Schools

§ 03

District

Elementary	HUMBLE EL	C
Middle	ROSS STERLING MIDDLE	B
High	HUMBLE H S CCMR 48% · Grad 87%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Peaceful lake views, room to spread out, and a private cul-de-sac setting make 20014 Fernwood Circle a special place to call home. Situated on approximately half an acre, this well-maintained 3-bedroom, 2.5 bath home offers an open, functional layout designed for everyday living and entertaining. A versatile bonus space off the kitchen can serve as a playroom, home office, man cave, or additional living area. Outside, the expansive lot provides plenty of room to play, garden, entertain, or simply relax and enjoy the peaceful surroundings. A large garage and storage shed offer ample space for vehicles, tools, and toys. Recent improvements include a newer roof, HVAC updates, and more. Tucked away on a quiet cul-de-sac, this home offers space, privacy, and tranquility while still providing room to make it your own. Per seller, the home did not flood during Hurricane Harvey.

Features

§ 02

Interior

Breakfast Bar
Main Level Primary
Soaking Tub
Separate Shower
Window Treatments
Dishwasher
Electric Oven
Electric Range
Disposal
Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric
Washer Hookup
Electric Dryer Hookup
Gas Dryer Hookup

Exterior & lot

Fully Fenced
Fence
Cul De Sac
Greenbelt
Subdivision
Views
Wooded
Roof: Composition
Foundation: Slab
Attached Carport
Additional Parking
Detached Carport
Detached
Garage
Workshop In Garage

Community

Smoke Detectors
Lake
Water
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	1989
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,748 sq ft
Living Area Source	Appraiser
Building Area Total	1,748 sq ft
Foundation	Slab
Construction	Brick
Roof	Composition

Rooms & Baths

Bedrooms	3
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	8

Interior

Interior Features	Breakfast Bar, Main Level Primary, Soaking Tub, Separate Shower, Window Treatments
Appliances	Dishwasher, Electric Oven, Electric Range, Disposal
Laundry	Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows	Window Coverings
Security	Smoke Detectors

Exterior

Exterior Features	Fully Fenced, Fence
Pool Private	No
View	Yes
View Type	Lake, Water

Parking & Garage

Garage Spaces	2
Attached Garage	No
Parking Features	Attached Carport, Additional Parking, Detached Carport, Detached, Garage, Workshop In Garage

Lot

Lot Size (acres)	0.4934
Lot Size Source	Appraiser
Lot Features	Cul De Sac, Greenbelt, Subdivision, Views, Wooded

Location

County	Harris
MLS Area Major	1
MLS Area Minor	Humble Area East
Subdivision	Ramblewood
Road Surface	Asphalt
Postal Code	77338

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer
Energy Efficient	Doors

HOA / Association

HOA	Yes
HOA Fee	$225
HOA Fee Frequency	Annually
HOA Name	Ramblewood HOA

Taxes, Terms & Disclosures

Tax Annual Amount	$3,260 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	0.93%
Parcel #	114-285-000-0074
Legal Description	LT 74 RAMBLEWOOD U/R
Listing Terms	Cash, Conventional, FHA, Va Loan
Lease Considered	No

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 7

Primary Bedroom	17X14
Den	19X18
Kitchen	12X12
Bedroom	12X10
Breakfast Room Nook	12X10
Dining Room	12X12
Living Room	12X11

Second level · 1

Bedroom

12X10

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,374

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,102 Property tax$272 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,374

Yearly HOA fee $225

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.9401%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.11%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.45%

→ stable

HOA & Community

§ 05

● HOA details

$225

ANNUALLY

Association nameRamblewood HOA Management co.— Website— Phone— Cert on filehoa.texas.gov;tx_comptroller

● Community amenities

place_of_worship

Deerbrook Community Covenant Church · 0.4mi
Lamb of God Lutheran Church · 0.4mi
· 0.5mi

hospital

Townsen Memorial Hospital · 0.4mi
emergency room · 0.9mi
Cole Pediatric Therapy · 0.9mi

restaurant

Starbucks · 0.5mi
Jack in the Box · 0.5mi
Raise the Roost Chicken & Biscuits · 0.6mi

bank

South State · 0.5mi
Wells Fargo Bank · 1.4mi
Chase Bank · 1.4mi

hospital_er

Townsen Memorial Hospital - Humble · 0.5mi

coffee

Starbucks · 0.5mi
Galaxy Smoothies & Nutritional Supplements · 1.3mi
Starbucks · 1.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Tachus Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Fiber to the Premises

Brightspeed

2,000 / 2,000 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

Copper

Brightspeed

100 / 10 Mbps

● LOW LATENCY

+ 4 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

65 days/yr above 95°F

Plus 11 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Ramblewood

TIER: SUBDIVISION

Subdivision name (MLS)Ramblewood City · ZIPHumble · 77338 CountyHarris Listings in subdivision42 Active now2 Sold (last 12 mo)0 Curated amenities60

● Year-built distribution

1985s 1 2000s 1

Fire Protection

§ 11

Nearest station

Humble Fire Department Station 2

· Humble

Distance

1.2 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201250701 · ACS 2023

Median HH income

$112,664

ACS 2023

Median home value

$239,900

Census self-report

Owner-occupied

81%

2,325 housing units

Bachelor's+

35%

Adults 25+

Median age

36.7

Population 7,287

Work from home

50%

of commuters

Commute 45min+

17%

of commuters

Below poverty

14.0%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

20014 Fernwood Circle, Humble, TX 77338

Harris County · 30.01°N, 95.24°W

place_of_worship

Deerbrook Community Covenant Church

0.4 mi · 5 within 2 mi

hospital

Townsen Memorial Hospital

0.4 mi · 1 within 2 mi

restaurant

Starbucks

0.5 mi · 5 within 2 mi

bank

South State

0.5 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.