Homes for Sale/Harris County/Katy/Highland Creek Ranch
Active MLS #49151754 · 4 days on market

20818 Indigo River Lane

Katy, TX 77449
Subdivision  ·  Highland Creek Ranch
List Price
$239,000
$162/SF · 13.8% above neighborhood median
Beds
3
Baths
2
Sq Ft
1,475
Built
2011
Lot
4,400 sf
Garage
2-car
County
Harris
Tax Rate
1.35%

Schools

§ 03
District
Elementary WALKER EL B
Middle ROWE MIDDLE B
High CYPRESS PARK H S CCMR 72% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this inviting one-story home featuring 3 bedrooms and 2 full baths. The home offers laminate flooring and recently refreshed interior paint for a clean, updated feel. The spacious primary suite includes a private bath with a separate shower, garden tub, and walk-in closet with shelving. The nicely sized kitchen provides plenty of cabinet and counter space and includes stainless steel GAS range, dishwasher, and microwave. A separate formal dining room FLEX as open office space offers plenty of natural light OR additional space for entertaining. Conveniently located near shopping, dining, and Grand Parkway 99, with access to Cy-Fair ISD schools. A great opportunity to make this well-maintained home your own!

Features

§ 02

Interior

  • En Suite Bathroom
  • Laminate Counters
  • Pantry
  • Separate Shower
  • Walk In Closets
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Electric Range
  • Disposal
  • Ice Maker
  • Microwave
  • Oven
  • Laminate
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air

Exterior & lot

  • Fence
  • Private Yard
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener
  • Association

Community

  • Park
  • Pool
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2011
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,475 sq ft
Living Area Source Appraiser
Building Area Total 1,475 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5

Interior

Interior Features En Suite Bathroom, Laminate Counters, Pantry, Separate Shower, Walk In Closets, Ceiling Fans, Programmable Thermostat
Flooring Laminate, Tile
Appliances Dishwasher, Electric Range, Disposal, Ice Maker, Microwave, Oven
Laundry Washer Hookup, Electric Dryer Hookup

Exterior

Exterior Features Fence, Private Yard
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 4,400
Lot Size (acres) 0.1010
Lot Size Source Appraiser
Lot Features Subdivision
Direction Faces South

Location

County Harris
MLS Area Major 25
MLS Area Minor Bear Creek South
Subdivision Highland Creek Ranch
Road Surface Concrete
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $440
HOA Fee Frequency Annually
HOA Name Highland creek ranch INFRAMARK
Fee Includes Recreation Facilities
Amenities Park, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $3,221 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.35%
Parcel # 127-929-003-0014
Legal Description LT 14 BLK 3 HIGHLAND CREEK RANCH SEC 5
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Primary Bedroom 14x16
Bedroom 10x10
Bedroom 10x10
Living Room 17x14
Dining Room 10x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5170 Resolved MUD jurisdiction Harris County MUD 157 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.5400
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32064088373 Filed underHarris County Municipal Utility District #157 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,703
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,435 Property tax$268 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,703
Yearly HOA fee $440

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3577%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.52%
→ stable
School
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.46%
→ stable

HOA & Community

§ 05
● HOA details
$440
ANNUALLY
Association nameHighland creek ranch INFRAMARK Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
RecreationFacilities
● Community amenities
park
· 0.1mi
· 0.1mi
Dinner Creek Park · 0.8mi
restaurant
Grato Italian Restaurant · 0.3mi
Grato Italian Restaurant · 0.4mi
Subway · 0.4mi
grocery
Fiesta Mart · 0.3mi
Fiesta Mart · 0.4mi
Timewise · 0.4mi
veterinary
VCare Animal Clinic · 0.4mi
Affordable Pet Clinic Katy · 0.7mi
Affordable Pet Clinic Katy · 0.8mi
gas_station
Shell · 0.4mi
post_office
RapiCarga Travel Envios a Cuba · 0.4mi
Postal Plus Copy Center · 2.4mi
Postal Plus Copy Center · 2.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $142/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Highland Creek Ranch
TIER: SUBDIVISION
Subdivision name (MLS)Highland Creek Ranch City · ZIPKaty · 77449 CountyHarris Listings in subdivision1,404 Active now4 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
2000s 1 2005s 1 2010s 2

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 12
· Katy
Distance
2.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542201 · ACS 2023
Median HH income
$97,575
ACS 2023
Median home value
$247,900
Census self-report
Owner-occupied
87%
1,793 housing units
Bachelor's+
19%
Adults 25+
Median age
28.6
Population 7,147
Work from home
14%
of commuters
Commute 45min+
13%
of commuters
Below poverty
10.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
20818 Indigo River Lane, Katy, TX 77449
Harris County · 29.88°N, 95.73°W
park
0.1 mi · 8 within 2 mi
restaurant
Grato Italian Restaurant
0.3 mi · 6 within 2 mi
grocery
Fiesta Mart
0.3 mi · 3 within 2 mi
veterinary
VCare Animal Clinic
0.4 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 20, 2026 Listed $239,000 Andre Quibodeaux
Dec 31, 2010 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Andre Quibodeaux · Weichert, Realtors - The Murray Group
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 22, 2026.
MLS# 49151754 · LIST DATE: Sep 20, 2026 · PARCEL: 127-929-003-0014
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:15 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity