Homes for Sale/Harris County/Crosby/Indian Shores
Active MLS #12865137 · 20 days on market

20534 Appaloosa Trail

Crosby, TX 77532
Subdivision  ·  Indian Shores
List Price
$250,000
$110/SF
Beds
3
Baths
3
Sq Ft
2,276
Built
1964
Lot
0.38 ac
Garage
2-car
County
Harris
Tax Rate
2.11%

Schools

§ 03
District
Elementary NEWPORT EL B
Middle CROSBY MIDDLE C
High CROSBY H S CCMR 84% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this beautiful two-story home located in the peaceful community of Indian Shores! Step inside to an open and inviting layout filled with natural light. The living area features large windows and updated flooring that flow seamlessly into the dining and kitchen space. The kitchen offers stunning quartz countertops, abundant cabinetry, and a gas range—perfect for everyday cooking or entertaining. Downstairs includes spacious secondary bedrooms and a full bath with granite countertops. Upstairs, you’ll find a private primary suite with its own bathroom, large walk-in closet, and relaxing atmosphere. Enjoy the enclosed sunroom overlooking the spacious backyard with mature trees and a storage shed. The home features a convenient U-shaped driveway and a two-car garage, providing ample parking. Located just minutes from Lake Houston, this home combines comfort and functionality in the desirable Indian Shores community.

Features

§ 02

Interior

  • Crown Molding
  • Double Vanity
  • En Suite Bathroom
  • Full Bath On Main Level
  • Hot Tub Spa
  • Bath In Primary Bedroom
  • Pots And Pan Drawers
  • Pantry
  • Two Bedrooms Down
  • Tub Shower
  • Upper Level Primary
  • Walk In Closets
  • Living Dining Room
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Oven

Exterior & lot

  • Fence
  • Private Yard
  • Storage
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1964
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,276 sq ft
Living Area Source Appraiser
Building Area Total 2,276 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 3

Interior

Interior Features Crown Molding, Double Vanity, En Suite Bathroom, Full Bath On Main Level, Hot Tub Spa, Bath In Primary Bedroom, Pots And Pan Drawers, Pantry, Two Bedrooms Down, Tub Shower, Upper Level Primary, Walk In Closets, Living Dining Room
Flooring Carpet, Laminate, Tile, Wood
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Gas Oven, Microwave, Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Fence, Private Yard, Storage
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.3797
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 1
MLS Area Minor Crosby Area
Subdivision Indian Shores
Postal Code 77532

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $100
HOA Fee Frequency Quarterly
HOA Name Indian Shores Property Owner Assn

Taxes, Terms & Disclosures

Tax Annual Amount $5,285
Tax Year 2025
Tax Rate (est.) 2.11%
Parcel # 097-288-000-0010
Legal Description LT 10 BLK 2 INDIAN SHORES SEC 1
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 2

Bedroom 10x14
Bedroom 10x12

Second level · 1

Primary Bedroom 20x15

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5650 Resolved MUD jurisdiction Harris County FWSD 58 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.5488
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32061184142 Filed underHarris County Fresh Water Supply District #58 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,941
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,501 Property tax$440 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,941
Yearly HOA fee $400

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.5180%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.22%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.91%
→ stable

HOA & Community

§ 05
● HOA details
$100
QUARTERLY
Association nameIndian Shores Property Owner Assn Management co.C.I.A. Services Websitevisit Phone(281) 462-4199 Cert on filehoa.texas.gov;tx_comptroller
● Community amenities
park
· 1.2mi
· 1.4mi
· 1.7mi
pharmacy
Tayco Farms · 1.7mi
Tayco Farms · 1.9mi
Walgreens · 3.0mi
gas_station
Texaco · 1.8mi
police_station
Houston Police Department - Lake Houston · 1.8mi
Houston Police Department - Lake Houston · 2.0mi
Houston Police Department - Kingwood · 6.8mi
place_of_worship
Vine Life Fellowship Church · 2.0mi
Vine Life Fellowship Church · 2.2mi
Church on the Lake · 2.5mi
grocery
· 2.6mi
· 2.7mi
Food Mart · 3.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Frontier
7,000 / 7,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Indian Shores
TIER: SUBDIVISION
Subdivision name (MLS)Indian Shores City · ZIPCrosby · 77532 CountyHarris Listings in subdivision1,296 Active now10 Sold (last 12 mo)7 Curated amenities60
● Year-built distribution
1960s 1 1965s 1 1970s 4 1975s 2 1980s 1 2025s 1

Fire Protection

§ 11
Nearest station
Crosby Volunteer Fire Department Station 83
· Crosby
Distance
1.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201251903 · ACS 2023
Median HH income
$103,611
ACS 2023
Median home value
$298,100
Census self-report
Owner-occupied
96%
1,576 housing units
Bachelor's+
25%
Adults 25+
Median age
40.1
Population 4,174
Work from home
4%
of commuters
Commute 45min+
17%
of commuters
Below poverty
2.3%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20534 Appaloosa Trail, Crosby, TX 77532
Harris County · 29.98°N, 95.12°W
park
1.2 mi · 4 within 2 mi
pharmacy
Tayco Farms
1.7 mi · 2 within 2 mi
gas_station
Texaco
1.8 mi · 1 within 2 mi
police_station
Houston Police Department - Lake Houston
1.8 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 4, 2026 Listed $250,000 Melissa Menindez
Dec 31, 1963 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Melissa Menindez · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 5, 2026.
MLS# 12865137 · LIST DATE: Sep 4, 2026 · PARCEL: 097-288-000-0010
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 8:10 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity