Homes for Sale/Harris County/Cypress/FAIRFIELD
Active MLS #78305484 · 1 days on market

20323 Lone Star Oak Street

Cypress, TX 77433
Subdivision  ·  FAIRFIELD
List Price
$335,000
$173/SF
Beds
3
Baths
3
Sq Ft
1,938
Built
1991
Lot
8,203 sf
Garage
2-car
County
Harris
Tax Rate
1.38%

Schools

§ 03
District
Elementary AULT EL A
Middle SALYARDS MIDDLE A
High BRIDGELAND H S CCMR 86% · Grad 98% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Updated two-story brick home on a corner lot in the master-planned community of Fairfield, featuring a 2023 roof, no carpet, and an updated kitchen. This three-bedroom, two-and-a-half-bath home offers a functional layout with a generous laundry room. Wood-look laminate flooring flows throughout the home, leading to a formal dining room with a statement chandelier and a flex room beyond that works well as a study or home office. The kitchen offers quartz countertops, stainless appliances, matte black hardware, and a center island under glass pendant lights, with a breakfast area open to the family room and fireplace. The primary suite has a raised ceiling and a spa-style bath with a frameless glass walk-in shower, pebble-tile floor and niche, soaker tub, and walk-in closet. Out back, the fenced backyard includes a paver patio and plenty of open lawn. Zoned to highly rated Cypress-Fairbanks ISD schools, with Fairfield community amenities and quick access to shopping, dining, and Hwy 290.

Features

§ 02

Interior

  • All Bedrooms Up
  • Bath In Primary Bedroom
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Laminate
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Fence
  • Sprinkler Irrigation
  • Private Yard
  • Corner Lot
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Basketball Court
  • Clubhouse
  • Dog Park
  • Fitness Center
  • Playground
  • Pool
  • Tennis Courts
  • Trails
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1991
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,938 sq ft
Living Area Source Appraiser
Building Area Total 1,938 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 6
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features All Bedrooms Up, Bath In Primary Bedroom, Ceiling Fans, Programmable Thermostat
Flooring Laminate
Appliances Dishwasher, Gas Cooktop, Disposal, Microwave

Exterior

Exterior Features Fence, Sprinkler Irrigation, Private Yard
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 8,203
Lot Size (acres) 0.1883
Lot Size Source Appraiser
Lot Features Corner Lot, Subdivision

Location

County Harris
MLS Area Major 35
MLS Area Minor Cypress North
Subdivision FAIRFIELD
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $950
HOA Fee Frequency SemiAnnually
HOA Name Fairfield Village Community
Fee Includes Clubhouse, Recreation Facilities
Amenities Basketball Court, Clubhouse, Dog Park, Fitness Center, Playground, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $4,618 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.38%
Parcel # 117-113-002-0018
Legal Description LT 18 BLK 2 FAIRFIELD INWOOD PARK SEC 3
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Exclusions Disclosure, Municipal Utility District Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 3

Family Room 16x15
Dining Room 12x10
Bonus Room 14x11

Second level · 3

Primary Bedroom 16x13
Bedroom 13x12
Bedroom 10x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.3450
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 322 CountyHarris TCEQ District ID3737840 Bonded indebtedness$19,500,000 Current year rate— FetchedApr 23, 2026
● Rate not extracted
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.4435 Resolved MUD jurisdiction Harris County MUD 322 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,397
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,012 Property tax$385 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,397
Yearly HOA fee $950

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2842%
ALL 10 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
—
→ stable
School
1.07%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.84%
→ stable

HOA & Community

§ 05
● HOA details
$950
SEMIANNUALLY
Association nameFairfield Village Community Management co.C.I.A. Services Websitevisit Phone(713) 981-9000 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
Clubhouse · RecreationFacilities
● Community amenities
park
Shady Meadows Park · 0.1mi
· 0.2mi
Heights Park · 0.2mi
place_of_worship
El Salvador Assembly of God Church · 0.2mi
Fairfield Baptist Church · 0.5mi
· 0.7mi
daycare
Fairfield Athletic Club · 0.3mi
Fairfield Athletic Club · 1.3mi
Calvary Christian Academy · 2.2mi
pharmacy
Walgreens · 0.4mi
H-E-B Pharmacy · 1.0mi
H-E-B Pharmacy · 1.2mi
hospital
Memorial Hermann Cypress Hospital · 0.4mi
HCA Houston ER 24/7 - Texas City · 0.6mi
First Choice Emergency Room · 1.2mi
veterinary
Fairfield Animal Hospital · 0.4mi
The Oaks Veterinary Clinic · 1.4mi
Texas City Animal Hospital · 1.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,200 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Copper
Consolidated Communications
100 / 10 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_LOMC91
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-22.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 26, 2026.

Recent Comparable Sales

§ 09
4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Fairfield
TIER: SUBDIVISION
Subdivision name (MLS)Fairfield City · ZIPCypress · 77433 CountyHarris Listings in subdivision2,751 Active now6 Sold (last 12 mo)14 Curated amenities60
● Year-built distribution
1990s 2 2000s 3 2005s 1

Fire Protection

§ 11
Nearest station
Cy-Fair Volunteer Fire Department Station 7
· Cypress
Distance
0.5 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201555701 · ACS 2023
Median HH income
$124,271
ACS 2023
Median home value
$348,100
Census self-report
Owner-occupied
85%
3,591 housing units
Bachelor's+
46%
Adults 25+
Median age
35.5
Population 11,918
Work from home
16%
of commuters
Commute 45min+
18%
of commuters
Below poverty
2.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20323 Lone Star Oak Street, Cypress, TX 77433
Harris County · 30.00°N, 95.73°W
park
Shady Meadows Park
0.1 mi · 11 within 2 mi
place_of_worship
El Salvador Assembly of God Church
0.2 mi · 4 within 2 mi
daycare
Fairfield Athletic Club
0.3 mi · 1 within 2 mi
pharmacy
Walgreens
0.4 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 25, 2026 Listed $335,000 Jennifer Mestayer
Dec 31, 1990 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jennifer Mestayer · MWM Properties
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 26, 2026.
MLS# 78305484 · LIST DATE: Sep 25, 2026 · PARCEL: 117-113-002-0018
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 26, 2026, 7:40 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity