Homes for Sale/Harris County/Katy/Cross Crk Sec 1
Active MLS #44801259 · 8 days on market

20031 Goldlake Drive

Katy, TX 77449
Subdivision  ·  Cross Crk Sec 1
List Price
$233,000
$147/SF · 14.0% above neighborhood median
Beds
3
Baths
2
Sq Ft
1,585
Built
2003
Lot
6,325 sf
Garage
2-car
County
Harris
Tax Rate
1.32%

Schools

§ 03
District
Elementary DURYEA EL C
Middle HOPPER MIDDLE C
High CYPRESS SPRINGS H S CCMR 65% · Grad 90% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Charming one-story with elegant entry offering 3 Bedrooms, 2 baths. Hardwood Floors in Living room, Hall entrance and Breakfast area. Kitchen with lots of cabinets, Elegant dining area With lots of windows. Nice size Master Bedroom with spacious closet and Master bath separate Tub and shower & Double Bowl vanity. Great Backyard with plenty of room for just about Whatever you want to do. Don’t Miss Out on This One!

Features

§ 02

Interior

  • Dishwasher
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2003
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,585 sq ft
Living Area Source Appraiser
Building Area Total 1,585 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 3
Fireplaces 1
Fireplace Features Gas Log

Interior

Appliances Dishwasher

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 6,325
Lot Size (acres) 0.1452
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Bear Creek South
Subdivision Cross Crk Sec 1
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $598
HOA Fee Frequency Annually
HOA Name ESTATES OF HIGHLAND CREEK HOA

Taxes, Terms & Disclosures

Tax Annual Amount $3,070 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.32%
Parcel # 123-224-001-0003
Legal Description LT 3 BLK 1 CROSS CREEK SEC 1
Listing Terms Cash, Conventional, FHA
Lease Considered No

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Primary Bedroom 16 X 13
Bedroom 10 X 10
Bedroom 9 X 11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5170 Resolved MUD jurisdiction Harris County MUD 157 Match confidence —
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.5400
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32064088373 Filed underHarris County Municipal Utility District #157 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,655
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,399 Property tax$256 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,655
Yearly HOA fee $598

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3577%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.52%
→ stable
School
—
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
1.46%
→ stable

HOA & Community

§ 05
● HOA details
$598
ANNUALLY
Association nameESTATES OF HIGHLAND CREEK HOA Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filemls-trestle
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-13.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $129/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cross Crk Sec 1
TIER: SUBDIVISION
Subdivision name (MLS)Cross Crk Sec 1 City · ZIPKaty · 77449 CountyHarris Listings in subdivision6 Active now1 Sold (last 12 mo)1 Curated amenities0
● Year-built distribution
2000s 1

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 8
Distance
1.8 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542106 · ACS 2023
Median HH income
$82,560
ACS 2023
Median home value
$220,600
Census self-report
Owner-occupied
76%
2,899 housing units
Bachelor's+
25%
Adults 25+
Median age
35.5
Population 8,517
Work from home
9%
of commuters
Commute 45min+
25%
of commuters
Below poverty
7.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20031 Goldlake Drive, Katy, TX 77449
Harris County · 29.88°N, 95.72°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 8, 2026 Listed $233,000 Joseph Manuel
Dec 31, 2002 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Joseph Manuel · Connect Realty.com
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 9, 2026.
MLS# 44801259 · LIST DATE: Oct 8, 2026 · PARCEL: 123-224-001-0003
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Oct 16, 2026, 5:02 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity