Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This duplex offers the kind of flexibility that’s hard to find in Galveston! Each unit features 2 bedrooms and 2 bathrooms, creating a comfortable layout for both full time living and rental potential. Whether you choose to live in one side and rent the other or lease both units. Positioned in a prime location, you’re less than a half mile from the beach and just minutes from local restaurants, shopping, and everything that makes Galveston so special for both residents and visitors. A solid option for anyone looking to get into the Galveston market with income potential built in. New AC in downstairs unit 8/2026

Features

§ 02

Interior

Balcony
Heat: Central
Heat: Electric
Heat: Gas
Cool: Central Air
Cool: Electric

Exterior & lot

Patio
Roof: Composition

Community

Not provided

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential Income
Property Sub Type	Duplex
Sub Type Additional	Duplex
Year Built	1900
Year Built Source	Owner
New Construction	No

Building

Stories	2
Levels	Two
Living Area	1,784 sq ft
Living Area Source	Appraiser
Building Area Total	1,784 sq ft
Roof	Composition

Rooms & Baths

Bedrooms	2
Bathrooms (total)	2
Bathrooms Full	2

Interior

Interior Features

Balcony

Exterior

Patio / Porch

Patio

Lot

Lot Size (sq ft)	1,733
Lot Size Source	Appraiser

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	East End
Subdivision	Bader Sub Unrec
Postal Code	77550

Utilities

Heating	Central, Electric, Gas
Cooling	Central Air, Electric

Taxes, Terms & Disclosures

Tax Annual Amount	$5,983
Tax Year	2025
Tax Rate (est.)	1.66%
Parcel #	1307-0000-0004-000
Legal Description	ABST 628 M MENARD SUR LOT D BADER SUB
Listing Terms	Cash, Conventional, FHA, Investor Financing, Va Loan

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,661

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,162 Property tax$499 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,661

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.7190%

ALL 6 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.55%

→ stable

HOA & Community

§ 05

No HOA on recordIf this is an HOA property, details are not yet loaded. Full cert available on request.

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

A

FEMA Zone

Zone AE · Special Flood Hazard Area

1% annual chance of flooding (100-year floodplain). Flood insurance typically required.

PANEL 48167C BASE FLOOD ELEV. 11.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

8 comparable sales nearby · sold median $233/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Bader Sub Unrec

TIER: SUBDIVISION

Subdivision name (MLS)Bader Sub Unrec City · ZIPGalveston · 77550 CountyGalveston Listings in subdivision4 Active now1 Sold (last 12 mo)0 Curated amenities0

● Year-built distribution

No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11

Nearest station

Galveston Fire Department Station 1

· Galveston

Distance

0.6 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167724400 · ACS 2023

Median HH income

$53,973

ACS 2023

Median home value

$302,700

Census self-report

Owner-occupied

35%

2,218 housing units

Bachelor's+

33%

Adults 25+

Median age

48.6

Population 3,398

Work from home

31%

of commuters

Commute 45min+

18%

of commuters

Below poverty

18.3%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

2024 Ursuline Street, Galveston, TX 77550

Galveston County · 29.30°N, 94.79°W

No curated amenities within 2 mi yet.

Interactive map coming in v0.2 — currently showing schematic placement.