Homes for Sale/Harris County/Katy/Cinco Ranch/Cinco Ranch N Lake Village Sec
Active MLS #93535326 · 123 days on market

2015 Inscho Lane

Katy, TX 77450
Subdivision  ·  Cinco Ranch N Lake Village Sec
List Price
$725,000
$177/SF
Beds
5
Baths
4
Sq Ft
4,090
Built
1997
Lot
0.21 ac
Garage
2-car
County
Harris
Tax Rate
1.46%

Schools

§ 03
District
Elementary JAMES E WILLIAMS EL A
Middle RODGER & ELLEN BECK J H A
High CINCO RANCH H S CCMR 87% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautifully remodeled & move-in ready, this stunning home offers the perfect blend of modern updates & timeless charm in the heart of highly sought-after Cinco Ranch. Recent renovations showcase updated flooring, paint, stylish lighting/fixtures & beautifully resfreshed kitchen and bathrooms. The open concept floorplan boasts generous living areas, soaring ceilings and natural light. The oversized primary suite provides a relaxing retreat with a spa-inspired bath & ample closet. Upstairs features a huge gameroom and large secondary bedrooms. This spacious home is inviting for a & entertaining! Step outside to enjoy a tranquil waterfall pond & beautiful landscaping. Additional highlights include a porte-cochere leading to the garage with built-in shelving for neat storage. Situated in a quiet, established neighborhood zoned to acclaimed KISD schools & convenient access to shopping, dining & commuter routes. Community offers golf & many recreational activities.

Features

§ 02

Interior

  • Crown Molding
  • High Ceilings
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Microwave
  • Plank
  • Tile
  • Vinyl
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Fence
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Porte Cochere
  • Association

Community

  • Clubhouse
  • Golf Course
  • Picnic Area
  • Playground
  • Pickleball
  • Pool
  • Tennis Courts
  • Trails
  • Guard
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1997
Year Built Source Owner
New Construction No

Building

Stories 2
Levels Two
Living Area 4,090 sq ft
Living Area Source Owner
Building Area Total 4,090 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 10
Fireplaces 1
Fireplace Features Wood Burning

Interior

Interior Features Crown Molding, High Ceilings
Flooring Plank, Tile, Vinyl
Appliances Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave
Security Smoke Detectors

Exterior

Exterior Features Fence
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Porte Cochere

Lot

Lot Size (acres) 0.2066
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 36
MLS Area Minor Katy - Southeast
Subdivision Cinco Ranch N Lake Village Sec
Road Surface Concrete
Postal Code 77450

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,450
HOA Fee Frequency Annually
HOA Name Cinco Ranch
Fee Includes Common Areas, Recreation Facilities
Amenities Clubhouse, Golf Course, Picnic Area, Playground, Pickleball, Pool, Tennis Courts, Trails, Guard

Taxes, Terms & Disclosures

Tax Annual Amount $10,589 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.46%
Parcel # 118-863-003-0003
Legal Description LT 3 BLK 3 CINCO RANCH N LAKE VLG SEC 11
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 5

Primary Bedroom 14 x 23
Dining Room 12 x 14
Breakfast Room Nook 13 x 10
Family Room 17 x 21
Office —

Second level · 5

Bedroom 14 x 12
Bedroom 11 x 12
Bedroom 12 x 14
Bedroom 13 x 15
Game Room 14 x 19

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.2325
TOTAL TAX RATE · PER $100 ASSESSED · 2025
JurisdictionCornerstones MUD CountyHarris TCEQ District ID2404375 Bonded indebtedness$22,545,000 Current year rate0.2325 FetchedApr 25, 2026
● Fresh (current tax year)
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.2325 Resolved MUD jurisdiction Cornerstones MUD Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$5,235
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,353 Property tax$882 Homeowners insuranceTBD
Subtotal (P&I + Tax) $5,235
Yearly HOA fee $1,450

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history
2.0785%
ALL 8 TAXING DISTRICTS · 2025 BILL
20212022202320242025
MUD
0.23%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable
YearM&OI&STotal MUD rate
2021 0.1600 0.1400 0.3000
2022 0.1475 0.1300 0.2775
2023 0.1475 0.1100 0.2575
2024 0.1925 0.0500 0.2425
2024 0.1925 0.0500 0.2425
2025 0.2325 0.0000 0.2325
2025 0.2325 0.0000 0.2325

HOA & Community

§ 05
● HOA details
$1,450
ANNUALLY
Association nameCinco Ranch Management co.— Website— Phone— Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
park
· 0.3mi
Greenway Village Park · 0.4mi
· 0.3mi
place_of_worship
New Vision Baptist Church · 0.3mi
Cornerstone Evangelical Presbyterian Church · 0.7mi
The Church Fellowship - Cinco Ranch · 0.7mi
restaurant
Sushi 9 · 0.4mi
Astor Farm & Table · 0.5mi
Kim's Tea House · 0.7mi
pharmacy
CVS Pharmacy · 0.5mi
H-E-B Pharmacy · 0.5mi
Walgreens · 1.2mi
grocery
H-E-B · 0.5mi
ALDI · 0.5mi
Katy Supermarket · 0.7mi
post_office
United States Post Office · 0.5mi
Metabox Cinco Ranch · 2.4mi
The UPS Store · 1.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
Consolidated Communications
100 / 10 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cinco Ranch
TIER: NEIGHBORHOOD
Subdivision name (MLS)Cinco Ranch N Lake Village Sec City · ZIPKaty · 77450 CountyHarris Listings in subdivision190 Active now5 Sold (last 12 mo)5 Curated amenities60
● Year-built distribution
1995s 5

Fire Protection

§ 11
Nearest station
West I - 10 Volunteer Fire Department Station 3
· Katy
Distance
1.3 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201455000 · ACS 2023
Median HH income
$76,250
ACS 2023
Median home value
$446,300
Census self-report
Owner-occupied
61%
1,131 housing units
Bachelor's+
54%
Adults 25+
Median age
35.8
Population 3,592
Work from home
17%
of commuters
Commute 45min+
10%
of commuters
Below poverty
28.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
2015 Inscho Lane, Katy, TX 77450
Harris County · 29.75°N, 95.76°W
park
—
0.3 mi · 6 within 2 mi
place_of_worship
New Vision Baptist Church
0.3 mi · 2 within 2 mi
restaurant
Sushi 9
0.4 mi · 3 within 2 mi
pharmacy
CVS Pharmacy
0.5 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 23, 2026 Listed $725,000 Danielle Nguyen
Dec 31, 1996 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Danielle Nguyen · 5th Stream Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 24, 2026.
MLS# 93535326 · LIST DATE: May 23, 2026 · PARCEL: 118-863-003-0003
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity