Homes for Sale/San Jacinto County/Coldspring/Coldspring Terrace Annex
Active MLS #11298536 · 247 days on market

20 Ridgeway Drive

Coldspring, TX 77331
Subdivision  ·  Coldspring Terrace Annex
List Price
$585,000
$341/SF
Beds
3
Baths
2
Sq Ft
1,714
Built
1978
Lot
0.25 ac
Garage
2-car
County
San Jacinto
Tax Rate
0.80%

Schools

§ 03
District
Elementary STREET EL C
Middle LINCOLN J H F
High COLDSPRING-OAKHURST H S CCMR 92% · Grad 93% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This fully renovated home offers peace of mind with extensive upgrades, including all-new electrical, PEX plumbing, a tankless gas water heater, energy-efficient windows, new HVAC, siding, and roof. Every update has been thoughtfully completed to provide modern comfort, efficiency, and long-lasting value. The kitchen features crisp white cabinetry, high end ceramic farmhouse sink, stainless appliances, wine fridge. The open living area is highlighted by soaring ceilings, built-in shelving, and French doors that open to a covered patio overlooking the lake. The spacious primary suite offers a tiled walk-in shower, vanity, and a custom walk-in closet with built-ins. One guest bedroom includes a convenient laundry chute, while another opens to a private balcony. Additional features include a two-car garage, a heated and cooled utility room, and a large deck with a fully equipped outdoor kitchen—complete with grill, griddle, sink, TV, and roll-down shades. Lakeside lifestyle at its best!

Features

§ 02

Interior

  • All Bedrooms Up
  • Breakfast Bar
  • Granite Counters
  • High Ceilings
  • Kitchen Family Room Combo
  • Pantry
  • Tub Shower
  • Upper Level Primary
  • Vanity
  • Walk In Pantry
  • Walk In Closets
  • Ceiling Fans
  • Living Dining Room
  • Double Oven
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Outdoor Kitchen
  • Patio
  • Cleared
  • Subdivision
  • Views
  • Waterfront
  • Covered
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Boat Ramp
  • Picnic Area
  • Park
  • Pool
  • Canal
  • Lake
  • Water
  • Style: Split Level
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Split Level, Traditional
Year Built 1978
Year Built Source PublicRecords
New Construction No

Building

Levels OneAndOneHalf,MultiSplit
Living Area 1,714 sq ft
Living Area Source Appraiser
Building Area Total 1,714 sq ft
Foundation Pillar Post Pier, Slab
Construction Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features All Bedrooms Up, Breakfast Bar, Granite Counters, High Ceilings, Kitchen Family Room Combo, Pantry, Tub Shower, Upper Level Primary, Vanity, Walk In Pantry, Walk In Closets, Ceiling Fans, Living Dining Room
Flooring Plank, Tile, Vinyl, Wood
Appliances Double Oven, Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Tankless Water Heater, Wine Refrigerator
Laundry Washer Hookup

Exterior

Exterior Features Balcony, Covered Patio, Deck, Outdoor Kitchen, Patio
Patio / Porch Balcony, Covered, Deck, Patio
Pool Private No
Pool Features Association
Waterfront Yes
Waterfront Features Bulkhead, Boat Ramp Lift Access, Canal Front, Waterfront
View Yes
View Type Canal, Lake, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.2540
Lot Size Source Appraiser
Lot Features Cleared, Subdivision, Views, Waterfront

Location

County San Jacinto
MLS Area Major 64
MLS Area Minor Lake Livingston Area
Subdivision Coldspring Terrace Annex
Road Surface Asphalt
Postal Code 77331

Utilities

Heating Central, Gas
Cooling Central Air, Electric, Window Units
Sewer Septic Tank
Energy Efficient Water Heater

HOA / Association

HOA Yes
HOA Fee $220
HOA Fee Frequency Annually
HOA Name Coldspring Terrace POA
Amenities Boat Ramp, Picnic Area, Park, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $4,706
Tax Year 2025
Tax Rate (est.) 0.80%
Parcel # 55495
Legal Description COLDSPRING TERRACE ANNEX, BLOCK A, LOT 2, ACRES .254
Listing Terms Cash, Conventional, FHA
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 2

Living Room 14x13
Kitchen 16x9

Second level · 2

Primary Bedroom 16x16
Bedroom 11x10

Third level · 1

Bedroom 15x9

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
Tax breakdown not availableWe could not resolve the taxing jurisdictions for this listing. We will enrich this when the county tax roll loads.

HOA & Community

§ 05
● HOA details
$220
ANNUALLY
Association nameColdspring Terrace POA Management co. Website Phone Cert on filepending
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
2,000 Mbps
Fiber available · cable ok
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
Unknown
Eastex Telephone Cooperative Inc
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone A · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48407C SFHA YES SOURCE 48407C_BASE6
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Coldspring Terrace Annex
TIER: SUBDIVISION
Subdivision name (MLS)Coldspring Terrace Annex City · ZIPColdspring · 77331 CountySan Jacinto Listings in subdivision16 Active now1 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
1975s 1

Fire Protection

§ 11
Nearest station
Coldspring Volunteer Fire Department Substation
· Coldspring
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48407200201 · ACS 2023
Median HH income
$49,179
ACS 2023
Median home value
$267,400
Census self-report
Owner-occupied
44%
2,553 housing units
Bachelor's+
17%
Adults 25+
Median age
50.8
Population 3,548
Work from home
5%
of commuters
Commute 45min+
41%
of commuters
Below poverty
17.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20 Ridgeway Drive, Coldspring, TX 77331
San Jacinto County · 30.63°N, 95.12°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jan 19, 2026 Listed $585,000 Emily Schmitt
Dec 31, 1977 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Emily Schmitt · Compass RE Texas, LLC - The Woodlands
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 14, 2026.
MLS# 11298536 · LIST DATE: Jan 19, 2026 · PARCEL: 55495
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity