Homes for Sale/Harris County/Houston/Rio Villa Sec 04
Active MLS #21109274 · 79 days on market

20215 Rio Villa Drive

Houston, TX 77049
Subdivision  ·  Rio Villa Sec 04
List Price
$299,000
$124/SF
Beds
3
Baths
3
Sq Ft
2,408
Built
1980
Lot
0.22 ac
Garage
0-car
County
Harris
Tax Rate
2.15%

Schools

§ 03
District
Elementary SHELDON EL B
Middle MICHAEL R NULL MIDDLE C
High C E KING H S CCMR 82% · Grad 93% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Tucked above the San Jacinto River, this elevated retreat trades the ordinary for something rarer: water views from nearly every room, soaring vaulted ceilings with exposed beams, a warm cedar accent wall, and a sculptural spiral staircase rising to a light-filled loft. The open-concept main level flows effortlessly onto multi-level decks that reach toward the water, built for morning coffee, sunset, and everything in between. Recently refreshed with a new roof and freshly painted exterior, the home lives clean and turnkey, while its elevated construction speaks directly to the river setting. From here, the water is your front door: boat to Kemah, Galveston, and Lake Charles without ever loading a trailer. A standout as a private getaway or investment, this is San Jacinto waterfront with genuine Gulf access.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Gas
  • Cool: Window Units

Exterior & lot

  • Subdivision
  • Views
  • Waterfront
  • Roof: Composition

Community

  • Boat Ramp
  • River
  • Water
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 1980
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,408 sq ft
Living Area Source Appraiser
Building Area Total 2,408 sq ft
Construction Other
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 5

Exterior

Pool Private No
Waterfront Yes
Waterfront Features Bulkhead, River Front, Waterfront
View Yes
View Type River, Water

Parking & Garage

Garage Spaces 0

Lot

Lot Size (acres) 0.2245
Lot Size Source Appraiser
Lot Features Subdivision, Views, Waterfront

Location

County Harris
MLS Area Major 2
MLS Area Minor North Channel
Subdivision Rio Villa Sec 04
Postal Code 77049

Utilities

Heating Central, Gas
Cooling Window Units
Water Source Public

HOA / Association

HOA Yes
HOA Fee $115
HOA Fee Frequency Annually
HOA Name Rio Villa
Amenities Boat Ramp

Taxes, Terms & Disclosures

Tax Annual Amount $6,443 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.15%
Parcel # 101-246-000-0129
Legal Description LT 129 BLK 1 RIO VILLA SEC 4
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Other, Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 4

Bedroom 12x13
Primary Bedroom 12x14
Living Room 23x22
Kitchen 12x15

Second level · 1

Bedroom 10x16

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,332
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,795 Property tax$537 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,332
Yearly HOA fee $115

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1529%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.26%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
$115
ANNUALLY
Association nameRio Villa Management co. Website Phone Cert on filepending
● Community amenities
park
Allison R Peirce Jr Wetlands - Nature Sanctuary · 0.6mi
Highlands Community Center · 0.7mi
Stratford Park · 0.8mi
library
Stratford Branch Library · 0.8mi
North Channel Branch Library · 5.3mi
Crosby Edith Fae Cook Cole Branch Library · 6.3mi
place_of_worship
Highlands Baptist Church · 0.9mi
Highlands United Methodist Church Fellowship Hall · 1.0mi
First Assembly of God Church · 1.0mi
grocery
Food Town · 1.1mi
PitStop Express · 1.3mi
7-Eleven · 1.2mi
restaurant
Jack in the Box · 1.1mi
Wingstop · 1.3mi
Donut Palace · 1.1mi
gas_station
PitStop Express · 1.3mi
PitStop Express · 1.4mi
Texaco · 1.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48201C BASE FLOOD ELEV. 17.0 FT SFHA YES SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Rio Villa Sec 04
TIER: SUBDIVISION
Subdivision name (MLS)Rio Villa Sec 04 City · ZIPHouston · 77049 CountyHarris Listings in subdivision27 Active now1 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
1980s 1

Fire Protection

§ 11
Nearest station
Highlands Volunteer Fire Department Station 1
Distance
1.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201252602 · ACS 2023
Median HH income
$43,734
ACS 2023
Median home value
$145,900
Census self-report
Owner-occupied
68%
1,159 housing units
Bachelor's+
3%
Adults 25+
Median age
25.4
Population 4,096
Work from home
of commuters
Commute 45min+
12%
of commuters
Below poverty
19.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20215 Rio Villa Drive, Houston, TX 77049
Harris County · 29.83°N, 95.07°W
park
Allison R Peirce Jr Wetlands - Nature Sanctuary
0.6 mi · 3 within 2 mi
library
Stratford Branch Library
0.8 mi · 1 within 2 mi
place_of_worship
Highlands Baptist Church
0.9 mi · 5 within 2 mi
grocery
Food Town
1.1 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 6, 2026 Listed $299,000 Jeannette Pena
Dec 31, 1979 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jeannette Pena · JLA Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 12, 2026.
MLS# 21109274 · LIST DATE: Jul 6, 2026 · PARCEL: 101-246-000-0129
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity