Schools

§ 03

District

Elementary	OAKLAND EL	B
Middle	JAMES BOWIE MIDDLE	A
High	WILLIAM B TRAVIS H S CCMR 75% · Grad 99%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautifully maintained home at 20515 Fertile Valley Lane, Richmond, Texas 77407, located in a desirable community with convenient access to shopping, dining, major highways, and top-rated schools. This spacious property features an open-concept floor plan with high ceilings, abundant natural light, and modern finishes throughout. The kitchen offers ample cabinetry, generous counter space, and flows seamlessly into the living and dining areas—perfect for everyday living and entertaining. The primary suite provides a comfortable retreat with a spacious bath and walk-in closet, while secondary bedrooms offer flexibility for family, guests, or a home office. Recent improvements include a newer roof for added peace of mind. Call the Aida Younis Team today!

Features

§ 02

Interior

Breakfast Bar
Bidet
Butlers Pantry
Crown Molding
Double Vanity
Entrance Foyer
Granite Counters
High Ceilings
Instant Hot Water
Kitchen Island
Kitchen Family Room Combo
Bath In Primary Bedroom
Main Level Primary
Pots And Pan Drawers
Pantry
Self Closing Cabinet Doors
Self Closing Drawers
Soaking Tub

Exterior & lot

Deck
Fully Fenced
Fence
Sprinkler Irrigation
Porch
Patio
Private Yard
Cul De Sac
Back Yard
Roof: Composition
Foundation: Slab
Attached
Driveway
Garage
Garage Door Opener

Community

Prewired
Smoke Detectors
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2016
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	3,590 sq ft
Living Area Source	Appraiser
Building Area Total	3,590 sq ft
Foundation	Slab
Construction	Brick, Cement Siding, Stone, Stucco
Roof	Composition

Rooms & Baths

Bedrooms	4
Bathrooms (total)	4
Bathrooms Full	3
Bathrooms Half	1
Rooms Total	10
Fireplaces	1

Interior

Interior Features	Breakfast Bar, Bidet, Butlers Pantry, Crown Molding, Double Vanity, Entrance Foyer, Granite Counters, High Ceilings, Instant Hot Water, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pots And Pan Drawers, Pantry, Self Closing Cabinet Doors, Self Closing Drawers, Soaking Tub, Separate Shower, Walk In Closets, Wired For Sound
Flooring	Carpet, Engineered Hardwood, Tile
Appliances	Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Energy Star Qualified Appliances, Instant Hot Water, Water Softener Owned
Laundry	Washer Hookup, Electric Dryer Hookup
Windows	Storm Windows, Window Coverings
Security	Prewired, Smoke Detectors

Exterior

Exterior Features	Deck, Fully Fenced, Fence, Sprinkler Irrigation, Porch, Patio, Private Yard
Patio / Porch	Deck, Patio, Porch
Fencing	Back Yard
Pool Private	No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres)	0.1899
Lot Size Source	Appraiser
Lot Features	Cul De Sac

Location

County	Fort Bend
MLS Area Major	37
MLS Area Minor	Fort Bend County North/Richmond
Subdivision	Fieldstone
Road Surface	Asphalt,Concrete
Postal Code	77407

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer
Energy Efficient	Appliances, Doors, Hvac, Insulation, Thermostat

HOA / Association

HOA	Yes
HOA Fee	$715
HOA Fee Frequency	Annually
HOA Name	Crest management Company

Taxes, Terms & Disclosures

Tax Annual Amount	$13,945 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	2.58%
Parcel #	3104-11-001-0070-907
Legal Description	FIELDSTONE SEC 11, BLOCK 1, LOT 7
Listing Terms	Cash, Conventional, FHA, Va Loan
Lease Considered	No
Disclosures	Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 5

Primary Bedroom	17 x 13
Family Room	19 x 16
Sunroom	13 x 12
Dining Room	12 x 12
Office	12 x 12

Second level · 5

Bedroom	13 x 12
Bedroom	12 x 12
Bedroom	12 x 12
Media Room	21 x 12
Game Room	19 x 14

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

0.9400

TOTAL TAX RATE · PER $100 ASSESSED · 2026

JurisdictionFort Bend County MUD 165 CountyFort Bend TCEQ District ID3079350 Bonded indebtedness— Current year rate— FetchedApr 27, 2026

● Verdict unknown

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.9000 Resolved MUD jurisdiction Fort Bend County MUD 165 Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$4,404

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$3,242 Property tax$1,162 Homeowners insuranceTBD

Subtotal (P&I + Tax) $4,404

Yearly HOA fee $715

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.4189%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

0.90%

→ stable

School

1.06%

→ stable

City

—

→ stable

County

—

→ stable

Other districts

0.46%

→ stable

HOA & Community

§ 05

● HOA details

$715

ANNUALLY

Association nameCrest management Company Management co.Crest Management Websitevisit Phone(281) 945-4615 Cert on filehoa.texas.gov

● Community amenities

park

· 0.3mi
· 0.3mi
Creekside Park · 1.4mi

grocery

7-Eleven · 0.6mi
Kroger Marketplace · 0.6mi
Kroger Marketplace · 0.6mi

restaurant

IL Primo Pizza & Winds · 0.6mi
IL Primo Pizza & Winds · 0.6mi
McDonald's · 0.7mi

gas_station

Shell · 0.7mi
Kroger Fuel Center · 0.7mi

bank

Value Bank Texas · 0.7mi
Wells Fargo Bank · 3.5mi
Wells Fargo Bank · 3.6mi

coffee

Starbucks · 0.8mi
Early Bird Cafe · 1.1mi
Tea Amo · 1.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

8,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Ezee Fiber

8,000 / 8,000 Mbps

● LOW LATENCY

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Fiber to the Premises

Astound Broadband

1,500 / 1,500 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

1,200 / 35 Mbps

● LOW LATENCY

Fiber to the Premises

Windstream Sugar Land, Inc.

1,000 / 1,000 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

+ 6 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48157C SFHA NO SOURCE 48157C_STUDY1

🌡 Heat days >95°F

72 days/yr above 95°F

Plus 24 days above 100°F. NOAA station records, 2016-2025 average.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

7 comparable sales nearby · sold median $149/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Fieldstone

TIER: SUBDIVISION

Subdivision name (MLS)Fieldstone City · ZIPRichmond · 77407 CountyFort Bend Listings in subdivision1,846 Active now13 Sold (last 12 mo)15 Curated amenities60

● Year-built distribution

2005s 2 2010s 3 2015s 8

Fire Protection

§ 11

Nearest station

Northeast Fort Bend Fire Station 3

Distance

1.6 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157672903 · ACS 2023

Median HH income

$97,016

ACS 2023

Median home value

$304,000

Census self-report

Owner-occupied

70%

5,883 housing units

Bachelor's+

49%

Adults 25+

Median age

32.9

Population 18,232

Work from home

22%

of commuters

Commute 45min+

11%

of commuters

Below poverty

5.5%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

20515 Fertile Valley Lane, Richmond, TX 77407

Fort Bend County · 29.68°N, 95.74°W

park

—

0.3 mi · 10 within 2 mi

grocery

7-Eleven

0.6 mi · 5 within 2 mi

restaurant

IL Primo Pizza & Winds

0.6 mi · 3 within 2 mi

gas_station

Shell

0.7 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.