Homes for Sale/Harris County/Katy/Raintree Village Sec 05
Active MLS #31964071 · 49 days on market

20523 Rainstone Court

Katy, TX 77449
Subdivision  ·  Raintree Village Sec 05
List Price
$285,000
$154/SF · 5.9% above neighborhood median
Beds
3
Baths
2
Sq Ft
1,845
Built
2003
Lot
0.16 ac
Garage
2-car
County
Harris
Tax Rate
1.87%

Schools

§ 03
District
Elementary FRANZ EL B
Middle T H MCDONALD J H B
High MORTON RANCH H S CCMR 77% · Grad 92% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this beautifully maintained home in the heart of Katy. Offering 3 bedrooms plus a game room and a spacious layout, this property features an inviting open-concept living area with abundant natural light.

The kitchen flows seamlessly into the dining and living spaces, creating a warm, connected atmosphere. All bedrooms are generously sized, and the oversized game room provides valuable bonus space that can serve as a second living area, media room, office, or playroom.

This home offers an expansive backyard with room for outdoor living, gardening, pets, or future upgrades such as a patio or play set.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Corner Lot
  • Roof: Composition
  • Foundation: Block
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2003
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,845 sq ft
Living Area Source Appraiser
Building Area Total 1,845 sq ft
Foundation Block
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 4
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 4
Fireplaces 1

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1611
Lot Size Source Appraiser
Lot Features Corner Lot

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Raintree Village Sec 05
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $425
HOA Fee Frequency Annually
HOA Name Raintree HOA / KPM Mgmnt

Taxes, Terms & Disclosures

Tax Annual Amount $5,326 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.87%
Parcel # 124-111-003-0039
Legal Description LT 39 BLK 3 RAINTREE VILLAGE SEC 5
Lease Considered No
Disclosures Municipal Utility District Disclosure, Other

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 4

Primary Bedroom 17x12
Bedroom 10x10
Bedroom 10x10
Game Room 15x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.4200 Resolved MUD jurisdiction West Harris County MUD 7 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.4300
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32064087805 Filed underWest Harris County Municipal Utility District #7 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,155
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,711 Property tax$444 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,155
Yearly HOA fee $425

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2660%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.42%
→ stable
School
1.12%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$425
ANNUALLY
Association nameRaintree HOA / KPM Mgmnt Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.1mi
Saums Pocket Park · 1.1mi
· 0.5mi
pharmacy
CVS Pharmacy · 0.7mi
CVS Pharmacy · 0.7mi
Randalls Pharmacy · 0.8mi
restaurant
Schlotzsky's · 0.7mi
Jack in the Box · 0.8mi
Popeyes · 0.8mi
place_of_worship
Saint Edith Stein Catholic Church · 0.7mi
Church of the Nazarene · 0.8mi
Westside Church of the Nazarene · 0.8mi
bank
Bank of America · 0.7mi
Chase Bank · 2.4mi
Prosperity Bank - Fry Road Banking Center · 1.5mi
grocery
Randalls 1772 · 0.9mi
Joe V's Smart Shop · 1.1mi
· 1.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $146/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Raintree Village Sec 05
TIER: SUBDIVISION
Subdivision name (MLS)Raintree Village Sec 05 City · ZIPKaty · 77449 CountyHarris Listings in subdivision120 Active now7 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2000s 4 2005s 3

Fire Protection

§ 11
Nearest station
HCESD 48 Fire Station #5
Distance
0.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542304 · ACS 2023
Median HH income
$94,750
ACS 2023
Median home value
$250,400
Census self-report
Owner-occupied
96%
1,550 housing units
Bachelor's+
26%
Adults 25+
Median age
35.5
Population 5,630
Work from home
20%
of commuters
Commute 45min+
18%
of commuters
Below poverty
6.6%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Agege Market: Royal Bakery and African Kitchen
0.5 mi · 5 within 1.5 mi

Schools

Champion Kids Academy
0.5 mi · 5 within 1.5 mi

Parks

West Harris County MUD #7 Trail
0.2 mi · 5 within 1.5 mi

Restaurants

Skoltz Sports Bar And Grill
0.5 mi · 8 within 1.5 mi

Cafés

Dunkin'
0.6 mi · 5 within 1.5 mi

Gyms

Spartan Fitness Solutions
0.9 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 10, 2026.

Location & Neighborhood

§ 13
● This Home
20523 Rainstone Court, Katy, TX 77449
Harris County · 29.82°N, 95.73°W
park
0.1 mi · 6 within 2 mi
pharmacy
CVS Pharmacy
0.7 mi · 3 within 2 mi
restaurant
Schlotzsky's
0.7 mi · 3 within 2 mi
place_of_worship
Saint Edith Stein Catholic Church
0.7 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 6, 2026 Listed $285,000 Abigail Flores
Dec 31, 2002 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Abigail Flores · House Matchmaker Group
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 7, 2026.
MLS# 31964071 · LIST DATE: Aug 6, 2026 · PARCEL: 124-111-003-0039
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 1:27 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity