Homes for Sale/Harris County/Katy/Highland Creek Ranch
Active MLS #25737203 · 20 days on market

20730 Indigo River Lane

Katy, TX 77449
Subdivision  ·  Highland Creek Ranch
List Price
$260,000
$134/SF · 5.6% below neighborhood median
Beds
4
Baths
3
Sq Ft
1,936
Built
2011
Lot
0.10 ac
Garage
2-car
County
Harris
Tax Rate
1.46%

Schools

§ 03
District
Elementary WALKER EL B
Middle ROWE MIDDLE B
High CYPRESS PARK H S CCMR 72% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this inviting 4-bedroom, 2.5-bath home in the desirable Highland Creek Ranch community! Filled with abundant natural light, this thoughtfully designed home offers a spacious and functional layout with plenty of room for everyday living. The dining area flows seamlessly into the living room, creating a welcoming gathering space. The well-appointed kitchen features granite countertops, a walk-in pantry, and easy access to the downstairs laundry room. Upstairs, you'll find a versatile game room, along with a spacious primary suite featuring a private ensuite bath with dual-sink vanities, a separate shower, and a relaxing soaking tub. Three additional bedrooms and a secondary full bathroom provide plenty of space. Step outside to the fenced backyard, where an extended covered patio offers the perfect spot for outdoor dining, entertaining, or relaxing. This Highland Creek Ranch home is ready to welcome you!

Features

§ 02

Interior

  • All Bedrooms Up
  • En Suite Bathroom
  • Granite Counters
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Walk In Closets
  • Kitchen Dining Combo
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Carpet
  • Plank
  • Tile
  • Vinyl

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Patio
  • Subdivision
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage

Community

  • Sport Court
  • Picnic Area
  • Playground
  • Park
  • Trails
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2011
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,936 sq ft
Living Area Source Appraiser
Building Area Total 1,936 sq ft
Foundation Slab
Construction Brick, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 12

Interior

Interior Features All Bedrooms Up, En Suite Bathroom, Granite Counters, Pantry, Soaking Tub, Separate Shower, Tub Shower, Walk In Closets, Kitchen Dining Combo
Flooring Carpet, Plank, Tile, Vinyl
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Fence, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage

Lot

Lot Size (acres) 0.1010
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Bear Creek South
Subdivision Highland Creek Ranch
Road Surface Concrete
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Hvac, Insulation, Windows

HOA / Association

HOA Yes
HOA Fee $450
HOA Fee Frequency Annually
HOA Name Inframark
Fee Includes Common Areas
Amenities Sport Court, Picnic Area, Playground, Park, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $3,787 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.46%
Parcel # 127-929-003-0008
Legal Description LT 8 BLK 3 HIGHLAND CREEK RANCH SEC 5
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 12 rooms · MLS-supplied

Main level · 5

Living Room 15x16
Kitchen
Dining Room 18x11
Half Bath
Utility Room

Second level · 7

Game Room 14x11
Primary Bedroom 15x13
Primary Bathroom
Bedroom 10x11
Bedroom 10x10
Bedroom 10x10
Bathroom

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5170 Resolved MUD jurisdiction Harris County MUD 157 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.5400
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32064088373 Filed underHarris County Municipal Utility District #157 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,877
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,561 Property tax$316 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,877
Yearly HOA fee $450

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3577%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.52%
→ stable
School
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.46%
→ stable

HOA & Community

§ 05
● HOA details
$450
ANNUALLY
Association nameInframark Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
CommonAreas
● Community amenities
park
· 0.1mi
· 0.1mi
Dinner Creek Park · 0.8mi
restaurant
Grato Italian Restaurant · 0.3mi
Grato Italian Restaurant · 0.4mi
Subway · 0.4mi
grocery
Fiesta Mart · 0.3mi
Fiesta Mart · 0.4mi
Timewise · 0.4mi
veterinary
VCare Animal Clinic · 0.4mi
Affordable Pet Clinic Katy · 0.7mi
Affordable Pet Clinic Katy · 0.8mi
gas_station
Shell · 0.4mi
post_office
RapiCarga Travel Envios a Cuba · 0.4mi
Postal Plus Copy Center · 2.4mi
Postal Plus Copy Center · 2.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $142/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Highland Creek Ranch
TIER: SUBDIVISION
Subdivision name (MLS)Highland Creek Ranch City · ZIPKaty · 77449 CountyHarris Listings in subdivision1,404 Active now4 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
2000s 1 2005s 1 2010s 2

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 12
· Katy
Distance
2.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542201 · ACS 2023
Median HH income
$97,575
ACS 2023
Median home value
$247,900
Census self-report
Owner-occupied
87%
1,793 housing units
Bachelor's+
19%
Adults 25+
Median age
28.6
Population 7,147
Work from home
14%
of commuters
Commute 45min+
13%
of commuters
Below poverty
10.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20730 Indigo River Lane, Katy, TX 77449
Harris County · 29.88°N, 95.73°W
park
0.1 mi · 8 within 2 mi
restaurant
Grato Italian Restaurant
0.3 mi · 6 within 2 mi
grocery
Fiesta Mart
0.3 mi · 3 within 2 mi
veterinary
VCare Animal Clinic
0.4 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 3, 2026 Listed $260,000 Adebayo Adebowale
Dec 31, 2010 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Adebayo Adebowale · Integrity Edge Realty, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 4, 2026.
MLS# 25737203 · LIST DATE: Sep 3, 2026 · PARCEL: 127-929-003-0008
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity