Schools

§ 03

District

Elementary	BARRETT EL	B
Middle	CROSBY MIDDLE	C
High	CROSBY H S CCMR 84% · Grad 98%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to peaceful country living on 1.19 acres! This spacious manufactured home offers plenty of room to enjoy both inside and out, with a large front porch, updated interior, fresh exterior paint, and a peaceful setting with room to spread out. The home features updated flooring, bathrooms, and kitchen, along with a concrete addition for added functionality. A storage shed provides additional space for tools, equipment, or outdoor belongings. With its generous lot, comfortable interior, and thoughtful updates, this property offers the space and privacy of country living with modern touches already in place.

Features

§ 02

Interior

Dishwasher
Heat: Central
Heat: Electric
Cool: Central Air
Cool: Electric

Exterior & lot

Cleared
Roof: Composition
Foundation: Block

Community

Style: Traditional
Style: Manufactured Home

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Manufactured Home
Sub Type Additional	Manufactured Home
Architectural Style	Traditional, Manufactured Home
Year Built	1998
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,344 sq ft
Living Area Source	Appraiser
Building Area Total	1,344 sq ft
Foundation	Block
Construction	Vinyl Siding
Roof	Composition

Rooms & Baths

Bedrooms	3
Bathrooms (total)	2
Bathrooms Full	2
Bathrooms Half	0
Rooms Total	4

Interior

Appliances

Dishwasher

Exterior

Pool Private

No

Parking & Garage

Garage Spaces

0

Lot

Lot Size (acres)	1.1944
Lot Size Source	Appraiser
Lot Features	Cleared

Location

County	Harris
MLS Area Major	1
MLS Area Minor	Crosby Area
Subdivision	Spindletop Ranchettes Tr 38
Postal Code	77532

Utilities

Heating	Central, Electric
Cooling	Central Air, Electric
Sewer	Septic Tank

HOA / Association

HOA	Yes
HOA Fee	$40
HOA Fee Frequency	Annually
HOA Name	Spindle Top Rachettes HOA

Taxes, Terms & Disclosures

Tax Annual Amount	$2,083 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	0.93%
Parcel #	130-354-000-0001
Legal Description	LT 1 SPINDLE TOP RANCHETTES R/P
Listing Terms	Cash, Conventional, Va Loan
Lease Considered	No

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 4

Living Room	16X16
Bedroom	11X9
Primary Bedroom	X
Bedroom	X

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,525

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,351 Property tax$174 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,525

Yearly HOA fee $40

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.9291%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.22%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.32%

→ stable

HOA & Community

§ 05

● HOA details

$40

ANNUALLY

Association nameSpindle Top Rachettes HOA Management co.— Website— Phone— Cert on filepending

● Community amenities

gas_station

Chevron · 2.5mi

grocery

Fuel Maxx · 2.5mi

pharmacy

Tayco Farms · 5.4mi

hospital

Patients Emergency Room · 11.6mi

hospital_er

Patients Emergency Room · 11.6mi

urgent_care

AFC Urgent Care · 15.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

7,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Frontier

7,000 / 7,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

GSO Satellite

Viasat Inc

100 / 3 Mbps

+ 3 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

65 days/yr above 95°F

Plus 11 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

No comps within 0.5 mi in the last 90 daysExpand the search radius via the "Full report" CTA.

Subdivision & Master Plan

§ 10

● Master plan

Spindletop Ranchettes Tr 38

TIER: SUBDIVISION

Subdivision name (MLS)Spindletop Ranchettes Tr 38 City · ZIPCrosby · 77532 CountyHarris Listings in subdivision1 Active now1 Sold (last 12 mo)0 Curated amenities6

● Year-built distribution

1995s 1

Fire Protection

§ 11

Nearest station

Crosby Volunteer Fire Department Station 84

· Crosby

Distance

1.7 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201251800 · ACS 2023

Median HH income

$76,563

ACS 2023

Median home value

$230,700

Census self-report

Owner-occupied

95%

621 housing units

Bachelor's+

16%

Adults 25+

Median age

44.2

Population 1,731

Work from home

12%

of commuters

Commute 45min+

8%

of commuters

Below poverty

9.3%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

20220 Plaza Circle, Crosby, TX 77532

Harris County · 29.97°N, 95.00°W

No curated amenities within 2 mi yet.

Interactive map coming in v0.2 — currently showing schematic placement.