Homes for Sale/Harris County/Katy/Estates Highland Creek 04
Active MLS #94908692 · 117 days on market

20051 Cresent Creek Drive

Katy, TX 77449
Subdivision  ·  Estates Highland Creek 04
List Price
$319,000
$116/SF · 10.0% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,750
Built
2002
Lot
0.16 ac
Garage
2-car
County
Harris
Tax Rate
1.44%

Schools

§ 03
District
Elementary DURYEA EL C
Middle HOPPER MIDDLE C
High CYPRESS SPRINGS H S CCMR 65% · Grad 90% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautiful 2-story home featuring 4 bedrooms, 2.5 bathrooms, and a spacious den (game room) Located in a prestigious area of Katy, this property offers excellent access to major roads and freeways, including FM 529, Highway 6, Grand Parkway 99, and just minutes from I-10.

Conveniently close to great schools and multiple shopping centers such as Walmart, Fiesta, and many more.

**Recent Upgrades Include:** Dear Buyer, all appliances will remain with the home as part of the sale. • New roof (installed 06/05/2025) • Bathrooms updated with granite • New porcelain flooring in dining and living areas • New fence • Wooden stairs

Features

§ 02

Interior

  • All Bedrooms Up
  • Double Vanity
  • Pantry
  • Walk In Pantry
  • Walk In Closets
  • Living Dining Room
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Oven
  • Refrigerator
  • Washer
  • Carpet
  • Tile
  • Wood

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Cleared
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Playground
  • Pool
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2002
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,750 sq ft
Living Area Source Appraiser
Building Area Total 2,750 sq ft
Foundation Slab
Construction Brick, Wood Siding
Roof Composition
Accessibility Accessible Closets

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 10

Interior

Interior Features All Bedrooms Up, Double Vanity, Pantry, Walk In Pantry, Walk In Closets, Living Dining Room
Flooring Carpet, Tile, Wood
Appliances Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Range, Microwave, Oven, Refrigerator, Washer
Laundry Electric Dryer Hookup

Exterior

Exterior Features Covered Patio, Deck, Fence, Sprinkler Irrigation, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1584
Lot Size Source Appraiser
Lot Features Cleared

Location

County Harris
MLS Area Major 25
MLS Area Minor Bear Creek South
Subdivision Estates Highland Creek 04
Road Surface Concrete
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $590
HOA Fee Frequency Annually
HOA Name Yes / ESTATE OF HIGHLAND CREEK
Amenities Playground, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $4,595 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.44%
Parcel # 122-202-001-0043
Legal Description LT 43 BLK 1 ESTATES OF HIGHLAND CREEK SEC 4
Listing Terms Cash, Conventional, FHA, Texas Vet, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 4

Kitchen 16x16
Living Room 12x12
Dining Room 12x12
Porch 20x16

Second level · 6

Primary Bedroom 19x14
Bedroom 13x12
Bedroom 12x12
Bedroom 13x11
Game Room 20x12
Primary Bathroom 12x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5170 Resolved MUD jurisdiction Harris County MUD 157 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.5400
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32064088373 Filed underHarris County Municipal Utility District #157 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,298
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,915 Property tax$383 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,298
Yearly HOA fee $590

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3577%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.52%
→ stable
School
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.46%
→ stable

HOA & Community

§ 05
● HOA details
$590
ANNUALLY
Association nameYes / ESTATE OF HIGHLAND CREEK Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.3mi
Dinner Creek Park · 0.5mi
· 0.4mi
restaurant
JLB Eatery · 0.4mi
Star Wok Asian Bistro · 0.4mi
Adrian's Mexican Street Food · 0.4mi
grocery
Fiesta Mart · 0.4mi
Timewise · 0.5mi
Valero · 0.6mi
post_office
RapiCarga Travel Envios a Cuba · 0.5mi
Postal Plus Copy Center · 2.1mi
Postal Plus Copy Center · 4.3mi
daycare
Texas Kids Childcare · 0.6mi
Lycee Montessori School - Cypress · 2.0mi
Little Bo Peep · 2.1mi
place_of_worship
RCCG Fellowship Parish · 0.6mi
· 1.3mi
· 1.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $129/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Estates Highland Creek 04
TIER: SUBDIVISION
Subdivision name (MLS)Estates Highland Creek 04 City · ZIPKaty · 77449 CountyHarris Listings in subdivision32 Active now1 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2000s 1

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 12
· Katy
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542106 · ACS 2023
Median HH income
$82,560
ACS 2023
Median home value
$220,600
Census self-report
Owner-occupied
76%
2,899 housing units
Bachelor's+
25%
Adults 25+
Median age
35.5
Population 8,517
Work from home
9%
of commuters
Commute 45min+
25%
of commuters
Below poverty
7.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20051 Cresent Creek Drive, Katy, TX 77449
Harris County · 29.87°N, 95.72°W
park
0.3 mi · 6 within 2 mi
restaurant
Star Wok Asian Bistro
0.4 mi · 5 within 2 mi
grocery
Fiesta Mart
0.4 mi · 2 within 2 mi
post_office
RapiCarga Travel Envios a Cuba
0.5 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 30, 2026 Listed $319,000 Jackeline Barrow
Dec 31, 2001 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jackeline Barrow · REALM Real Estate Professionals - West Houston
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 2, 2026.
MLS# 94908692 · LIST DATE: May 30, 2026 · PARCEL: 122-202-001-0043
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 1:09 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity