Schools

§ 03

District

Elementary	MADELEY RANCH EL	B
Middle	MONTGOMERY J H	C
High	MONTGOMERY H S CCMR 85% · Grad 98%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

WOW! OVER 3 ACRES in Grand Harbor on Lake Conroe with a community boat ramp, plus a POOL, large GARDEN, and LOTS of space. Enjoy the LAKE LIFE while also enjoying COUNTRY LIFE on this spacious homestead. This home also has some GREAT UPDATES including: NEW roof - 2025, NEW Renewal by Anderson windows - 2025, NEW AC's - 2024, NEW tankless hot water heater, NEW water softener and more! You have 6 bedrooms and 4 full bathrooms with 3 beds and 2 baths on the first floor. There is also a game room, dining room, separate office, and 664 sf above the garage! The living area is a great space that is open and has beautiful views to the backyard pool area. It's perfect for making memories with family and friends. Behind the pool is a large enclosed garden with irrigation. You'll love this area in Montgomery with prestigious MISD schools and Lake Conroe in your backyard. You are close to Conroe, The Woodlands, IAH, Houston and more for convenient access. Come get it!

Features

§ 02

Interior

Double Vanity
Granite Counters
Jetted Tub
Kitchen Island
Kitchen Family Room Combo
Bath In Primary Bedroom
Main Level Primary
Multiple Primary Suites
Pantry
Separate Shower
Two Bedrooms Down
Three Bedrooms Up
Double Oven
Dishwasher
Gas Cooktop
Disposal
Microwave
Carpet

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab
Detached
Garage
Gunite

Community

Gated
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2004
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	4,027 sq ft
Living Area Source	Appraiser
Building Area Total	4,027 sq ft
Foundation	Slab
Construction	Brick
Roof	Composition

Rooms & Baths

Bedrooms	6
Bedrooms Possible	6
Bathrooms (total)	5
Bathrooms Full	4
Bathrooms Half	1
Rooms Total	13
Fireplaces	1
Fireplace Features	Gas Log

Interior

Interior Features	Double Vanity, Granite Counters, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Multiple Primary Suites, Pantry, Separate Shower, Two Bedrooms Down, Three Bedrooms Up
Flooring	Carpet, Concrete, Laminate
Appliances	Double Oven, Dishwasher, Gas Cooktop, Disposal, Microwave

Exterior

Pool Private	Yes
Pool Features	Gunite

Parking & Garage

Garage Spaces	3
Attached Garage	No
Parking Features	Detached, Garage

Lot

Lot Size (sq ft)	148,540
Lot Size (acres)	3.4100
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Montgomery
MLS Area Major	39
MLS Area Minor	Lake Conroe Area
Subdivision	Grand Harbor 01
Road Surface	Asphalt
Postal Code	77356

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Aerobic Septic

HOA / Association

HOA	Yes
HOA Fee	$1,600
HOA Fee Frequency	Annually
HOA Name	Grand Harbor POA
Fee Includes	Recreation Facilities
Amenities	Gated

Taxes, Terms & Disclosures

Tax Annual Amount	$7,736 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	0.97%
Parcel #	272700
Legal Description	GRAND HARBOR 01, BLOCK 4, LOT 5
Listing Terms	Cash, Conventional, FHA, Va Loan
Lease Considered	No

Room Layout

§ 04 · 13 rooms · MLS-supplied

Main level · 9

Primary Bedroom	18x13
Bedroom	16x12
Primary Bedroom	21x12
Dining Room	12x13
Kitchen	15x14
Office	11x13
Living Room	19x19
Utility Room	9x7
Breakfast Room Nook	11x14

Second level · 4

Bedroom	13x12
Bedroom	23x22
Bedroom	12x12
Bonus Room	35x18

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$5,443

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$4,798 Property tax$645 Homeowners insuranceTBD

Subtotal (P&I + Tax) $5,443

Yearly HOA fee $1,600

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.6155%

ALL 4 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.09%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.15%

→ stable

HOA & Community

§ 05

● HOA details

$1,600

ANNUALLY

Association nameGrand Harbor POA Management co.— Website— Phone— Cert on filepending

Fee includes

RecreationFacilities

● Community amenities

grocery

Chevron Food Mart · 1.4mi
Kroger Marketplace · 2.1mi
Walmart Supercenter · 2.5mi

gas_station

Chevron Food Mart · 1.5mi
Kroger · 2.2mi

gym

Spring Fitness Montgomery · 1.5mi
Phantom Cheer · 2.1mi
Pickleball Hideout LLC · 2.2mi

park

· 1.5mi
· 1.8mi
· 1.7mi

coffee

Starbucks · 2.1mi
Starbucks · 2.3mi

bank

Coinstar Kiosk · 2.1mi
Simmons Bank · 2.2mi
PNC Bank · 2.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Tachus Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

MidSouth Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Fidium Fiber

2,000 / 2,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

2,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Copper

Consolidated Communications

500 / 75 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

+ 5 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_STUDY1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

GRAND HARBOR 01

TIER: SUBDIVISION

Subdivision name (MLS)GRAND HARBOR 01 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision184 Active now3 Sold (last 12 mo)1 Curated amenities60

● Year-built distribution

2000s 3

Fire Protection

§ 11

Nearest station

Montgomery Fire Department Station 55

· Montgomery

Distance

2.2 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694303 · ACS 2023

Median HH income

$130,389

ACS 2023

Median home value

$614,900

Census self-report

Owner-occupied

77%

1,449 housing units

Bachelor's+

41%

Adults 25+

Median age

39.4

Population 3,757

Work from home

40%

of commuters

Commute 45min+

8%

of commuters

Below poverty

8.8%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

20019 Peel Road, Montgomery, TX 77356

Montgomery County · 30.42°N, 95.67°W

grocery

Chevron Food Mart

1.4 mi · 1 within 2 mi

gas_station

Chevron Food Mart

1.5 mi · 1 within 2 mi

gym

Spring Fitness Montgomery

1.5 mi · 1 within 2 mi

park

—

1.5 mi · 3 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.