Homes for Sale/Harris County/Katy/Highland Crk Ranch Sec 04
Active MLS #95481035 · 40 days on market

20623 Baron Bend Lane

Katy, TX 77449
Subdivision  ·  Highland Crk Ranch Sec 04
List Price
$235,000
$163/SF
Beds
3
Baths
2
Sq Ft
1,445
Built
2006
Lot
0.12 ac
Garage
2-car
County
Harris
Tax Rate
2.27%

Schools

§ 03
District
Elementary WALKER EL B
Middle ROWE MIDDLE B
High CYPRESS PARK H S CCMR 72% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this charming one-story home in the heart of Katy! Offering 3 bedrooms plus a study/flex room that can serve as a 4th bedroom providing flexibility for your family's needs. Step inside to discover an open, airy floor plan with high ceilings and excellent natural flow throughout. The home has been meticulously cared for and features numerous upgrades which features HIGH CEILINGS, PREMIUM WOOD-LOOK TILE FLOORING, GRANITE COUNTERTOPS, A NEW AC SYSTEM (2022), AND A NEW ROOF (2025), SECONDARY BATHROOM TOILET w/BIDET SEAT & REMOTE CONTROL, REFRIGERATOR, FRONT-LOAD WASHER, AND DRYER ARE INCLUDED. Enjoy a spacious backyard with no rear neighbors and peaceful park views. Conveniently located near FM 529, Hwy 99, and Hwy 290 with easy access to Cypress and surrounding areas. HIGH & DRY, NEVER FLOODED. Move-in ready! Don't miss this pretty house.

Features

§ 02

Interior

  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2006
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,445 sq ft
Living Area Source Appraiser
Building Area Total 1,445 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 4
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 6

Interior

Flooring Tile
Appliances Dishwasher, Disposal, Gas Range, Microwave

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1169
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Bear Creek South
Subdivision Highland Crk Ranch Sec 04
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $440
HOA Fee Frequency Annually
HOA Name Highland creek rang/INFRAMARK

Taxes, Terms & Disclosures

Tax Annual Amount $5,326
Tax Year 2025
Tax Rate (est.) 2.27%
Parcel # 126-028-004-0006
Legal Description LT 6 BLK 4 HIGHLAND CREEK RANCH SEC 4
Listing Terms Cash, Conventional, FHA, Investor Financing
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 6

Living Room 17 x 14
Kitchen 14 x 13
Office 12 x 10
Primary Bedroom 16 x 14
Bedroom 11 x 10
Bedroom 12 x 10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5170 Resolved MUD jurisdiction Harris County MUD 157 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.5400
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32064088373 Filed underHarris County Municipal Utility District #157 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,855
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,411 Property tax$444 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,855
Yearly HOA fee $440

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3577%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.52%
→ stable
School
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.46%
→ stable

HOA & Community

§ 05
● HOA details
$440
ANNUALLY
Association nameHighland creek rang/INFRAMARK Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filemls-trestle
● Community amenities
park
· 0.2mi
Dinner Creek Park · 0.8mi
· 0.2mi
veterinary
VCare Animal Clinic · 0.4mi
Affordable Pet Clinic Katy · 0.8mi
The KAAWS Clinic · 3.5mi
gas_station
Shell · 0.4mi
Valero · 0.8mi
restaurant
Grato Italian Restaurant · 0.4mi
DQ Grill & Chill · 0.4mi
Jack in the Box · 0.5mi
post_office
RapiCarga Travel Envios a Cuba · 0.4mi
Postal Plus Copy Center · 2.5mi
Postal Plus Copy Center · 4.8mi
grocery
Timewise · 0.4mi
Fiesta Mart · 0.4mi
Valero · 0.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Highland Crk Ranch Sec 04
TIER: SUBDIVISION
Subdivision name (MLS)Highland Crk Ranch Sec 04 City · ZIPKaty · 77449 CountyHarris Listings in subdivision48 Active now2 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2005s 2

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 12
· Katy
Distance
2.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542201 · ACS 2023
Median HH income
$97,575
ACS 2023
Median home value
$247,900
Census self-report
Owner-occupied
87%
1,793 housing units
Bachelor's+
19%
Adults 25+
Median age
28.6
Population 7,147
Work from home
14%
of commuters
Commute 45min+
13%
of commuters
Below poverty
10.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20623 Baron Bend Lane, Katy, TX 77449
Harris County · 29.88°N, 95.73°W
park
0.2 mi · 5 within 2 mi
veterinary
VCare Animal Clinic
0.4 mi · 1 within 2 mi
gas_station
Shell
0.4 mi · 1 within 2 mi
restaurant
Grato Italian Restaurant
0.4 mi · 6 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 14, 2026 Listed $235,000 Tram Bui
Dec 31, 2005 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Tram Bui · Precious Realty & Mortgage
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 15, 2026.
MLS# 95481035 · LIST DATE: Aug 14, 2026 · PARCEL: 126-028-004-0006
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity