Homes for Sale/Harris County/Katy/Cross Crk Sec 02
Active MLS #17118721 · 33 days on market

20106 Lakespire Drive

Katy, TX 77449
Subdivision  ·  Cross Crk Sec 02
List Price
$299,900
$108/SF · 16.3% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,780
Built
2006
Lot
0.15 ac
Garage
2-car
County
Harris
Tax Rate
2.38%

Schools

§ 03
District
Elementary DURYEA EL C
Middle HOPPER MIDDLE C
High CYPRESS SPRINGS H S CCMR 65% · Grad 90% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome home! Gorgeous home with 4 bedrooms and 2.5 bathrooms in great location with easy access to I-10, Hwy 6, Grand Parkway and 290. Home has a nice open floor plan with high ceilings, formal dining room with wood floors, spacious kitchen with breakfast bar, lots of cabinets for storage, primary suite with sitting area, double sinks, garden tub, separate shower & walk in closet. Huge game room upstairs with 3 more large secondary bedrooms. No back neighbors. Schedule your showing appointment today!

Features

§ 02

Interior

  • Double Vanity
  • High Ceilings
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Window Treatments
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Microwave
  • Tile
  • Vinyl
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup

Exterior & lot

  • Fully Fenced
  • Private Yard
  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern
Year Built 2006
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,780 sq ft
Living Area Source Appraiser
Building Area Total 2,780 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 9

Interior

Interior Features Double Vanity, High Ceilings, Main Level Primary, Pantry, Separate Shower, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring Tile, Vinyl
Appliances Dishwasher, Disposal, Microwave
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings

Exterior

Exterior Features Fully Fenced, Private Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1459
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Bear Creek South
Subdivision Cross Crk Sec 02
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $590
HOA Fee Frequency Annually
HOA Name Inframark

Taxes, Terms & Disclosures

Tax Annual Amount $7,134 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.38%
Parcel # 126-076-004-0009
Legal Description LT 9 BLK 4 CROSS CREEK SEC 2
Lease Considered Yes
Disclosures Seller Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 5

Primary Bedroom 19x12
Breakfast Room Nook 15x9
Living Room 20x15
Kitchen 14x11
Dining Room 13x11

Second level · 4

Bedroom 17x13
Bedroom 14x11
Bedroom 11x12
Game Room 14x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5170 Resolved MUD jurisdiction Harris County MUD 157 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.5400
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32064088373 Filed underHarris County Municipal Utility District #157 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,395
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,801 Property tax$594 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,395
Yearly HOA fee $590

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3577%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.52%
→ stable
School
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.46%
→ stable

HOA & Community

§ 05
● HOA details
$590
ANNUALLY
Association nameInframark Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.1mi
· 0.4mi
Eagle Ranch West Pocket Park · 1.3mi
restaurant
Star Wok Asian Bistro · 0.2mi
JLB Eatery · 0.2mi
Adrian's Mexican Street Food · 0.2mi
grocery
Fiesta Mart · 0.2mi
Timewise · 0.3mi
Valero · 0.4mi
daycare
Texas Kids Childcare · 0.3mi
Lycee Montessori School - Cypress · 1.7mi
Little Bo Peep · 2.1mi
place_of_worship
RCCG Fellowship Parish · 0.3mi
· 1.4mi
· 1.4mi
gas_station
Valero · 0.3mi
Shell · 0.4mi
Shell · 0.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $129/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cross Crk Sec 02
TIER: SUBDIVISION
Subdivision name (MLS)Cross Crk Sec 02 City · ZIPKaty · 77449 CountyHarris Listings in subdivision46 Active now2 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2005s 2

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 8
Distance
1.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542106 · ACS 2023
Median HH income
$82,560
ACS 2023
Median home value
$220,600
Census self-report
Owner-occupied
76%
2,899 housing units
Bachelor's+
25%
Adults 25+
Median age
35.5
Population 8,517
Work from home
9%
of commuters
Commute 45min+
25%
of commuters
Below poverty
7.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20106 Lakespire Drive, Katy, TX 77449
Harris County · 29.88°N, 95.72°W
park
0.1 mi · 5 within 2 mi
restaurant
Star Wok Asian Bistro
0.2 mi · 6 within 2 mi
grocery
Fiesta Mart
0.2 mi · 3 within 2 mi
daycare
Texas Kids Childcare
0.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 21, 2026 Listed $299,900 Huy Phan
Dec 31, 2005 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Huy Phan · Texas Signature Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 22, 2026.
MLS# 17118721 · LIST DATE: Aug 21, 2026 · PARCEL: 126-076-004-0009
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity