphere. Classic English architectural details and rich character evoke the feeling of the English countryside in the heart of Houston. Beyond the main residence, two detached studios (additional 616 s.f.-per appraisal of air-conditioned space) offers exceptional flexibility for artists, creatives, remote professionals, or anyone seeking dedicated space for work or hobbies. Whether enjoying a quiet morning in the courtyard or entertaining beneath the trees, every corner of Elm Tree Cottage inspires. A truly rare offering of timeless design, craftsmanship, and an unforgettable sense of place.

Features

§ 02

Interior

  • Breakfast Bar
  • Bedroom On Main Level
  • Crown Molding
  • En Suite Bathroom
  • Full Bath On Main Level
  • Kitchen Family Room Combo
  • Pots And Pan Drawers
  • Pantry
  • Sitting Area In Primary
  • Two Bedrooms Up
  • Tub Shower
  • Upper Level Primary
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Disposal

Exterior & lot

  • Deck
  • Fully Fenced
  • Fence
  • Porch
  • Patio
  • Subdivision
  • Back Yard
  • Roof: Other
  • Foundation: Slab
  • Detached Carport
  • Electric Gate

Community

  • Security Gate
  • Smoke Detectors
  • Style: English
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style English, Traditional
Year Built 1990
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,879 sq ft
Living Area Source Appraiser
Building Area Total 1,879 sq ft
Foundation Slab
Construction Stucco
Roof Other

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 8
Fireplaces 1

Interior

Interior Features Breakfast Bar, Bedroom On Main Level, Crown Molding, En Suite Bathroom, Full Bath On Main Level, Kitchen Family Room Combo, Pots And Pan Drawers, Pantry, Sitting Area In Primary, Two Bedrooms Up, Tub Shower, Upper Level Primary, Walk In Closets, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring Tile, Wood
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings
Security Security Gate, Smoke Detectors

Exterior

Exterior Features Deck, Fully Fenced, Fence, Porch, Patio
Patio / Porch Deck, Patio, Porch
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 0
Carport Spaces 2
Parking Features Detached Carport, Electric Gate

Lot

Lot Size (acres) 0.1240
Lot Size Source Appraiser
Lot Features Subdivision
Direction Faces South

Location

County Harris
MLS Area Major 16
MLS Area Minor River Oaks Shopping Area
Subdivision HYDE PARK HEIGHTS/CHERRYHURST/ WESTOVER
Postal Code 77019

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Sewer Public Sewer
Energy Efficient Thermostat

Taxes, Terms & Disclosures

Tax Annual Amount $19,570
Tax Year 2025
Tax Rate (est.) 1.97%
Parcel # 044-222-000-0020
Legal Description TRS 1-5 & 1-15B ABST 696 O SMITH
Listing Terms Cash, Conventional, Va Loan
Lease Considered No
Disclosures None

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 5

Living Room 19x14
Kitchen 14x8
Bedroom 16x10
Bonus Room 18x4
Bonus Room 20x14

Second level · 3

Primary Bedroom 16x14
Primary Bathroom 10x10
Bedroom 12x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$7,606
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$5,975 Property tax$1,631 Homeowners insuranceTBD
Subtotal (P&I + Tax) $7,606

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1252%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.87%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
place_of_worship
Nazarene Missionary Baptist Church · 0.1mi
Waugh Drive Baptist Church · 0.5mi
Neartown Church · 0.6mi
grocery
Kroger · 0.1mi
Food Mart · 0.2mi
Whole Foods Market · 0.5mi
gym
The Gym HTX · 0.1mi
Pure Barre · 0.1mi
Barry's · 0.2mi
bank
Chase · 0.1mi
Cross Country Mortgage · 0.2mi
Mutual of Omaha Bank · 0.2mi
post_office
United States Post Office · 0.2mi
The UPS Store · 0.8mi
The UPS Store · 1.5mi
coffee
Brasserie 19 · 0.2mi
Starbucks · 0.3mi
Pavón Coffee Den · 0.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
1,000 / 75 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $328/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
TIER: NEIGHBORHOOD
Subdivision name (MLS) City · ZIP County Listings in subdivision Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
1990s 1

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 6
· Houston
Distance
1.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201410300 · ACS 2023
Median HH income
$102,889
ACS 2023
Median home value
$484,600
Census self-report
Owner-occupied
34%
2,465 housing units
Bachelor's+
77%
Adults 25+
Median age
40.3
Population 3,917
Work from home
23%
of commuters
Commute 45min+
4%
of commuters
Below poverty
10.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
1990 W Clay Street, Houston, TX 77019
Harris County · 29.76°N, 95.41°W
place_of_worship
Nazarene Missionary Baptist Church
0.1 mi · 1 within 2 mi
grocery
Kroger
0.1 mi · 2 within 2 mi
gym
The Gym HTX
0.1 mi · 3 within 2 mi
bank
Chase
0.1 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 24, 2026 Listed $995,000 Jeremy Fain
Dec 31, 1989 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jeremy Fain · Greenwood King Properties - Kirby Office
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 13, 2026.
MLS# 40373976 · LIST DATE: Jul 24, 2026 · PARCEL: 044-222-000-0020
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:15 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity