Homes for Sale/Harris County/Cypress/Cypress Crk Lakes Sec 12
Active MLS #69843568 · 21 days on market

20014 Paloma Bay Court

Cypress, TX 77433
Subdivision  ·  Cypress Crk Lakes Sec 12
List Price
$635,000
$141/SF · 14.3% below neighborhood median
Beds
6
Baths
4
Sq Ft
4,497
Built
2014
Lot
0.20 ac
Garage
1-car
County
Harris
Tax Rate
1.83%

Schools

§ 03
District
Elementary WARNER EL A
Middle SMITH MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this stunning luxury home in the prestigious master planned community of Cypress Creek Lakes. The home features 6 beds, 4 baths, formal living room with high ceilings, double doors, hardwood floors. A rare downstairs guest suite provides ultimate multi-generational privacy. The spacious primary bedroom with nice molding adds a touch of elegance. Chef’s island kitchen boasts granite counters, ton of storage cabinets, double ovens, gas cooktop, stainless appliances, and butler’s pantry. The oversized game room upstairs is perfect for entertaining. The 3-car garage features a built-in kitchen and tile floor. Don't miss out on the opportunity to own this beautiful home!

Features

§ 02

Interior

  • High Ceilings
  • Ceiling Fans
  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Carpet
  • Tile
  • Wood
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Electric Dryer Hookup
  • Gas Dryer Hookup

Exterior & lot

  • Fence
  • Private Yard
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Fitness Center
  • Meeting Banquet Party Room
  • Party Room
  • Picnic Area
  • Pool
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2014
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 4,497 sq ft
Living Area Source Appraiser
Building Area Total 4,497 sq ft
Foundation Slab
Construction Brick, Stone, Stucco
Roof Composition

Rooms & Baths

Bedrooms 6
Bathrooms (total) 4
Bathrooms Full 4
Bathrooms Half 0
Rooms Total 12
Fireplaces 1
Fireplace Features Gas, Gas Log

Interior

Interior Features High Ceilings, Ceiling Fans
Flooring Carpet, Tile, Wood
Appliances Double Oven, Dishwasher, Gas Cooktop, Disposal, Microwave
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup

Exterior

Exterior Features Fence, Private Yard
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.2003
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Cypress Crk Lakes Sec 12
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,130
HOA Fee Frequency Annually
HOA Name Crest Management
Amenities Fitness Center, Meeting Banquet Party Room, Party Room, Picnic Area, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $11,646 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.83%
Parcel # 135-101-001-0006
Legal Description LT 6 BLK 1 CYPRESS CREEK LAKES SEC 12
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 12 rooms · MLS-supplied

Main level · 7

Primary Bedroom 22.5 x 13.5
Breakfast Room Nook 12 x 11
Kitchen 17 x 16
Living Room 21 x 16
Office 12 X 9
Dining Room 15 X 12
Bedroom 12 x 11.5

Second level · 5

Bedroom 12.5 x 10.5
Bedroom 15 x 12
Bedroom 12 x 12
Bedroom 20 x 18
Game Room 20 x 15

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.8475
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 433 CountyHarris TCEQ District ID3737173 Bonded indebtedness$200,000,000 Current year rate FetchedApr 23, 2026
● Rate not extracted
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8475 Resolved MUD jurisdiction Harris County MUD 433 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,784
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,813 Property tax$971 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,784
Yearly HOA fee $1,130

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.6882%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.85%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$1,130
ANNUALLY
Association nameCrest Management Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.4mi
Greenhouse Park · 0.7mi
· 0.4mi
restaurant
McDonald's · 0.7mi
Chipotle · 0.9mi
Russo's New York Pizzeria · 0.8mi
coffee
L3 Craft Coffee · 0.8mi
Starbucks · 1.7mi
Black Rock Coffee · 2.0mi
place_of_worship
TheMET Church - Cypress Campus · 0.8mi
CyLife Church · 0.9mi
Foundry Church · 1.5mi
grocery
· 0.9mi
H-E-B · 0.9mi
Trader Joe's · 1.6mi
bank
Chase · 0.9mi
Chase Bank · 3.4mi
TECU Credit Union · 1.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $165/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cypress Crk Lakes Sec 12
TIER: SUBDIVISION
Subdivision name (MLS)Cypress Crk Lakes Sec 12 City · ZIPCypress · 77433 CountyHarris Listings in subdivision11 Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
2010s 1

Fire Protection

§ 11
Nearest station
CY-Fair VFD Station 11
Distance
1.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543006 · ACS 2023
Median HH income
$142,549
ACS 2023
Median home value
$384,700
Census self-report
Owner-occupied
85%
5,498 housing units
Bachelor's+
59%
Adults 25+
Median age
35.9
Population 17,460
Work from home
21%
of commuters
Commute 45min+
16%
of commuters
Below poverty
7.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20014 Paloma Bay Court, Cypress, TX 77433
Harris County · 29.92°N, 95.71°W
park
0.4 mi · 8 within 2 mi
restaurant
McDonald's
0.7 mi · 6 within 2 mi
coffee
L3 Craft Coffee
0.8 mi · 1 within 2 mi
place_of_worship
TheMET Church - Cypress Campus
0.8 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 3, 2026 Listed $635,000 Huy Phan
Dec 31, 2013 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Huy Phan · Texas Signature Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 4, 2026.
MLS# 69843568 · LIST DATE: Sep 3, 2026 · PARCEL: 135-101-001-0006
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity