Homes for Sale/Harris County/Cypress/Cypress Crk Lakes Sec 23
Active MLS #16927234 · 8 days on market

20302 Monica Joyce Ln Lane

Cypress, TX 77433
Subdivision  ·  Cypress Crk Lakes Sec 23
List Price
$635,000
$191/SF · 7.6% above neighborhood median
Beds
4
Baths
4
Sq Ft
3,325
Built
2018
Lot
0.19 ac
Garage
3-car
County
Harris
Tax Rate
1.99%

Schools

§ 03
District
Elementary WARNER EL A
Middle SMITH MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Absolutely stunning, spacious, and meticulously-maintained 4bd/3.5ba/3-car-garage-home in the highly-desirable Cypress Creek Lakes community! Zoned to TOP-RANKED schools for ALL grade-levels, K-12. Very clean, light, and tastefully neutral palette, with new lighting & fixtures just installed throughout. GREAT FLOORPLAN with TWO bedrooms (incl. Primary suite) on the 1st floor, both with full en-suite baths. Formal dining and office/flex space off the grand foyer. 20' ceilings in the foyer and living room fill the home beautifully with natural light. Upstairs feat. 10' ceilings, a massive gameroom, media room, and 2 LARGE bedrms - each bdrm with its own en-suite sink/vanity leading to a shared full-bath. Powder ba & spacious Laundry conveniently located on the 1st floor. Tons of storage in the oversize 3-car tandem garage, under-stairs closet, and walk-in attics. Truly an incredible home in an amenity-rich master-planned community, zoned to top-ranked Cy-Fair schools!

Features

§ 02

Interior

  • Breakfast Bar
  • Bedroom On Main Level
  • Crown Molding
  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • Full Bath On Main Level
  • Granite Counters
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pots And Pan Drawers
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Two Bedrooms Up

Exterior & lot

  • Covered Patio
  • Deck
  • Fully Fenced
  • Fence
  • Paved Driveway
  • Porch
  • Patio
  • Private Yard
  • Tennis Courts
  • Subdivision
  • Backs To Greenbelt Park
  • Pond On Lot
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Basketball Court
  • Clubhouse
  • Sport Court
  • Fitness Center
  • Lake Or Pond
  • Meeting Banquet Party Room
  • Party Room
  • Picnic Area
  • Playground
  • Park
  • Pool
  • Tennis Courts
  • Trails
  • Prewired
  • Smoke Detectors
  • Style: Contemporary Modern
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern, Traditional
Year Built 2018
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,325 sq ft
Living Area Source Appraiser
Building Area Total 3,325 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 5
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 11
Fireplaces 1
Fireplace Features Gas, Gas Log

Interior

Interior Features Breakfast Bar, Bedroom On Main Level, Crown Molding, Double Vanity, Entrance Foyer, En Suite Bathroom, Full Bath On Main Level, Granite Counters, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pots And Pan Drawers, Pantry, Soaking Tub, Separate Shower, Two Bedrooms Up, Two Bedrooms Down, Tub Shower, Vanity
Flooring Carpet, Engineered Hardwood, Tile
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Ice Maker, Microwave, Oven, Energy Star Qualified Appliances
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Prewired, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Deck, Fully Fenced, Fence, Paved Driveway, Porch, Patio, Private Yard, Tennis Courts
Patio / Porch Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage, Oversized, Tandem

Lot

Lot Size (acres) 0.1860
Lot Size Source Appraiser
Lot Features Subdivision, Backs To Greenbelt Park, Pond On Lot
Direction Faces Southwest

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Cypress Crk Lakes Sec 23
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Appliances, Hvac, Insulation, Lighting, Other, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $1,250
HOA Fee Frequency Annually
HOA Name Crest Management
Fee Includes Clubhouse, Recreation Facilities
Amenities Basketball Court, Clubhouse, Sport Court, Fitness Center, Lake Or Pond, Meeting Banquet Party Room, Party Room, Picnic Area, Playground, Park, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $12,633 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.99%
Parcel # 137-157-001-0028
Legal Description LT 28 BLK 1 CYPRESS CREEK LAKES SEC 23
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 7

Primary Bedroom 18 x 14
Bedroom 11 x 12
Kitchen 18 x 13
Dining Room 14 x 12
Office 13 x 11
Family Room
Breakfast Room Nook 11 x 12

Second level · 4

Game Room 19 x 14
Media Room 16 x 12
Bedroom 14 x 13
Bedroom 15 x 12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.8475
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 433 CountyHarris TCEQ District ID3737173 Bonded indebtedness$200,000,000 Current year rate FetchedApr 23, 2026
● Rate not extracted
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8475 Resolved MUD jurisdiction Harris County MUD 433 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,866
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,813 Property tax$1,053 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,866
Yearly HOA fee $1,250

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.6882%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.85%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$1,250
ANNUALLY
Association nameCrest Management Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · RecreationFacilities
● Community amenities
park
· 0.2mi
· 0.2mi
· 0.2mi
gym
Life Time · 0.4mi
· 0.8mi
· 1.1mi
pharmacy
H-E-B Pharmacy · 0.5mi
CVS Pharmacy · 0.6mi
CVS Pharmacy · 2.6mi
urgent_care
Right Choice Urgent Care - Cypress · 0.5mi
AFC Urgent Care Bridgeland · 0.7mi
Next Level Urgent Care - Cypress · 2.1mi
grocery
H-E-B · 0.5mi
· 0.7mi
Walmart Supercenter · 1.5mi
restaurant
Great American Cookies · 0.6mi
Wendy's · 0.5mi
Local Table · 0.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $177/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cypress Crk Lakes Sec 23
TIER: SUBDIVISION
Subdivision name (MLS)Cypress Crk Lakes Sec 23 City · ZIPCypress · 77433 CountyHarris Listings in subdivision16 Active now1 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2015s 1

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 13
· Cypress
Distance
0.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543007 · ACS 2023
Median HH income
$172,894
ACS 2023
Median home value
$460,100
Census self-report
Owner-occupied
84%
6,609 housing units
Bachelor's+
61%
Adults 25+
Median age
34.8
Population 22,581
Work from home
47%
of commuters
Commute 45min+
11%
of commuters
Below poverty
3.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20302 Monica Joyce Ln Lane, Cypress, TX 77433
Harris County · 29.93°N, 95.72°W
park
0.2 mi · 5 within 2 mi
gym
Life Time
0.4 mi · 2 within 2 mi
pharmacy
H-E-B Pharmacy
0.5 mi · 2 within 2 mi
urgent_care
Right Choice Urgent Care - Cypress
0.5 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 15, 2026 Listed $635,000 Marianne VanderLinden
Dec 31, 2017 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Marianne VanderLinden · Blair Realty Group
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 19, 2026.
MLS# 16927234 · LIST DATE: Sep 15, 2026 · PARCEL: 137-157-001-0028
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity