Homes for Sale/Harris County/Cypress/Pine Creek at Canyon Lakes
Active MLS #43297001 · 115 days on market

20619 Summer Retreat Lane

Cypress, TX 77433
Subdivision  ·  Pine Creek at Canyon Lakes
List Price
$285,000
$152/SF
Beds
4
Baths
3
Sq Ft
1,870
Built
2014
Lot
0.11 ac
Garage
2-car
County
Harris
Tax Rate
1.71%

Schools

§ 03
District
Elementary ANDRE EL C
Middle ANTHONY MIDDLE A
High CYPRESS SPRINGS H S CCMR 65% · Grad 90% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Lovely 2-story home in Pine Creek @ Canyon Lakes West. Room for everyone with 4 bedrooms, 2.5 bathrooms and an attached 2-car garage. Nice, open floor plan. All bedrooms are conveniently located upstairs. The spacious primary bedroom offers an en-suite bathroom with a dual sink vanity, soaking tub and separate shower. The well-appointed island kitchen with granite countertops, tile backsplash and stainless-steel appliances flows seamlessly into the family room with rich wood flooring and great backyard views. Step outside to a private backyard with a covered patio. Master-planned community amenities include pools, splash pad, fitness center, playgrounds and so much more! Zoned to highly acclaimed CFISD. Close to dining, shopping and entertainment. Easy access to the Grand Parkway, Hwy. 290 and I-10. Make your showing appointment today! New HVAC unit installed 7/25/26.

Features

§ 02

Interior

  • All Bedrooms Up
  • Double Vanity
  • En Suite Bathroom
  • Granite Counters
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Upper Level Primary
  • Walk In Closets
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal

Exterior & lot

  • Covered Patio
  • Fence
  • Patio
  • Subdivision
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener
  • Association

Community

  • Fitness Center
  • Playground
  • Pool
  • Trails
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2014
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,870 sq ft
Living Area Source Appraiser
Building Area Total 1,870 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 7

Interior

Interior Features All Bedrooms Up, Double Vanity, En Suite Bathroom, Granite Counters, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Pantry, Soaking Tub, Separate Shower, Upper Level Primary, Walk In Closets, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Laminate, Tile, Wood
Appliances Dishwasher, Electric Oven, Electric Range, Disposal, Microwave
Laundry Washer Hookup, Electric Dryer Hookup
Security Security System Owned, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Fence, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.1056
Lot Size Source Appraiser
Lot Features Subdivision
Direction Faces Northwest

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Pine Creek at Canyon Lakes
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $1,150
HOA Fee Frequency Annually
HOA Name PMG
Amenities Fitness Center, Playground, Pool, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $4,885 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.71%
Parcel # 134-724-002-0004
Legal Description LT 4 BLK 2 PINE CREEK AT CANYON LAKES WEST SEC 7
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 3

Family Room 22x18
Kitchen 14x11
Breakfast Room Nook 11x11

Second level · 4

Primary Bedroom 15x14
Bedroom 14x10
Bedroom 12x10
Bedroom 11x11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.8200
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 165 CountyHarris TCEQ District ID3737388 Bonded indebtedness$724,084,000 Current year rate FetchedApr 25, 2026
● Rate not extracted
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8200 Resolved MUD jurisdiction Harris County MUD 165 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,118
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,711 Property tax$407 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,118
Yearly HOA fee $1,150

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.6607%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.82%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$1,150
ANNUALLY
Association namePMG Management co. Website Phone Cert on filepending
● Community amenities
daycare
Lycee Montessori School - Cypress · 0.3mi
Texas Kids Childcare · 1.2mi
coffee
Starbucks · 0.5mi
gas_station
Murphy Express · 0.9mi
Shell · 1.2mi
Valero · 1.3mi
bank
TECU Credit Union · 1.0mi
Wells Fargo · 1.1mi
restaurant
Sonic · 1.0mi
Whataburger · 1.1mi
Jack in the Box · 1.1mi
grocery
Walmart Supercenter · 1.1mi
Timewise · 1.2mi
Valero · 1.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,200 / 35 Mbps
● LOW LATENCY
Fiber to the Premises
Centric Fiber
1,000 / 1,000 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Pine Creek at Canyon Lakes
TIER: SUBDIVISION
Subdivision name (MLS)Pine Creek at Canyon Lakes City · ZIPCypress · 77433 CountyHarris Listings in subdivision27 Active now1 Sold (last 12 mo)1 Curated amenities29
● Year-built distribution
2010s 1

Fire Protection

§ 11
Nearest station
CY-Fair VFD Station 11
Distance
1.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543005 · ACS 2023
Median HH income
$104,315
ACS 2023
Median home value
$336,500
Census self-report
Owner-occupied
87%
2,760 housing units
Bachelor's+
32%
Adults 25+
Median age
32.6
Population 9,614
Work from home
11%
of commuters
Commute 45min+
5%
of commuters
Below poverty
12.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20619 Summer Retreat Lane, Cypress, TX 77433
Harris County · 29.90°N, 95.72°W
daycare
Lycee Montessori School - Cypress
0.3 mi · 2 within 2 mi
coffee
Starbucks
0.5 mi · 1 within 2 mi
gas_station
Murphy Express
0.9 mi · 2 within 2 mi
bank
TECU Credit Union
1.0 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 1, 2026 Listed $285,000 Jill Smith
Dec 31, 2013 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jill Smith · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 19, 2026.
MLS# 43297001 · LIST DATE: Jun 1, 2026 · PARCEL: 134-724-002-0004
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity